Akilipay Presentation - Linkedin -1

16
INVEST IN DIGITAL PAYMENTS TO IMPROVE THE LIVING STANDARDS & MAXIMIZE FINANCIAL INCLUSION FOR PEOPLE IN EMERGING ECONOMIES JUMA KAPAYA Founder, Executive Director

Transcript of Akilipay Presentation - Linkedin -1

Page 1: Akilipay Presentation - Linkedin -1

INVEST IN DIGITAL PAYMENTS TOIMPROVE THE LIVING STANDARDS & MAXIMIZE

FINANCIAL INCLUSION FOR PEOPLE IN EMERGING ECONOMIES

JUMA KAPAYA

Founder, Executive Director

Page 2: Akilipay Presentation - Linkedin -1

AFTER BUSINESS HOURS

� Must Transfer & Deposit collected Money into Bank account

PROBLEM STATEMENT

Business Account in Bank B

Business Account in Bank A

Personal Account in Bank A

Personal Account in Bank B

CONDITION BEFORE SHOPPING

� Must have Money

Cash handling is

a BIG problem!

Page 3: Akilipay Presentation - Linkedin -1

MOBILE MONEYDEBIT/CREDIT CARDS

Drawbacks

o High “hidden” charges

o Must have a bank accounto Links directly to your bank account

o Must have mobile phone

CURRENT SOLUTIONS

o High “hidden” charges

o Unavailable in rural areaso High “cash out” charges

o Must have mobile phone

o Uses inconvenient technologies(USSD & SIM Toolkit)

o Depends on “unreliable” Agents

o Doesn’t offer convenient business transaction solution

o Vendor dependent solutionso Designed to fit developed countries lifestyle

Page 4: Akilipay Presentation - Linkedin -1

VISION

To become the leading digital payments provider in emerging economies

Provide innovative digital payment solutions to improve the living standards & maximize financial

inclusion

MISSION

Page 5: Akilipay Presentation - Linkedin -1

Internet

SERVICE DESCRIPTION

Agent

Consumer

� Personal Account

� Business Account

Consumer

MerchantPOS

� Digital Payment Processing Platform (AkiliNet®)

� Mobile Apps

� Contactless Smart Card (AkiliCard®)

� Point of Sale Devices (AkiliPOS®)

AkiliNet

Page 6: Akilipay Presentation - Linkedin -1

PAYMENT SOLUTIONS PAYMENT PLATFORM

� Vendor independent

� Intelligent

� Secure� Relevant to emerging

economies lifestyle

� Support C2C, C2B and B2B

� Efficient

� Centralized

� Convenient, Innovative and Easy to use

� Secure & Reliable

� Affordable

� Secure

� Available 24/7/365

economies lifestyle

� Supplement vehicle towards cashless economy

Page 7: Akilipay Presentation - Linkedin -1

VALUE PROPOSITION

�Affordable charges

�Enhanced security of your money

�Better management of personal expenditures and all business transactions

�Perform cross border transactions

�Easily deployed in both rural and urban areas

�Affordable charges

� Secure and reliable services

Page 8: Akilipay Presentation - Linkedin -1

POTENTIAL CUSTOMERS (TARGET MARKET)

� Businesses

Retail/ Wholesale Shops

Online Stores

Hotels

RestaurantsPublic Transport

Fuel Stations

Supermarkets

� General Population - all age groups

Entertainments

Page 9: Akilipay Presentation - Linkedin -1

Market Analysis

2017 2018 2019 2020 2021

POTENTIAL CUSTOMERS Growth CAGR

Business Class A 80% 10,865 19,557 35,203 63,365 114,057 80.00%

Business Class B 80% 12,680 22,824 41,083 73,949 133,108 80.00%

Business Class C 90% 16,090 30,571 58,085 110,362 209,688 90.00%

Consumer Class A 80% 270,000 486,000 874,800 1,574,640 2,834,352 80.00%

Consumer Class B 100% 300,000 600,000 1,200,000 2,400,000 4,800,000 100.00%

POTENTIAL CUSTOMERS (TARGET MARKET)

how we reach them…

� Agents Network � AkiliPay Branches � Outdoor Sales Team � Social Media

Consumer Class C 100% 230,000 460,000 920,000 1,840,000 3,680,000 100.00%

TOTAL 93.50% 839,635 1,618,952 3,129,171 6,062,316 11,771,205 93.50%

www.akilipay.com

Page 10: Akilipay Presentation - Linkedin -1

HOW WE MAKE MONEY

�Charges based on different scenarios

� C2C

C2B

� Sender charged per fund transfer

� C2B

� B2B

� Merchant charged per transaction

� Sender charged per transaction

www.akilipay.com

Page 11: Akilipay Presentation - Linkedin -1

FINANCIAL PROJECTIONS

TZS ‘Millions

110,000

100,000

90,000

80,000

70,000

60,000

Revenue

Gross Margin50,000

40,000

30,000

20,000

10,000

0

2017 2018 2019 2020 2021

Net Profit

www.akilipay.com* US $ 1 = TZS 2300

Page 12: Akilipay Presentation - Linkedin -1

FINANCIAL PROJECTIONS

www.akilipay.com* US $ 1 = TZS 2300

Page 13: Akilipay Presentation - Linkedin -1

ACCOMPLISHMENT

�Prototype

�Company Registration

�Pitch Video (https://youtu.be/XF0eYiI_dPk)

�Company Website (http://www.akilipay.com)

Page 14: Akilipay Presentation - Linkedin -1

SOUGHT INVESTMENT

� TZS 7.1 Billion (US $ 3 Million) equity finance to enable;

Year 2016 Cost (TZS ‘Billion)

� Product Development 2.4

� Business Setup 2.6

TOTAL 5.0TOTAL 5.0

Year 2017 Cost (TZS ‘Billion)

� Operations & Maintenance

2.1

TOTAL 2.1

www.akilipay.com* US $ 1 = TZS 2300

Page 15: Akilipay Presentation - Linkedin -1

Co-Founder,

Non Executive Director

OUR TEAM

SWALEHEKILOZA

� MSc, MBA, MIEEE

� MBA, ACCA � MBA, CPA(T)

Co-founder,

Non Executive Director

MARTIN MFIKWA

Co-Founder,

Non Executive Director

TUMU KAISI JUMA KAPAYA

� BEng, CCNA, MCP, PMP, CISSP

Founder,

Executive Director

� Has over 20 years

experience in technology, management and business consulting

MIEEE

� Has over 6 years experience in

corporate finance, auditing

and risk management

� Has over 12 years experience

in corporate finance,

forecasting, project and risk management

PMP, CISSP

� Has over 6 years experience in technology,

management , banking and

payment systems

www.akilipay.com

Page 16: Akilipay Presentation - Linkedin -1

Thank You All

and

Welcome to