Bnf

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B N F Banco Nacional de Fomento B N F INFORME GERENCIAL Datos Semidefinitivos Agosto de 2010 Gerencia de Riesgos Departamento de Estudios e Investigaciones www.bnf.fin.ec email:[email protected] Quito-Ecuador

Transcript of Bnf

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BBBBNNNNFFFFBanco Nacional de Fomento

BBBBNNNNFFFF

INFORME

GERENCIALDatos Semidefinitivos

Agosto de 2010

Gerencia de Riesgos

Departamento de Estudios e Investigaciones

www.bnf.fin.ec

email:[email protected]

Quito-Ecuador

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Crédito Original y Renovado

a Agosto de cada añoMiles de dólares

200 000

300,000

400,000

500,000

600,000

Crédito Total

200,000

300,000

400,000

500,000

600,000

-

100,000

200,000

2007 2008 2009 2010total 195,029 273,357 274,296 537,539

2007 2008 2009 2010

Original 187,009 261,200 254,991 516,757

Renovado 12,156 19,305 1,905 20,782

0

100,000

150,000

200,000

CRÉDITO ORIGINAL POR DESTINO

Cuenca

Loja

7%

Sto. Domingo

17%

Portoviejo

12%

CRÉDITO ORIGINAL POR ZONALES

0

50,000

100,000

Cul. Agr. Pecuario P. I. A. Comercio Consumo Otros

2009 50,954 68,928 26,435 66,859 12,630 29186

2010 77,938 134,841 37,185 199,329 28,855 38609

Quito

9%

Riobamba

11%

Cuenca

4%Guayaquil

24%

Machala

4%Puyo

12%

70,000

80,000

90,000

CREDITO ORIGINAL POR MESES

2009 2010

250,000

CREDITO ORIGINAL POR LINEAS

10 000

20,000

30,000

40,000

50,000

60,000

70,000

0

50,000

100,000

150,000

200,000

0

10,0002009 2010

Microcred Plan 555 Des.Hum. F.Propios

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Banco Nacional de Fomento 4 Gerencia de Riesgos

COMPARACION DEL CREDITO POR REGIONES A AGOSTO DE CADA AÑO

valores en dólares

REGION NUMERO VALOR NUMERO VALOR NUMERO VALOR %

SIERRA 24,411 89,909,915 80,308 151,622,976 55,897 61,713,061 68.6%

COSTA E INS. 73,365 134,304,125 210,157 294,007,282 136,792 159,703,157 118.9%

AMAZONIA 8,533 30,777,246 38,699 71,126,911 30,166 40,349,665 131.1%

NACIONAL 106,309 254,991,286 329,164 516,757,169 222,855 261,765,883 102.7%

SIERRA 624 4,502,495 738 3,285,425 114 (1,217,070) !27.0%

COSTA E INS. 3,651 14,323,106 4,571 16,967,312 920 2,644,206 18.5%

AMAZONIA 127 479,525 158 529,660 31 50,135 10.5%

NACIONAL 4,402 19,305,126 5,467 20,782,397 1,065 1,477,271 7.7%

SIERRA 25,035 94,412,410 81,046 154,908,401 56,011 60,495,991 64.1%

COSTA E INS. 77,016 148,627,231 214,728 310,974,594 137,712 162,347,363 109.2%

AMAZONIA 8,660 31,256,771 38,857 71,656,571 30,197 40,399,800 129.3%

NACIONAL 110,711 274,296,412 334,631 537,539,566 223,920 263,243,154 96.0%

FUENTE Y ELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL

CREDITO RENOVADO

CREDITO TOTAL

2009 2010 VARIACION

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Banco Nacional de Fomento 5 Gerencia de Riesgos

SUCURSALES

Y ZONALES NUMERO VALOR NUMERO VALOR NUMERO VALORQUITO 12,105 15,585,461 40 486,057 12,145 16,071,518

TULCAN 1,046 2,411,099 40 224,592 1,086 2,635,691

SAN GABRIEL 704 3,070,493 2 2,660 706 3,073,153

EL ANGEL 1,499 4,013,479 51 227,116 1,550 4,240,595

IBARRA 1,685 3,593,896 28 150,777 1,713 3,744,673

OTAVALO 3,246 5,098,238 32 134,453 3,278 5,232,691

CAYAMBE 2,354 3,233,913 24 92,890 2,378 3,326,803

MACHACHI 1,800 6,084,674 16 144,555 1,816 6,229,229

LOS BANCOS 2,265 4,452,121 12 168,145 2,277 4,620,266

ZONAL QUITO 26,704 47,543,374 245 1,631,245 26,949 49,174,619

RIOBAMBA 8,873 14,994,957 37 170,025 8,910 15,164,982

ALAUSI 1,745 3,951,380 8 25,088 1,753 3,976,468

CHUNCHI 921 2,322,324 921 2,322,324

AMBATO 4,427 7,882,630 61 176,426 4,488 8,059,056

LATACUNGA 3,722 6,819,505 18 86,772 3,740 6,906,277

EL CORAZON 1,432 3,283,538 26 58,753 1,458 3,342,291

LA MANA 2,690 6,806,471 69 297,958 2,759 7,104,429

GUARANDA 4,810 8,490,051 1 4,860 4,811 8,494,911

ZONAL RIOBAMBA 28,620 54,550,856 220 819,882 28,840 55,370,738

CUENCA 2,207 5,092,401 19 40,870 2,226 5,133,271

CAÑAR 1,661 3,380,226 2 15,340 1,663 3,395,566

AZOGUES 1,306 4,069,340 1,306 4,069,340

GUALACEO 2,330 3,931,962 2,330 3,931,962

PAUTE 1,292 2,092,835 4 23,365 1,296 2,116,200

GIRON 868 1,885,069 1 2,323 869 1,887,392

LA TRONCAL 1,764 2,786,424 30 136,639 1,794 2,923,063

ZONAL CUENCA 11,428 23,238,257 56 218,537 11,484 23,456,794

LOJA 4,476 8,422,030 46 170,150 4,522 8,592,180

GONZANAMA 972 2,089,293 10 41,440 982 2,130,733

CARIAMANGA 1,230 2,679,549 1,230 2,679,549

MACARA 1,257 2,565,238 45 93,344 1,302 2,658,582

ZAPOTILLO 1,280 2,670,907 43 162,491 1,323 2,833,398

ALAMOR 1,400 2,277,615 9 20,520 1,409 2,298,135

CELICA 1,546 2,551,045 35 63,296 1,581 2,614,341

CATACOCHA 1,395 3,034,812 29 64,520 1,424 3,099,332

ZAMORA 2,915 6,092,370 8 37,053 2,923 6,129,423

ZUMBA 897 2,551,625 1 6,700 898 2,558,325

ZONAL LOJA 17,368 34,934,484 226 659,514 17,594 35,593,998

SANTO DOMINGO 6,013 12,449,757 89 265,410 6,102 12,715,167

ESMERALDAS 9,073 12,180,353 87 264,159 9,160 12,444,512

MUISNE 2,829 6,118,706 60 437,970 2,889 6,556,676

QUININDE 6,811 11,498,844 52 184,526 6,863 11,683,370

BABAHOYO 7,171 11,702,161 177 665,024 7,348 12,367,185

QUEVEDO 9,472 14,253,884 70 356,278 9,542 14,610,162

VENTANAS 4,955 6,301,301 183 532,952 5,138 6,834,253

VINCES 4,613 6,289,130 156 582,114 4,769 6,871,244

CATARAMA 4,721 5,092,631 125 297,298 4,846 5,389,929

ZONAL STO. DOMINGO 55,658 85,886,767 999 3,585,731 56,657 89,472,498

PORTOVIEJO 8,978 12,025,617 462 1,490,278 9,440 13,515,895

MANTA 5,528 8,980,699 123 411,374 5,651 9,392,073

BAHIA 3,434 5,893,747 137 222,958 3,571 6,116,705

CHONE 6,046 10,340,182 30 88,638 6,076 10,428,820

EL CARMEN 3,996 6,058,796 46 131,906 4,042 6,190,702

JIPIJAPA 4,428 5,387,552 234 346,267 4,662 5,733,819

CALCETA 4,254 7,682,512 17 85,400 4,271 7,767,912

PEDERNALES 2,543 4,123,179 36 136,023 2,579 4,259,202

ZONAL PORTOVIEJO 39,207 60,492,284 1,085 2,912,844 40,292 63,405,128

GUAYAQUIL 60,108 61,592,361 257 1,680,276 60,365 63,272,637

PEDRO CARBO 7,080 6,898,533 273 918,746 7,353 7,817,279

DAULE 6,736 12,049,350 655 2,135,564 7,391 14,184,914

BALZAR 8,376 12,277,460 180 619,926 8,556 12,897,386

MILAGRO 1,976 4,151,414 76 384,034 2,052 4,535,448

EL TRIUNFO 4,107 4,843,502 85 613,715 4,192 5,457,217

EL EMPALME 4,685 8,080,689 260 720,921 4,945 8,801,610

NARANJAL 3,943 5,381,711 77 401,552 4,020 5,783,263

SANTA ELENA 4,306 6,045,257 253 1,077,976 4,559 7,123,233

PTO. BAQUERIZO 489 3,439,291 19 803,288 508 4,242,579

ZONAL GUAYAQUIL 101,806 124,759,568 2,135 9,355,998 103,941 134,115,566

MACHALA 5,272 8,367,760 88 302,574 5,360 8,670,334

SANTA ROSA 1,989 3,593,061 45 154,003 2,034 3,747,064

ARENILLAS 3,604 5,045,790 204 595,218 3,808 5,641,008

PIÑAS 1,251 3,276,942 8 47,522 1,259 3,324,464

ZARUMA 1,370 2,585,110 7 13,422 1,377 2,598,532

ZONAL MACHALA 13,486 22,868,663 352 1,112,739 13,838 23,981,402

PUYO 3,353 8,736,499 33 141,208 3,386 8,877,707

TENA 7,334 10,784,583 8 22,860 7,342 10,807,443

BAEZA 1,146 3,882,877 5 62,730 1,151 3,945,607

ORELLANA 6,761 7,889,003 35 92,700 6,796 7,981,703

LAGO AGRIO 5,867 8,317,311 33 103,038 5,900 8,420,349

SHUSHUFINDI 3,235 5,354,725 4 14,365 3,239 5,369,090

MACAS 3,346 6,329,839 27 41,458 3,373 6,371,297

SUCUA 1,224 2,779,099 1,224 2,779,099

MENDEZ 760 2,419,827 760 2,419,827

LIMON INDANZA 750 3,034,722 4 7,548 754 3,042,270

GUALAQUIZA 1,111 2,954,431 1,111 2,954,431

ZONAL PUYO 34,887 62,482,916 149 485,907 35,036 62,968,823

SIERRA 80,308 151,622,976 738 3,285,425 81,046 154,908,401

COSTA E INSULAR 210,157 294,007,282 4,571 16,967,312 214,728 310,974,594

AMAZONIA 38,699 71,126,911 158 529,660 38,857 71,656,571

NACIONAL 329,164 516,757,169 5,467 20,782,397 334,631 537,539,566

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

ORIGINAL RENOVADO TOTAL

CREDITO ORIGINAL, RENOVADO Y TOTAL POR SUCURSALES Y ZONALESA AGOSTO DE 2010

valores en dólares

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Banco Nacional de Fomento 6 Gerencia de Riesgos

SUCURSALES

y

ZONALES

ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 1,292 1,206 1,351 1,163 1,678 1,722 1,897 1,796 12,105

TULCAN 97 88 126 133 84 170 163 185 1,046

SAN GABRIEL 16 92 120 75 102 82 99 118 704

EL ANGEL 243 238 209 152 86 219 255 97 1,499

IBARRA 136 174 205 206 200 147 269 348 1,685

OTAVALO 268 251 409 347 236 479 512 744 3,246

CAYAMBE 215 82 391 309 312 117 424 504 2,354

MACHACHI 129 179 176 253 190 213 271 389 1,800

LOS BANCOS 206 207 274 304 315 328 368 263 2,265

ZONAL QUITO 2,602 2,517 3,261 2,942 3,203 3,477 4,258 4,444 26,704

RIOBAMBA 918 808 919 1,019 935 757 1,812 1,705 8,873

ALAUSI 189 177 184 148 289 163 280 315 1,745

CHUNCHI 90 69 197 139 119 59 117 131 921

AMBATO 185 272 533 518 603 531 883 902 4,427

LATACUNGA 260 534 552 472 280 224 568 832 3,722

EL CORAZON 124 115 141 183 168 195 209 297 1,432

LA MANA 205 161 462 265 237 253 381 726 2,690

GUARANDA 311 424 529 581 542 631 753 1,039 4,810

ZONAL RIOBAMBA 2,282 2,560 3,517 3,325 3,173 2,813 5,003 5,947 28,620

CUENCA 244 162 228 203 207 133 494 536 2,207

CAÑAR 94 193 130 132 174 143 402 393 1,661

AZOGUES 117 148 175 181 62 173 230 220 1,306

GUALACEO 219 119 336 146 355 237 440 478 2,330

PAUTE 131 103 149 214 178 165 147 205 1,292

GIRON 51 64 104 130 157 69 146 147 868

LA TRONCAL 163 207 195 286 118 286 198 311 1,764

ZONAL CUENCA 1,019 996 1,317 1,292 1,251 1,206 2,057 2,290 11,428

LOJA 363 414 394 373 388 391 1,150 1,003 4,476

GONZANAMA 109 106 97 121 145 128 145 121 972

CARIAMANGA 96 99 142 155 153 158 189 238 1,230

MACARA 172 138 188 139 196 71 201 152 1,257

ZAPOTILLO 266 222 187 152 125 84 125 119 1,280

ALAMOR 232 215 220 105 156 150 141 181 1,400

CELICA 263 260 269 192 214 64 128 156 1,546

CATACOCHA 156 126 192 166 247 72 209 227 1,395

ZAMORA 354 529 282 493 342 280 297 338 2,915

ZUMBA 101 90 180 93 97 46 135 155 897

ZONAL LOJA 2,112 2,199 2,151 1,989 2,063 1,444 2,720 2,690 17,368

SANTO DOMINGO 372 404 732 765 603 593 988 1,556 6,013

ESMERALDAS 454 534 1,129 1,056 1,269 1,128 1,333 2,170 9,073

MUISNE 256 99 313 265 224 302 671 699 2,829

QUININDE 497 463 677 650 474 828 1,600 1,622 6,811

BABAHOYO 619 631 1,122 1,070 652 536 586 1,955 7,171

QUEVEDO 941 531 859 822 643 1,078 2,710 1,888 9,472

VENTANAS 517 352 637 397 449 521 943 1,139 4,955

VINCES 393 364 523 418 418 412 954 1,131 4,613

CATARAMA 460 670 407 475 341 483 800 1,085 4,721

ZONAL STO. DOMINGO 4,509 4,048 6,399 5,918 5,073 5,881 10,585 13,245 55,658

PORTOVIEJO 319 611 996 1,077 1,027 1,146 1,938 1,864 8,978

MANTA 405 496 505 369 593 553 1,039 1,568 5,528

BAHIA 619 523 400 365 339 159 549 480 3,434

CHONE 509 315 781 558 841 603 1,311 1,128 6,046

EL CARMEN 371 313 563 508 495 372 593 781 3,996

JIPIJAPA 257 276 169 359 416 907 991 1,053 4,428

CALCETA 407 352 543 674 214 453 613 998 4,254

PEDERNALES 271 172 421 380 221 201 251 626 2,543

ZONAL POETOVIEJO 3,158 3,058 4,378 4,290 4,146 4,394 7,285 8,498 39,207

GUAYAQUIL 5,082 5,584 7,425 7,786 5,718 6,328 11,087 11,098 60,108

PEDRO CARBO 271 490 803 662 845 858 1,597 1,554 7,080

DAULE 481 415 599 689 913 619 1,367 1,653 6,736

BALZAR 682 696 832 995 818 682 1,484 2,187 8,376

MILAGRO 163 161 204 200 184 289 281 494 1,976

EL TRIUNFO 268 429 360 145 402 564 838 1,101 4,107

EL EMPALME 488 371 408 693 614 353 719 1,039 4,685

NARANJAL 333 456 460 440 477 517 557 703 3,943

SANTA ELENA 390 453 501 619 440 610 624 669 4,306

PTO. BAQUERIZO 27 39 56 88 72 105 59 43 489

ZONAL GUAYAQUIL 8,185 9,094 11,648 12,317 10,483 10,925 18,613 20,541 101,806

MACHALA 316 351 396 422 420 576 1,290 1,501 5,272

SANTA ROSA 149 258 289 244 158 233 272 386 1,989

ARENILLAS 315 413 385 554 476 470 442 549 3,604

PIÑAS 158 169 212 164 137 130 100 181 1,251

ZARUMA 139 274 242 205 150 78 93 189 1,370

ZONAL MACHALA 1,077 1,465 1,524 1,589 1,341 1,487 2,197 2,806 13,486

PUYO 260 332 389 703 361 370 463 475 3,353

TENA 433 707 1,308 1,145 1,301 468 733 1,239 7,334

BAEZA 111 171 175 154 174 119 129 113 1,146

ORELLANA 547 991 904 617 1,240 693 936 833 6,761

LAGO AGRIO 600 580 593 704 834 649 1,006 901 5,867

SHUSHUFINDI 370 561 468 457 411 368 272 328 3,235

MACAS 240 350 454 594 607 224 316 561 3,346

SUCUA 200 161 141 130 141 185 114 152 1,224

MENDEZ 111 78 149 145 122 56 36 63 760

LIMON INDANZA 94 86 109 97 92 71 101 100 750

GUALAQUIZA 97 203 144 188 100 115 162 102 1,111

ZONAL PUYO 3,063 4,220 4,834 4,934 5,383 3,318 4,268 4,867 34,887

SIERRA 7,560 7,653 9,784 8,962 9,251 8,614 13,606 14,878 80,308

COSTA E INSULAR 16,929 17,665 23,949 24,114 21,043 22,687 38,680 45,090 210,157

AMAZONIA 3,518 4,839 5,296 5,520 5,822 3,644 4,700 5,360 38,699

NACIONAL 28,007 30,157 39,029 38,596 36,116 34,945 56,986 65,328 329,164

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL POR MES SEGUN SUCURSALES Y ZONALESnúmero de operaciones

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Banco Nacional de Fomento 7 Gerencia de Riesgos

SUCURSALES

y

ZONALES

ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 5 7 3 4 5 6 6 4 40

TULCAN 1 6 3 5 5 12 8 40

SAN GABRIEL 1 1 2

EL ANGEL 4 1 23 3 4 12 3 1 51

IBARRA 3 2 5 2 8 5 3 28

OTAVALO 4 5 6 1 6 5 3 2 32

CAYAMBE 3 1 2 7 5 3 2 1 24

MACHACHI 1 1 1 10 2 1 16

LOS BANCOS 1 2 2 3 2 2 12

ZONAL QUITO 20 18 48 24 34 49 33 19 245

RIOBAMBA 1 5 4 9 4 6 7 1 37

ALAUSI 1 2 1 3 1 8

CHUNCHIAMBATO 9 4 10 6 8 13 9 2 61

LATACUNGA 2 2 4 2 1 5 2 18

EL CORAZON 3 4 6 2 1 6 1 3 26

LA MANA 11 16 9 9 7 9 3 5 69

GUARANDA 1 1

ZONAL RIOBAMBA 26 33 35 29 21 37 26 13 220

CUENCA 4 1 1 5 5 3 19

CAÑAR 1 1 2

AZOGUESGUALACEOPAUTE 3 1 4

GIRON 1 1

LA TRONCAL 2 4 4 4 2 2 7 5 30

ZONAL CUENCA 2 8 4 6 3 11 13 9 56

LOJA 7 6 4 3 9 7 6 4 46

GONZANAMA 1 3 1 2 2 1 10

CARIAMANGAMACARA 5 3 8 5 8 2 10 4 45

ZAPOTILLO 5 3 7 6 2 6 9 5 43

ALAMOR 2 1 2 3 1 9

CELICA 3 3 15 5 7 1 1 35

CATACOCHA 2 6 5 7 2 1 4 2 29

ZAMORA 2 3 2 1 8

ZUMBA 1 1

ZONAL LOJA 25 26 40 30 32 20 35 18 226

SANTO DOMINGO 14 9 16 6 18 3 17 6 89

ESMERALDAS 11 12 15 8 4 21 10 6 87

MUISNE 7 8 3 9 6 4 7 16 60

QUININDE 5 8 3 12 4 10 6 4 52

BABAHOYO 20 21 37 15 12 23 31 18 177

QUEVEDO 9 11 17 5 5 3 10 10 70

VENTANAS 20 10 17 12 19 15 51 39 183

VINCES 10 20 33 19 13 14 18 29 156

CATARAMA 12 8 6 7 4 7 40 41 125

ZONAL STO. DOMINGO 108 107 147 93 85 100 190 169 999

PORTOVIEJO 24 34 31 73 77 91 64 68 462

MANTA 12 10 22 35 15 7 11 11 123

BAHIA 3 3 12 21 49 28 7 14 137

CHONE 3 3 6 4 4 2 3 5 30

EL CARMEN 2 4 11 2 14 5 5 3 46

JIPIJAPA 31 32 30 40 35 34 21 11 234

CALCETA 1 2 1 4 3 4 2 17

PEDERNALES 4 1 1 9 7 4 10 36

ZONAL POETOVIEJO 80 89 113 180 206 178 117 122 1,085

GUAYAQUIL 33 28 49 38 21 17 23 48 257

PEDRO CARBO 36 42 64 20 15 8 28 60 273

DAULE 100 124 160 79 37 16 72 67 655

BALZAR 35 31 21 18 20 28 16 11 180

MILAGRO 11 7 11 11 11 8 11 6 76

EL TRIUNFO 11 14 8 21 7 8 9 7 85

EL EMPALME 43 30 36 17 14 25 46 49 260

NARANJAL 11 4 15 12 9 3 8 15 77

SANTA ELENA 19 32 52 32 24 19 30 45 253

PTO. BAQUERIZO 1 3 8 3 4 19

ZONAL GUAYAQUIL 299 313 419 256 158 135 243 312 2,135

MACHALA 12 12 18 10 16 8 6 6 88

SANTA ROSA 5 5 8 6 7 7 1 6 45

ARENILLAS 19 30 36 23 25 32 20 19 204

PIÑAS 1 3 2 2 8

ZARUMA 1 1 2 1 2 7

ZONAL MACHALA 37 47 62 41 53 50 29 33 352

PUYO 6 2 5 7 7 2 1 3 33

TENA 1 1 4 1 1 8

BAEZA 1 1 1 1 1 5

ORELLANA 3 1 3 2 1 6 10 9 35

LAGO AGRIO 1 4 4 1 5 13 5 33

SHUSHUFINDI 4 4

MACAS 1 3 5 8 3 1 6 27

SUCUAMENDEZLIMON INDANZA 2 1 1 4

GUALAQUIZAZONAL PUYO 15 10 18 22 17 15 27 25 149

SIERRA 71 85 127 86 90 116 105 58 738

COSTA E INSULAR 524 556 741 570 502 463 579 636 4,571

AMAZONIA 17 10 18 25 17 16 29 26 158

NACIONAL 612 651 886 681 609 595 713 720 5,467

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO RENOVADO POR MES SEGUN SUCURSALES Y ZONALESnúmero de operaciones

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Banco Nacional de Fomento 8 Gerencia de Riesgos

SUCURSALES

y

ZONALES

ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 1,297 1,213 1,354 1,167 1,683 1,728 1,903 1,800 12,145

TULCAN 97 89 132 136 89 175 175 193 1,086

SAN GABRIEL 16 92 120 76 103 82 99 118 706

EL ANGEL 247 239 232 155 90 231 258 98 1,550

IBARRA 139 176 210 208 208 152 272 348 1,713

OTAVALO 272 256 415 348 242 484 515 746 3,278

CAYAMBE 218 83 393 316 317 120 426 505 2,378

MACHACHI 130 179 177 254 190 223 273 390 1,816

LOS BANCOS 206 208 276 306 315 331 370 265 2,277

ZONAL QUITO 2,622 2,535 3,309 2,966 3,237 3,526 4,291 4,463 26,949

RIOBAMBA 919 813 923 1,028 939 763 1,819 1,706 8,910

ALAUSI 189 178 186 149 289 166 281 315 1,753

CHUNCHI 90 69 197 139 119 59 117 131 921

AMBATO 194 276 543 524 611 544 892 904 4,488

LATACUNGA 262 536 556 474 281 224 573 834 3,740

EL CORAZON 127 119 147 185 169 201 210 300 1,458

LA MANA 216 177 471 274 244 262 384 731 2,759

GUARANDA 311 425 529 581 542 631 753 1,039 4,811

ZONAL RIOBAMBA 2,308 2,593 3,552 3,354 3,194 2,850 5,029 5,960 28,840

CUENCA 244 166 228 204 208 138 499 539 2,226

CAÑAR 94 193 130 133 174 144 402 393 1,663

AZOGUES 117 148 175 181 62 173 230 220 1,306

GUALACEO 219 119 336 146 355 237 440 478 2,330

PAUTE 131 103 149 214 178 168 147 206 1,296

GIRON 51 64 104 130 157 69 147 147 869

LA TRONCAL 165 211 199 290 120 288 205 316 1,794

ZONAL CUENCA 1,021 1,004 1,321 1,298 1,254 1,217 2,070 2,299 11,484

LOJA 370 420 398 376 397 398 1,156 1,007 4,522

GONZANAMA 110 109 97 122 147 130 145 122 982

CARIAMANGA 96 99 142 155 153 158 189 238 1,230

MACARA 177 141 196 144 204 73 211 156 1,302

ZAPOTILLO 271 225 194 158 127 90 134 124 1,323

ALAMOR 232 217 221 105 158 150 144 182 1,409

CELICA 266 263 284 197 221 65 129 156 1,581

CATACOCHA 158 132 197 173 249 73 213 229 1,424

ZAMORA 356 529 282 496 342 280 299 339 2,923

ZUMBA 101 90 180 93 97 47 135 155 898

ZONAL LOJA 2,137 2,225 2,191 2,019 2,095 1,464 2,755 2,708 17,594

SANTO DOMINGO 386 413 748 771 621 596 1,005 1,562 6,102

ESMERALDAS 465 546 1,144 1,064 1,273 1,149 1,343 2,176 9,160

MUISNE 263 107 316 274 230 306 678 715 2,889

QUININDE 502 471 680 662 478 838 1,606 1,626 6,863

BABAHOYO 639 652 1,159 1,085 664 559 617 1,973 7,348

QUEVEDO 950 542 876 827 648 1,081 2,720 1,898 9,542

VENTANAS 537 362 654 409 468 536 994 1,178 5,138

VINCES 403 384 556 437 431 426 972 1,160 4,769

CATARAMA 472 678 413 482 345 490 840 1,126 4,846

ZONAL STO. DOMINGO 4,617 4,155 6,546 6,011 5,158 5,981 10,775 13,414 56,657

PORTOVIEJO 343 645 1,027 1,150 1,104 1,237 2,002 1,932 9,440

MANTA 417 506 527 404 608 560 1,050 1,579 5,651

BAHIA 622 526 412 386 388 187 556 494 3,571

CHONE 512 318 787 562 845 605 1,314 1,133 6,076

EL CARMEN 373 317 574 510 509 377 598 784 4,042

JIPIJAPA 288 308 199 399 451 941 1,012 1,064 4,662

CALCETA 408 354 544 678 217 457 615 998 4,271

PEDERNALES 275 173 421 381 230 208 255 636 2,579

ZONAL POETOVIEJO 3,238 3,147 4,491 4,470 4,352 4,572 7,402 8,620 40,292

GUAYAQUIL 5,115 5,612 7,474 7,824 5,739 6,345 11,110 11,146 60,365

PEDRO CARBO 307 532 867 682 860 866 1,625 1,614 7,353

DAULE 581 539 759 768 950 635 1,439 1,720 7,391

BALZAR 717 727 853 1,013 838 710 1,500 2,198 8,556

MILAGRO 174 168 215 211 195 297 292 500 2,052

EL TRIUNFO 279 443 368 166 409 572 847 1,108 4,192

EL EMPALME 531 401 444 710 628 378 765 1,088 4,945

NARANJAL 344 460 475 452 486 520 565 718 4,020

SANTA ELENA 409 485 553 651 464 629 654 714 4,559

PTO. BAQUERIZO 27 40 59 96 72 108 59 47 508

ZONAL GUAYAQUIL 8,484 9,407 12,067 12,573 10,641 11,060 18,856 20,853 103,941

MACHALA 328 363 414 432 436 584 1,296 1,507 5,360

SANTA ROSA 154 263 297 250 165 240 273 392 2,034

ARENILLAS 334 443 421 577 501 502 462 568 3,808

PIÑAS 158 169 212 165 140 132 100 183 1,259

ZARUMA 140 274 242 206 152 79 95 189 1,377

ZONAL MACHALA 1,114 1,512 1,586 1,630 1,394 1,537 2,226 2,839 13,838

PUYO 266 334 394 710 368 372 464 478 3,386

TENA 434 707 1,309 1,145 1,305 468 734 1,240 7,342

BAEZA 112 171 175 154 175 120 130 114 1,151

ORELLANA 550 992 907 619 1,241 699 946 842 6,796

LAGO AGRIO 601 584 597 705 834 654 1,019 906 5,900

SHUSHUFINDI 370 561 468 461 411 368 272 328 3,239

MACAS 241 353 459 602 610 224 317 567 3,373

SUCUA 200 161 141 130 141 185 114 152 1,224

MENDEZ 111 78 149 145 122 56 36 63 760

LIMON INDANZA 96 86 109 97 93 72 101 100 754

GUALAQUIZA 97 203 144 188 100 115 162 102 1,111

ZONAL PUYO 3,078 4,230 4,852 4,956 5,400 3,333 4,295 4,892 35,036

SIERRA 7,631 7,738 9,911 9,048 9,341 8,730 13,711 14,936 81,046

COSTA E INSULAR 17,453 18,221 24,690 24,684 21,545 23,150 39,259 45,726 214,728

AMAZONIA 3,535 4,849 5,314 5,545 5,839 3,660 4,729 5,386 38,857

NACIONAL 28,619 30,808 39,915 39,277 36,725 35,540 57,699 66,048 334,631

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO TOTAL POR MES SEGUN SUCURSALES Y ZONALESnúmero de operaciones

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SUCURSALES

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ZONALES

ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 1,843,247 1,493,218 1,824,314 1,235,958 1,899,146 2,446,608 2,360,868 2,482,102 15,585,461

TULCAN 284,256 270,376 270,864 302,874 261,290 317,792 309,937 393,710 2,411,099

SAN GABRIEL 127,706 342,545 434,332 299,618 470,169 644,069 364,717 387,337 3,070,493

EL ANGEL 336,588 483,378 391,188 470,631 319,387 522,976 1,288,533 200,798 4,013,479

IBARRA 236,682 445,044 538,786 589,725 430,223 406,817 549,051 397,568 3,593,896

OTAVALO 429,500 770,175 741,023 468,617 488,137 785,045 649,165 766,576 5,098,238

CAYAMBE 319,445 168,338 568,221 414,692 522,697 249,164 454,014 537,342 3,233,913

MACHACHI 308,356 533,349 608,591 1,006,954 611,437 943,856 989,667 1,082,464 6,084,674

LOS BANCOS 527,471 353,385 357,682 598,772 597,457 822,937 568,342 626,075 4,452,121

ZONAL QUITO 4,413,251 4,859,808 5,735,001 5,387,841 5,599,943 7,139,264 7,534,294 6,873,972 47,543,374

RIOBAMBA 2,731,103 1,389,484 1,434,123 1,559,236 1,839,766 1,772,134 2,280,879 1,988,232 14,994,957

ALAUSI 496,420 401,264 540,755 414,631 646,507 507,026 392,693 552,084 3,951,380

CHUNCHI 182,680 211,307 419,923 320,458 250,859 306,282 351,135 279,680 2,322,324

AMBATO 479,410 445,896 971,031 863,090 1,327,755 1,165,452 1,361,174 1,268,822 7,882,630

LATACUNGA 521,225 912,886 1,070,994 833,903 828,546 658,636 970,283 1,023,032 6,819,505

EL CORAZON 348,802 251,893 284,072 439,008 522,277 538,987 395,335 503,164 3,283,538

LA MANA 611,655 488,526 970,609 725,699 843,569 871,358 858,262 1,436,793 6,806,471

GUARANDA 540,028 870,765 972,754 980,093 1,121,657 1,101,735 1,320,810 1,582,209 8,490,051

ZONAL RIOBAMBA 5,911,323 4,972,021 6,664,261 6,136,118 7,380,936 6,921,610 7,930,571 8,634,016 54,550,856

CUENCA 439,078 297,679 524,240 764,411 674,810 657,607 687,146 1,047,430 5,092,401

CAÑAR 259,345 479,460 306,605 316,750 340,784 373,935 739,209 564,138 3,380,226

AZOGUES 432,147 451,886 689,718 447,875 372,739 452,655 761,815 460,505 4,069,340

GUALACEO 385,534 202,804 595,069 296,949 709,086 501,993 579,600 660,927 3,931,962

PAUTE 145,066 184,204 255,231 351,986 312,862 285,508 268,814 289,164 2,092,835

GIRON 183,679 127,955 231,045 295,887 275,155 264,015 228,095 279,238 1,885,069

LA TRONCAL 217,652 429,759 324,347 339,427 238,777 422,615 302,650 511,197 2,786,424

ZONAL CUENCA 2,062,501 2,173,747 2,926,255 2,813,285 2,924,213 2,958,328 3,567,329 3,812,599 23,238,257

LOJA 520,582 971,718 1,226,914 1,029,257 916,825 938,750 1,565,599 1,252,385 8,422,030

GONZANAMA 198,555 237,063 224,785 290,507 284,126 207,744 379,689 266,824 2,089,293

CARIAMANGA 230,227 275,896 397,687 418,430 258,998 304,647 478,297 315,367 2,679,549

MACARA 284,575 268,021 297,811 264,881 407,406 218,572 429,892 394,080 2,565,238

ZAPOTILLO 481,389 344,899 439,662 379,308 267,170 241,043 265,981 251,455 2,670,907

ALAMOR 328,124 292,833 249,846 183,155 340,623 278,292 361,571 243,171 2,277,615

CELICA 395,176 488,829 385,056 272,729 295,103 271,458 271,793 170,901 2,551,045

CATACOCHA 334,708 193,922 323,328 339,318 329,635 193,459 412,579 907,863 3,034,812

ZAMORA 656,063 751,769 657,544 862,165 720,801 822,965 738,827 882,236 6,092,370

ZUMBA 189,662 271,541 480,527 310,292 419,916 224,623 403,674 251,390 2,551,625

ZONAL LOJA 3,619,061 4,096,491 4,683,160 4,350,042 4,240,603 3,701,553 5,307,902 4,935,672 34,934,484

SANTO DOMINGO 1,010,632 1,156,393 1,369,223 1,357,416 1,739,411 1,717,304 2,079,113 2,020,265 12,449,757

ESMERALDAS 747,114 676,962 1,390,975 1,292,560 1,661,983 1,723,302 1,848,952 2,838,505 12,180,353

MUISNE 625,669 441,037 787,303 780,496 415,316 628,541 1,392,024 1,048,320 6,118,706

QUININDE 979,546 1,144,348 1,172,782 1,226,222 709,214 1,512,613 2,795,752 1,958,367 11,498,844

BABAHOYO 1,354,573 1,164,136 1,344,367 1,390,509 998,833 1,729,790 1,335,897 2,384,056 11,702,161

QUEVEDO 1,884,848 828,598 1,356,086 1,280,720 1,299,269 1,481,973 3,908,354 2,214,036 14,253,884

VENTANAS 781,903 473,029 644,478 470,934 662,589 767,425 1,247,090 1,253,853 6,301,301

VINCES 809,262 562,864 636,015 649,325 563,347 745,603 1,143,296 1,179,418 6,289,130

CATARAMA 501,125 707,187 442,951 448,029 406,288 717,064 878,648 991,339 5,092,631

ZONAL STO.DOMINGO 8,694,672 7,154,554 9,144,180 8,896,211 8,456,250 11,023,615 16,629,126 15,888,159 85,886,767

PORTOVIEJO 980,700 1,298,278 1,517,793 1,453,874 1,233,498 1,275,377 2,196,060 2,070,037 12,025,617

MANTA 622,317 1,092,528 1,182,905 749,900 1,133,671 1,279,800 1,245,899 1,673,679 8,980,699

BAHIA 661,738 756,534 759,681 683,689 682,437 707,993 914,991 726,684 5,893,747

CHONE 756,977 807,089 1,539,313 1,062,830 1,542,140 1,287,635 1,835,799 1,508,399 10,340,182

EL CARMEN 525,495 390,270 877,540 807,979 762,056 766,449 861,400 1,067,607 6,058,796

JIPIJAPA 379,582 369,080 347,897 520,262 632,866 1,118,054 958,404 1,061,407 5,387,552

CALCETA 877,923 793,533 1,027,378 1,180,525 484,239 844,398 958,439 1,516,077 7,682,512

PEDERNALES 394,414 321,554 638,982 496,688 626,097 483,263 424,148 738,033 4,123,179

ZONAL PORTOVIEJO 5,199,146 5,828,866 7,891,489 6,955,747 7,097,004 7,762,969 9,395,140 10,361,923 60,492,284

GUAYAQUIL 4,986,705 5,463,292 11,363,484 7,640,519 5,697,019 6,748,087 9,950,930 9,742,325 61,592,361

PEDRO CARBO 336,117 548,799 815,443 767,758 826,423 829,086 1,409,139 1,365,768 6,898,533

DAULE 1,091,003 956,511 1,450,657 1,334,518 1,651,701 1,373,927 2,060,758 2,130,275 12,049,350

BALZAR 1,901,929 1,556,491 1,371,439 1,512,931 1,260,756 916,519 1,548,475 2,208,920 12,277,460

MILAGRO 390,898 397,666 532,819 432,363 382,050 603,363 517,236 895,019 4,151,414

EL TRIUNFO 359,351 465,460 448,542 324,886 417,123 629,457 1,163,279 1,035,404 4,843,502

EL EMPALME 895,111 809,776 977,400 1,251,655 1,153,955 733,556 953,647 1,305,589 8,080,689

NARANJAL 485,045 502,397 612,171 710,855 697,880 851,175 710,155 812,033 5,381,711

SANTA ELENA 401,565 715,415 692,275 777,442 703,880 834,821 1,092,980 826,879 6,045,257

PTO. BAQUERIZO 192,258 337,943 342,513 554,632 519,849 863,952 424,729 203,415 3,439,291

ZONAL GUAYAQUIL 11,039,982 11,753,750 18,606,743 15,307,559 13,310,636 14,383,943 19,831,328 20,525,627 124,759,568

MACHALA 629,486 694,965 963,971 944,124 1,024,008 1,047,053 1,385,372 1,678,781 8,367,760

SANTA ROSA 238,872 385,161 463,491 451,956 525,043 499,657 359,322 669,559 3,593,061

ARENILLAS 391,330 445,393 560,158 808,520 746,853 700,849 625,538 767,149 5,045,790

PIÑAS 271,046 404,534 571,590 492,652 406,267 451,338 305,641 373,874 3,276,942

ZARUMA 279,670 394,966 419,609 351,330 390,518 207,342 170,916 370,759 2,585,110

ZONAL MACHALA 1,810,404 2,325,019 2,978,819 3,048,582 3,092,689 2,906,239 2,846,789 3,860,122 22,868,663

PUYO 721,178 799,436 1,011,436 1,476,059 1,052,279 1,487,028 1,154,787 1,034,296 8,736,499

TENA 765,290 976,014 1,805,255 1,787,309 1,829,162 864,892 1,209,796 1,546,865 10,784,583

BAEZA 226,831 481,944 552,106 576,710 476,551 587,499 516,889 464,347 3,882,877

ORELLANA 609,819 992,970 1,049,938 787,112 1,358,309 1,087,988 1,097,578 905,289 7,889,003

LAGO AGRIO 699,700 756,921 825,363 1,036,885 1,208,348 1,166,717 1,390,173 1,233,204 8,317,311

SHUSHUFINDI 493,823 584,211 806,994 861,860 743,263 721,846 530,743 611,985 5,354,725

MACAS 556,226 828,989 903,149 1,131,552 1,032,134 402,139 655,094 820,556 6,329,839

SUCUA 315,267 329,474 331,094 321,597 360,675 483,103 374,444 263,445 2,779,099

MENDEZ 190,130 243,407 334,751 310,691 296,658 490,091 249,030 305,069 2,419,827

LIMON INDANZA 316,087 366,168 468,721 370,312 494,593 368,322 409,769 240,750 3,034,722

GUALAQUIZA 357,682 425,810 448,023 362,024 235,680 479,171 469,436 176,605 2,954,431

ZONAL PUYO 5,252,033 6,785,344 8,536,830 9,022,111 9,087,652 8,138,796 8,057,739 7,602,411 62,482,916

SIERRA 15,160,411 15,078,757 18,870,606 17,514,829 19,004,978 19,673,167 23,197,595 23,122,633 151,622,976

COSTA E INSULAR 26,744,204 27,062,189 38,621,231 34,208,099 31,956,579 36,076,766 48,702,383 50,635,831 294,007,282

AMAZONIA 6,097,758 7,808,654 9,674,901 10,194,568 10,228,369 9,186,384 9,200,240 8,736,037 71,126,911

NACIONAL 48,002,373 49,949,600 67,166,738 61,917,496 61,189,926 64,936,317 81,100,218 82,494,501 516,757,169

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL POR MES SEGUN SUCURSALES Y ZONALESen dólares

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y

ZONALES

ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 74,500 163,360 61,100 61,700 25,170 69,100 21,287 9,840 486,057

TULCAN 3,000 49,460 13,384 20,530 15,224 98,053 24,941 224,592

SAN GABRIEL 1,880 780 2,660

EL ANGEL 20,700 2,700 112,431 19,370 12,155 40,860 10,400 8,500 227,116

IBARRA 7,140 5,100 8,830 6,500 37,252 66,345 19,610 150,777

OTAVALO 13,600 12,250 26,285 1,744 27,250 27,445 20,600 5,279 134,453

CAYAMBE 4,710 11,400 7,290 26,550 24,800 8,250 8,790 1,100 92,890

MACHACHI 5,000 2,842 11,670 70,183 44,860 10,000 144,555

LOS BANCOS 5,625 6,900 11,350 62,500 11,880 69,890 168,145

ZONAL QUITO 125,650 203,435 275,138 154,148 147,937 359,907 235,480 129,550 1,631,245

RIOBAMBA 2,500 21,403 44,978 27,680 13,800 26,080 32,084 1,500 170,025

ALAUSI 2,200 7,526 3,400 9,372 2,590 25,088

CHUNCHIAMBATO 18,080 7,695 35,250 22,950 27,352 30,150 30,699 4,250 176,426

LATACUNGA 9,346 4,125 23,126 11,399 3,000 16,277 19,499 86,772

EL CORAZON 4,630 20,096 15,696 4,730 2,000 5,215 400 5,986 58,753

LA MANA 34,480 45,320 33,418 30,300 67,700 50,640 24,400 11,700 297,958

GUARANDA 4,860 4,860

ZONAL RIOBAMBA 69,036 105,699 159,994 100,459 113,852 121,457 106,450 42,935 819,882

CUENCA 14,230 1,000 1,760 5,450 12,880 5,550 40,870

CAÑAR 10,840 4,500 15,340

AZOGUESGUALACEOPAUTE 13,600 9,765 23,365

GIRON 2,323 2,323

LA TRONCAL 3,022 16,704 13,350 23,950 11,189 15,320 40,090 13,014 136,639

ZONAL CUENCA 3,022 30,934 13,350 35,790 12,949 38,870 55,293 28,329 218,537

LOJA 24,890 19,725 29,490 7,800 32,450 38,390 12,410 4,995 170,150

GONZANAMA 8,000 9,800 7,600 5,600 10,190 250 41,440

CARIAMANGAMACARA 9,499 12,600 14,370 13,050 8,905 900 28,320 5,700 93,344

ZAPOTILLO 32,380 14,000 12,050 17,900 3,880 12,821 58,610 10,850 162,491

ALAMOR 3,160 800 1,450 6,410 8,700 20,520

CELICA 4,185 7,000 28,650 7,690 10,208 4,500 1,063 63,296

CATACOCHA 2,065 10,200 17,170 13,215 5,700 1,800 6,940 7,430 64,520

ZAMORA 17,072 10,781 5,200 4,000 37,053

ZUMBA 6,700 6,700

ZONAL LOJA 98,091 76,485 102,530 78,036 68,193 75,301 118,953 41,925 659,514

SANTO DOMINGO 49,481 23,206 52,347 23,857 69,137 4,101 28,795 14,486 265,410

ESMERALDAS 37,982 56,448 28,228 23,271 6,505 55,371 12,814 43,540 264,159

MUISNE 22,470 46,750 25,300 80,050 16,300 23,900 37,900 185,300 437,970

QUININDE 10,050 26,940 11,016 46,720 13,305 32,230 20,840 23,425 184,526

BABAHOYO 52,171 51,483 169,572 74,929 53,556 81,580 124,800 56,933 665,024

QUEVEDO 27,432 64,517 101,230 8,600 18,188 9,859 98,860 27,592 356,278

VENTANAS 40,076 31,186 55,984 39,180 75,934 32,923 160,633 97,036 532,952

VINCES 26,867 76,029 104,326 75,005 84,882 58,024 60,245 96,736 582,114

CATARAMA 12,810 17,120 4,990 8,670 4,060 27,980 107,790 113,878 297,298

ZONAL STO.DOMINGO 279,339 393,679 552,993 380,282 341,867 325,968 652,677 658,926 3,585,731

PORTOVIEJO 59,777 96,501 124,294 256,677 341,126 213,474 210,865 187,564 1,490,278

MANTA 33,159 46,645 80,685 100,007 62,979 30,790 35,553 21,556 411,374

BAHIA 7,140 4,790 14,859 56,468 71,970 28,655 19,017 20,059 222,958

CHONE 6,700 11,260 18,980 10,405 11,400 5,000 6,873 18,020 88,638

EL CARMEN 19,000 11,362 12,764 8,230 38,630 23,800 9,220 8,900 131,906

JIPIJAPA 49,141 33,281 43,710 56,088 47,285 74,717 20,912 21,133 346,267

CALCETA 6,000 4,532 18,000 15,490 25,700 9,928 5,750 85,400

PEDERNALES 6,253 2,543 920 34,412 27,090 14,802 50,003 136,023

ZONAL PORTOVIEJO 187,170 210,914 313,292 504,285 633,502 413,454 322,992 327,235 2,912,844

GUAYAQUIL 125,891 119,489 309,001 280,079 252,258 256,914 84,264 252,380 1,680,276

PEDRO CARBO 141,694 92,529 270,749 58,580 72,566 16,427 83,524 182,677 918,746

DAULE 257,634 382,635 590,771 234,205 166,493 20,982 244,039 238,805 2,135,564

BALZAR 115,325 67,630 63,322 53,163 107,367 72,347 79,192 61,580 619,926

MILAGRO 46,940 42,800 30,173 43,220 56,462 27,642 85,617 51,180 384,034

EL TRIUNFO 68,021 92,288 40,998 163,847 17,127 24,498 143,366 63,570 613,715

EL EMPALME 69,075 95,150 68,740 48,990 28,607 55,360 189,699 165,300 720,921

NARANJAL 55,756 12,217 128,825 32,085 50,385 19,284 33,466 69,534 401,552

SANTA ELENA 87,074 102,650 189,990 217,222 142,593 83,926 94,624 159,897 1,077,976

PTO. BAQUERIZO 6,349 9,975 451,202 23,544 312,218 803,288

ZONAL GUAYAQUIL 967,410 1,013,737 1,702,544 1,582,593 893,858 600,924 1,037,791 1,557,141 9,355,998

MACHALA 55,578 27,841 64,800 29,930 58,400 30,330 13,795 21,900 302,574

SANTA ROSA 13,000 8,000 27,335 48,240 21,810 16,938 9,000 9,680 154,003

ARENILLAS 52,111 77,616 139,362 66,401 95,678 67,096 52,830 44,124 595,218

PIÑAS 3,542 33,275 5,270 5,435 47,522

ZARUMA 375 1,750 5,590 3,750 1,957 13,422

ZONAL MACHALA 121,064 113,457 231,497 149,863 214,753 123,384 77,582 81,139 1,112,739

PUYO 32,126 6,537 18,090 24,230 30,540 9,435 4,500 15,750 141,208

TENA 3,000 1,280 14,400 2,700 1,480 22,860

BAEZA 5,100 3,500 3,000 8,630 42,500 62,730

ORELLANA 5,840 2,000 6,850 1,900 700 14,570 33,850 26,990 92,700

LAGO AGRIO 3,400 8,430 21,568 2,760 17,860 41,360 7,660 103,038

SHUSHUFINDI 14,365 14,365

MACAS 773 3,850 5,258 10,535 6,850 6,375 7,817 41,458

SUCUAMENDEZLIMON INDANZA 3,788 2,480 1,280 7,548

GUALAQUIZAZONAL PUYO 54,027 20,817 53,046 53,790 58,470 46,145 97,415 102,197 485,907

SIERRA 278,727 416,553 551,012 357,652 342,931 588,835 510,976 238,739 3,285,425

COSTA E INSULAR 1,554,983 1,731,787 2,800,326 2,617,023 2,083,980 1,463,730 2,091,042 2,624,441 16,967,312

AMAZONIA 71,099 20,817 53,046 64,571 58,470 52,845 102,615 106,197 529,660

NACIONAL 1,904,809 2,169,157 3,404,384 3,039,246 2,485,381 2,105,410 2,704,633 2,969,377 20,782,397

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO RENOVADO POR MES SEGUN SUCURSALES Y ZONALESen dólares

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ENE. FEB. MAR. ABR. MAY. JUN. JUL. AGO.TOTAL

2010

QUITO 1,917,747 1,656,578 1,885,414 1,297,658 1,924,316 2,515,708 2,382,155 2,491,942 16,071,518

TULCAN 284,256 273,376 320,324 316,258 281,820 333,016 407,990 418,651 2,635,691

SAN GABRIEL 127,706 342,545 434,332 301,498 470,949 644,069 364,717 387,337 3,073,153

EL ANGEL 357,288 486,078 503,619 490,001 331,542 563,836 1,298,933 209,298 4,240,595

IBARRA 243,822 450,144 547,616 596,225 467,475 473,162 568,661 397,568 3,744,673

OTAVALO 443,100 782,425 767,308 470,361 515,387 812,490 669,765 771,855 5,232,691

CAYAMBE 324,155 179,738 575,511 441,242 547,497 257,414 462,804 538,442 3,326,803

MACHACHI 313,356 533,349 611,433 1,018,624 611,437 1,014,039 1,034,527 1,092,464 6,229,229

LOS BANCOS 527,471 359,010 364,582 610,122 597,457 885,437 580,222 695,965 4,620,266

ZONAL QUITO 4,538,901 5,063,243 6,010,139 5,541,989 5,747,880 7,499,171 7,769,774 7,003,522 49,174,619

RIOBAMBA 2,733,603 1,410,887 1,479,101 1,586,916 1,853,566 1,798,214 2,312,963 1,989,732 15,164,982

ALAUSI 496,420 403,464 548,281 418,031 646,507 516,398 395,283 552,084 3,976,468

CHUNCHI 182,680 211,307 419,923 320,458 250,859 306,282 351,135 279,680 2,322,324

AMBATO 497,490 453,591 1,006,281 886,040 1,355,107 1,195,602 1,391,873 1,273,072 8,059,056

LATACUNGA 530,571 917,011 1,094,120 845,302 831,546 658,636 986,560 1,042,531 6,906,277

EL CORAZON 353,432 271,989 299,768 443,738 524,277 544,202 395,735 509,150 3,342,291

LA MANA 646,135 533,846 1,004,027 755,999 911,269 921,998 882,662 1,448,493 7,104,429

GUARANDA 540,028 875,625 972,754 980,093 1,121,657 1,101,735 1,320,810 1,582,209 8,494,911

ZONAL RIOBAMBA 5,980,359 5,077,720 6,824,255 6,236,577 7,494,788 7,043,067 8,037,021 8,676,951 55,370,738

CUENCA 439,078 311,909 524,240 765,411 676,570 663,057 700,026 1,052,980 5,133,271

CAÑAR 259,345 479,460 306,605 327,590 340,784 378,435 739,209 564,138 3,395,566

AZOGUES 432,147 451,886 689,718 447,875 372,739 452,655 761,815 460,505 4,069,340

GUALACEO 385,534 202,804 595,069 296,949 709,086 501,993 579,600 660,927 3,931,962

PAUTE 145,066 184,204 255,231 351,986 312,862 299,108 268,814 298,929 2,116,200

GIRON 183,679 127,955 231,045 295,887 275,155 264,015 230,418 279,238 1,887,392

LA TRONCAL 220,674 446,463 337,697 363,377 249,966 437,935 342,740 524,211 2,923,063

ZONAL CUENCA 2,065,523 2,204,681 2,939,605 2,849,075 2,937,162 2,997,198 3,622,622 3,840,928 23,456,794

LOJA 545,472 991,443 1,256,404 1,037,057 949,275 977,140 1,578,009 1,257,380 8,592,180

GONZANAMA 206,555 246,863 224,785 298,107 289,726 217,934 379,689 267,074 2,130,733

CARIAMANGA 230,227 275,896 397,687 418,430 258,998 304,647 478,297 315,367 2,679,549

MACARA 294,074 280,621 312,181 277,931 416,311 219,472 458,212 399,780 2,658,582

ZAPOTILLO 513,769 358,899 451,712 397,208 271,050 253,864 324,591 262,305 2,833,398

ALAMOR 328,124 295,993 250,646 183,155 342,073 278,292 367,981 251,871 2,298,135

CELICA 399,361 495,829 413,706 280,419 305,311 275,958 272,856 170,901 2,614,341

CATACOCHA 336,773 204,122 340,498 352,533 335,335 195,259 419,519 915,293 3,099,332

ZAMORA 673,135 751,769 657,544 872,946 720,801 822,965 744,027 886,236 6,129,423

ZUMBA 189,662 271,541 480,527 310,292 419,916 231,323 403,674 251,390 2,558,325

ZONAL LOJA 3,717,152 4,172,976 4,785,690 4,428,078 4,308,796 3,776,854 5,426,855 4,977,597 35,593,998

SANTO DOMINGO 1,060,113 1,179,599 1,421,570 1,381,273 1,808,548 1,721,405 2,107,908 2,034,751 12,715,167

ESMERALDAS 785,096 733,410 1,419,203 1,315,831 1,668,488 1,778,673 1,861,766 2,882,045 12,444,512

MUISNE 648,139 487,787 812,603 860,546 431,616 652,441 1,429,924 1,233,620 6,556,676

QUININDE 989,596 1,171,288 1,183,798 1,272,942 722,519 1,544,843 2,816,592 1,981,792 11,683,370

BABAHOYO 1,406,744 1,215,619 1,513,939 1,465,438 1,052,389 1,811,370 1,460,697 2,440,989 12,367,185

QUEVEDO 1,912,280 893,115 1,457,316 1,289,320 1,317,457 1,491,832 4,007,214 2,241,628 14,610,162

VENTANAS 821,979 504,215 700,462 510,114 738,523 800,348 1,407,723 1,350,889 6,834,253

VINCES 836,129 638,893 740,341 724,330 648,229 803,627 1,203,541 1,276,154 6,871,244

CATARAMA 513,935 724,307 447,941 456,699 410,348 745,044 986,438 1,105,217 5,389,929

ZONAL STO.DOMINGO 8,974,011 7,548,233 9,697,173 9,276,493 8,798,117 11,349,583 17,281,803 16,547,085 89,472,498

PORTOVIEJO 1,040,477 1,394,779 1,642,087 1,710,551 1,574,624 1,488,851 2,406,925 2,257,601 13,515,895

MANTA 655,476 1,139,173 1,263,590 849,907 1,196,650 1,310,590 1,281,452 1,695,235 9,392,073

BAHIA 668,878 761,324 774,540 740,157 754,407 736,648 934,008 746,743 6,116,705

CHONE 763,677 818,349 1,558,293 1,073,235 1,553,540 1,292,635 1,842,672 1,526,419 10,428,820

EL CARMEN 544,495 401,632 890,304 816,209 800,686 790,249 870,620 1,076,507 6,190,702

JIPIJAPA 428,723 402,361 391,607 576,350 680,151 1,192,771 979,316 1,082,540 5,733,819

CALCETA 883,923 798,065 1,045,378 1,196,015 509,939 854,326 964,189 1,516,077 7,767,912

PEDERNALES 400,667 324,097 638,982 497,608 660,509 510,353 438,950 788,036 4,259,202

ZONAL PORTOVIEJO 5,386,316 6,039,780 8,204,781 7,460,032 7,730,506 8,176,423 9,718,132 10,689,158 63,405,128

GUAYAQUIL 5,112,596 5,582,781 11,672,485 7,920,598 5,949,277 7,005,001 10,035,194 9,994,705 63,272,637

PEDRO CARBO 477,811 641,328 1,086,192 826,338 898,989 845,513 1,492,663 1,548,445 7,817,279

DAULE 1,348,637 1,339,146 2,041,428 1,568,723 1,818,194 1,394,909 2,304,797 2,369,080 14,184,914

BALZAR 2,017,254 1,624,121 1,434,761 1,566,094 1,368,123 988,866 1,627,667 2,270,500 12,897,386

MILAGRO 437,838 440,466 562,992 475,583 438,512 631,005 602,853 946,199 4,535,448

EL TRIUNFO 427,372 557,748 489,540 488,733 434,250 653,955 1,306,645 1,098,974 5,457,217

EL EMPALME 964,186 904,926 1,046,140 1,300,645 1,182,562 788,916 1,143,346 1,470,889 8,801,610

NARANJAL 540,801 514,614 740,996 742,940 748,265 870,459 743,621 881,567 5,783,263

SANTA ELENA 488,639 818,065 882,265 994,664 846,473 918,747 1,187,604 986,776 7,123,233

PTO. BAQUERIZO 192,258 344,292 352,488 1,005,834 519,849 887,496 424,729 515,633 4,242,579

ZONAL GUAYAQUIL 12,007,392 12,767,487 20,309,287 16,890,152 14,204,494 14,984,867 20,869,119 22,082,768 134,115,566

MACHALA 685,064 722,806 1,028,771 974,054 1,082,408 1,077,383 1,399,167 1,700,681 8,670,334

SANTA ROSA 251,872 393,161 490,826 500,196 546,853 516,595 368,322 679,239 3,747,064

ARENILLAS 443,441 523,009 699,520 874,921 842,531 767,945 678,368 811,273 5,641,008

PIÑAS 271,046 404,534 571,590 496,194 439,542 456,608 305,641 379,309 3,324,464

ZARUMA 280,045 394,966 419,609 353,080 396,108 211,092 172,873 370,759 2,598,532

ZONAL MACHALA 1,931,468 2,438,476 3,210,316 3,198,445 3,307,442 3,029,623 2,924,371 3,941,261 23,981,402

PUYO 753,304 805,973 1,029,526 1,500,289 1,082,819 1,496,463 1,159,287 1,050,046 8,877,707

TENA 768,290 976,014 1,806,535 1,787,309 1,843,562 864,892 1,212,496 1,548,345 10,807,443

BAEZA 231,931 481,944 552,106 576,710 480,051 590,499 525,519 506,847 3,945,607

ORELLANA 615,659 994,970 1,056,788 789,012 1,359,009 1,102,558 1,131,428 932,279 7,981,703

LAGO AGRIO 703,100 765,351 846,931 1,039,645 1,208,348 1,184,577 1,431,533 1,240,864 8,420,349

SHUSHUFINDI 493,823 584,211 806,994 876,225 743,263 721,846 530,743 611,985 5,369,090

MACAS 556,999 832,839 908,407 1,142,087 1,038,984 402,139 661,469 828,373 6,371,297

SUCUA 315,267 329,474 331,094 321,597 360,675 483,103 374,444 263,445 2,779,099

MENDEZ 190,130 243,407 334,751 310,691 296,658 490,091 249,030 305,069 2,419,827

LIMON INDANZA 319,875 366,168 468,721 370,312 497,073 369,602 409,769 240,750 3,042,270

GUALAQUIZA 357,682 425,810 448,023 362,024 235,680 479,171 469,436 176,605 2,954,431

ZONAL PUYO 5,306,060 6,806,161 8,589,876 9,075,901 9,146,122 8,184,941 8,155,154 7,704,608 62,968,823

SIERRA 15,439,138 15,495,310 19,421,618 17,872,481 19,347,909 20,262,002 23,708,571 23,361,372 154,908,401

COSTA E INSULAR 28,299,187 28,793,976 41,421,557 36,825,122 34,040,559 37,540,496 50,793,425 53,260,272 310,974,594

AMAZONIA 6,168,857 7,829,471 9,727,947 10,259,139 10,286,839 9,239,229 9,302,855 8,842,234 71,656,571

NACIONAL 49,907,182 52,118,757 70,571,122 64,956,742 63,675,307 67,041,727 83,804,851 85,463,878 537,539,566

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO TOTAL POR MES SEGUN SUCURSALES Y ZONALESen dólares

Page 11: Bnf

Banco Nacional de Fomento 12 Gerencia de Riesgos

SUCURSALES

Y

ZONALES

CULTIV.

AGRICOL.PECUARIO

MAQUIN.

AGRIC.

MEJ.

TERRIT.

PEQ. IND.

ARTESAN.MOVILIZ.

ACT. COMER.

Y SERV.CONSUMO TOTAL PRODUC CONSUMO TOTAL

QUITO 398,861 2,020,610 126,190 906,787 3,885,203 2,500 8,121,170 124,140 15,585,461 486,057 486,057

TULCAN 583,381 968,785 50,117 164,045 180,247 350,620 113,904 2,411,099 224,592 224,592

SAN GABRIEL 832,677 648,323 66,976 111,400 35,784 1,153,683 221,650 3,070,493 2,660 2,660

EL ANGEL 918,200 1,204,996 90,074 1,205,167 104,616 421,176 69,250 4,013,479 227,116 227,116

IBARRA 831,036 466,617 30,479 365,703 354,564 1,545,497 3,593,896 150,777 150,777

OTAVALO 861,391 1,670,795 62,799 130,303 1,070,533 1,275,737 26,680 5,098,238 134,453 134,453

CAYAMBE 221,834 1,007,512 63,238 170,700 278,447 1,083,862 408,320 3,233,913 79,040 13,850 92,890

MACHACHI 98,988 2,822,065 49,600 403,978 940,749 1,412,134 357,160 6,084,674 144,555 144,555

LOS BANCOS 658,371 2,287,094 36,868 483,817 92,902 572,629 320,440 4,452,121 168,145 168,145

ZONAL QUITO 5,404,739 13,096,797 576,341 3,941,900 6,943,045 2,500 15,936,508 1,641,544 47,543,374 1,617,395 13,850 1,631,245

RIOBAMBA 1,568,864 8,457,403 143,939 2,055,064 574,414 1,808,537 386,736 14,994,957 170,025 170,025

ALAUSI 351,669 2,292,512 211,157 381,897 112,115 317,214 284,816 3,951,380 25,088 25,088

CHUNCHI 104,282 1,061,730 90,520 20,000 51,318 332,842 661,632 2,322,324

AMBATO 2,083,213 1,854,321 566,360 644,421 823,104 1,661,661 249,550 7,882,630 176,426 176,426

LATACUNGA 508,464 3,775,789 205,371 550,862 471,332 672,617 635,070 6,819,505 86,772 86,772

EL CORAZON 292,398 1,178,533 19,530 310,614 24,144 1,378,249 80,070 3,283,538 58,753 58,753

LA MANA 310,218 3,978,602 23,580 642,860 358,461 1,356,250 136,500 6,806,471 297,958 297,958

GUARANDA 1,350,302 3,684,567 30,692 48,862 326,143 1,356,748 1,692,737 8,490,051 4,860 4,860

ZONAS RIOBAMBA 6,569,410 26,283,457 1,291,149 4,654,580 2,741,031 8,884,118 4,127,111 54,550,856 819,882 819,882

CUENCA 105,190 1,225,091 78,620 247,272 1,761,272 1,510,286 164,670 5,092,401 40,870 40,870

CAÑAR 21,653 1,420,047 46,380 72,970 198,667 724,969 895,540 3,380,226 15,340 15,340

AZOGUES 29,346 1,702,967 16,750 542,013 522,656 976,178 279,430 4,069,340

GUALACEO 84,968 1,860,381 108,125 142,460 692,114 919,914 124,000 3,931,962

PAUTE 265,684 1,173,547 5,000 275,856 94,474 222,194 56,080 2,092,835 23,365 23,365

GIRON 127,728 801,521 42,100 45,700 233,581 389,969 244,470 1,885,069 2,323 2,323

LA TRONCAL 530,369 484,612 19,186 247,000 219,000 1,255,257 31,000 2,786,424 136,639 136,639

ZONAL CUENCA 1,164,938 8,668,166 316,161 1,573,271 3,721,764 5,998,767 1,795,190 23,238,257 218,537 218,537

LOJA 622,143 3,180,511 54,986 330,096 1,545,302 2,638,992 50,000 8,422,030 170,150 170,150

GONZANAMA 93,157 1,489,216 73,300 90,436 119,784 223,400 2,089,293 41,190 250 41,440

CARIAMANGA 128,042 1,028,782 8,200 174,000 69,955 591,820 678,750 2,679,549

MACARA 446,360 644,965 48,690 53,900 78,108 1,073,465 219,750 2,565,238 93,344 93,344

ZAPOTILLO 929,867 1,348,336 99,500 15,700 251,704 25,800 2,670,907 162,491 162,491

ALAMOR 316,613 1,075,341 4,850 46,377 7,172 798,124 29,138 2,277,615 20,520 20,520

CELICA 854,120 1,082,089 2,800 69,279 520,657 22,100 2,551,045 63,296 63,296

CATACOCHA 192,550 1,573,243 13,000 743,760 31,589 334,720 145,950 3,034,812 64,520 64,520

ZAMORA 117,419 3,911,681 37,374 383,954 290,767 1,007,505 343,670 6,092,370 33,113 3,940 37,053

ZUMBA 226,322 1,651,048 4,000 16,000 68,141 312,644 273,470 2,551,625 6,700 6,700

ZONAL LOJA 3,926,593 16,985,212 173,900 1,920,887 2,266,449 7,649,415 2,012,028 34,934,484 655,324 4,190 659,514

SANTO DOMINGO 1,962,268 2,318,673 153,170 1,943,308 841,235 133,173 4,656,413 441,517 12,449,757 265,410 265,410

ESMERALDAS 443,470 2,358,068 203,666 194,277 625,855 7,948,669 406,348 12,180,353 264,159 264,159

MUISNE 1,632,696 901,213 41,837 99,768 171,912 2,830,160 441,120 6,118,706 433,570 4,400 437,970

QUININDE 2,520,386 2,518,052 26,193 827,356 481,113 115,200 4,559,798 450,746 11,498,844 184,526 184,526

BABAHOYO 4,735,077 1,060,152 471,985 407,639 308,701 312,891 3,813,277 592,439 11,702,161 665,024 665,024

QUEVEDO 3,663,044 763,303 450,402 589,400 935,100 7,761,035 91,600 14,253,884 355,878 400 356,278

VENTANAS 2,291,968 180,448 228,656 59,560 568,068 2,968,221 4,380 6,301,301 532,952 532,952

VINCES 2,095,441 732,412 183,162 364,773 125,488 2,676,404 111,450 6,289,130 582,114 582,114

CATARAMA 2,388,252 379,829 62,368 125,573 81,677 1,981,744 73,188 5,092,631 297,298 297,298

ZONAL STO.DOMINGO 21,732,602 11,212,150 1,821,439 4,611,654 4,139,149 561,264 39,195,721 2,612,788 85,886,767 3,580,931 4,800 3,585,731

PORTOVIEJO 1,649,554 1,938,830 217,805 409,008 681,588 6,989,732 139,100 12,025,617 1,490,278 1,490,278

MANTA 62,458 230,150 1,078,834 61,895 1,473,575 5,172,626 901,161 8,980,699 407,774 3,600 411,374

BAHIA 977,897 1,839,474 212,244 42,380 452,661 1,830,836 538,255 5,893,747 222,958 222,958

CHONE 568,932 5,514,709 35,628 262,041 298,347 3,582,545 77,980 10,340,182 88,638 88,638

EL CARMEN 1,042,060 2,821,813 11,615 287,351 115,183 1,756,944 23,830 6,058,796 131,906 131,906

JIPIJAPA 405,173 281,666 78,873 28,667 141,420 3,520,058 931,695 5,387,552 339,881 6,386 346,267

CALCETA 1,437,940 2,562,060 18,457 365,806 507,202 2,197,817 593,230 7,682,512 85,400 85,400

PEDERNALES 26,861 2,169,079 105,128 8,000 160,475 1,257,974 395,662 4,123,179 136,023 136,023

ZONAL PORTOVIEJO 6,170,875 17,357,781 1,758,584 1,465,148 3,830,451 26,308,532 3,600,913 60,492,284 2,902,858 9,986 2,912,844

GUAYAQUIL 8,384,825 888,137 1,122,387 2,370,290 4,140,131 44,578,691 107,900 61,592,361 1,680,276 1,680,276

PEDRO CARBO 677,178 575,803 25,649 568,662 245,155 4,762,372 43,714 6,898,533 875,918 42,828 918,746

DAULE 5,787,503 133,139 368,798 301,478 225,638 5,224,294 8,500 12,049,350 2,135,564 2,135,564

BALZAR 3,539,888 1,744,999 333,475 708,148 146,959 54,270 5,344,621 405,100 12,277,460 616,191 3,735 619,926

MILAGRO 2,095,464 78,337 108,529 75,300 200,007 1,573,777 20,000 4,151,414 384,034 384,034

EL TRIUNFO 1,007,746 1,171,561 126,162 120,410 168,974 2,238,404 10,245 4,843,502 613,715 613,715

EL EMPALME 1,515,072 1,751,333 348,934 405,304 215,187 2,930,559 914,300 8,080,689 697,121 23,800 720,921

NARANJAL 1,317,096 283,357 148,979 461,767 79,612 2,392,049 698,851 5,381,711 397,281 4,271 401,552

SANTA ELENA 182,537 223,153 312,751 53,000 578,671 4,107,412 587,733 6,045,257 1,072,446 5,530 1,077,976

PTO. BAQUERIZO 8,979 288,737 216,678 175,500 533,897 521,849 1,693,651 3,439,291 760,224 43,064 803,288

ZONAL GUAYAQUIL 24,516,288 7,138,556 3,112,342 5,239,859 6,534,231 54,270 73,674,028 4,489,994 124,759,568 9,232,770 123,228 9,355,998

MACHALA 446,131 507,201 82,506 938,068 1,061,999 4,857,877 473,978 8,367,760 302,574 302,574

SANTA ROSA 505,575 615,203 104,706 470,500 339,221 1,386,806 171,050 3,593,061 151,978 2,025 154,003

ARENILLAS 416,262 1,192,014 36,928 597,524 320,250 2,000 2,477,812 3,000 5,045,790 595,218 595,218

PIÑAS 138,496 1,918,351 1,586 271,880 277,342 425,517 243,770 3,276,942 47,522 47,522

ZARUMA 43,349 1,156,789 5,600 70,000 200,961 1,011,061 97,350 2,585,110 13,422 13,422

ZONAL MACHALA 1,549,813 5,389,558 231,326 2,347,972 2,199,773 2,000 10,159,073 989,148 22,868,663 1,110,714 2,025 1,112,739

PUYO 547,075 3,832,985 43,606 611,577 1,229,735 1,918,831 552,690 8,736,499 141,208 141,208

TENA 2,266,744 2,996,599 23,633 118,092 1,248,680 1,294,848 2,835,987 10,784,583 21,710 1,150 22,860

BAEZA 343,142 2,279,124 67,259 348,127 189,584 482,534 173,107 3,882,877 54,100 8,630 62,730

ORELLANA 1,076,793 3,124,946 59,501 179,163 201,134 2,160,166 1,087,300 7,889,003 84,950 7,750 92,700

LAGO AGRIO 794,063 4,174,011 35,668 309,900 657,245 1,984,319 362,105 8,317,311 103,038 103,038

SHUSHUFINDI 1,537,328 1,405,676 10,308 202,443 268,294 1,080,744 849,932 5,354,725 10,965 3,400 14,365

MACAS 127,213 3,418,688 17,841 382,862 454,385 1,135,239 793,611 6,329,839 41,458 41,458

SUCUA 77,859 1,664,579 2,000 52,000 148,136 440,228 394,297 2,779,099

MENDEZ 18,001 1,639,578 241,127 119,293 272,030 129,798 2,419,827

LIMON INDANZA 7,172 2,442,148 11,000 46,000 141,007 330,535 56,860 3,034,722 7,548 7,548

GUALAQUIZA 107,018 1,731,378 50,298 139,925 151,678 423,744 350,390 2,954,431 !

ZONAL PUYO 6,902,408 28,709,712 321,114 2,631,216 4,809,171 11,523,218 7,586,077 62,482,916 464,977 20,930 485,907

SIERRA 16,721,939 59,470,903 2,316,177 11,690,684 15,313,381 2,500 37,148,659 8,958,733 151,622,976 3,271,325 14,100 3,285,425

COSTA E INSULAR 53,969,578 41,098,045 6,923,691 13,664,633 16,703,604 617,534 149,337,354 11,692,843 294,007,282 16,827,273 140,039 16,967,312

AMAZONIA 7,246,149 34,272,441 362,488 3,031,170 5,168,079 12,843,367 8,203,217 71,126,911 504,790 24,870 529,660

NACIONAL 77,937,666 134,841,389 9,602,356 28,386,487 37,185,064 620,034 199,329,380 28,854,793 516,757,169 20,603,388 179,009 20,782,397

CREDITO ORIGINAL Y RENOVADO POR RUBROS DE INVERSION Y SUCURSALESA AGOSTO DE 2010

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SUCURSALESYZONALES

CULTIVOSAGRICOLAS

PECUARIOMAQUIN.

AGRICOLAMEJORAS

TERRIT.PEQ. IND.

ARTESAN.MOVILIZ. CONSOLID.

ACT. COMER. Y SERV.

CONSUMO TOTAL

QUITO 445,861 2,020,610 126,190 906,787 3,893,263 2,500 430,997 8,121,170 124,140 16,071,518TULCAN 723,601 983,659 50,117 164,045 228,710 5,000 366,655 113,904 2,635,691SAN GABRIEL 834,557 648,323 66,976 111,400 35,784 1,154,463 221,650 3,073,153EL ANGEL 1,085,271 1,264,141 90,074 1,205,167 104,616 422,076 69,250 4,240,595IBARRA 962,528 477,077 30,479 365,703 359,439 1,549,447 3,744,673OTAVALO 932,356 1,702,909 62,799 130,303 1,092,763 3,150 1,281,731 26,680 5,232,691CAYAMBE 234,274 1,030,602 65,538 170,700 292,447 10,890 1,100,182 422,170 3,326,803MACHACHI 102,088 2,874,925 49,600 403,978 940,749 26,042 1,474,687 357,160 6,229,229LOS BANCOS 658,371 2,287,094 36,868 483,817 92,902 158,595 582,179 320,440 4,620,266ZONAL QUITO 5,978,907 13,289,340 578,641 3,941,900 7,040,673 2,500 634,674 16,052,590 1,655,394 49,174,619RIOBAMBA 1,589,468 8,498,935 143,939 2,062,644 589,568 1,893,692 386,736 15,164,982ALAUSI 361,041 2,292,512 211,157 381,897 112,115 15,716 317,214 284,816 3,976,468CHUNCHI 104,282 1,061,730 90,520 20,000 51,318 332,842 661,632 2,322,324AMBATO 2,083,213 1,854,321 566,360 644,421 823,104 168,926 1,669,161 249,550 8,059,056LATACUNGA 557,654 3,800,587 205,371 552,446 482,532 672,617 635,070 6,906,277EL CORAZON 292,398 1,178,533 19,530 310,614 24,144 50,638 1,386,364 80,070 3,342,291LA MANA 346,218 4,143,142 23,580 643,860 374,011 1,437,118 136,500 7,104,429GUARANDA 1,350,302 3,689,427 30,692 48,862 326,143 1,356,748 1,692,737 8,494,911ZONAS RIOBAMBA 6,684,576 26,519,187 1,291,149 4,664,744 2,782,935 235,280 9,065,756 4,127,111 55,370,738CUENCA 106,950 1,230,981 78,620 247,272 1,773,742 1,531,036 164,670 5,133,271CAÑAR 21,653 1,420,047 46,380 72,970 198,667 15,340 724,969 895,540 3,395,566AZOGUES 29,346 1,702,967 16,750 542,013 522,656 976,178 279,430 4,069,340GUALACEO 84,968 1,860,381 108,125 142,460 692,114 919,914 124,000 3,931,962PAUTE 280,249 1,179,397 5,000 278,806 94,474 222,194 56,080 2,116,200GIRON 127,728 801,521 42,100 45,700 233,581 392,292 244,470 1,887,392LA TRONCAL 608,133 507,302 19,186 247,000 221,770 1,288,672 31,000 2,923,063ZONAL CUENCA 1,259,027 8,702,596 316,161 1,576,221 3,737,004 15,340 6,055,255 1,795,190 23,456,794LOJA 629,568 3,207,751 54,986 330,096 1,577,402 2,742,377 50,000 8,592,180GONZANAMA 93,157 1,489,216 73,300 90,436 41,190 119,784 223,650 2,130,733CARIAMANGA 128,042 1,028,782 8,200 174,000 69,955 591,820 678,750 2,679,549MACARA 449,600 644,965 48,690 53,900 78,458 89,529 1,073,690 219,750 2,658,582ZAPOTILLO 929,867 1,349,836 99,500 15,700 140,991 271,704 25,800 2,833,398ALAMOR 322,023 1,086,591 4,850 46,377 7,172 801,984 29,138 2,298,135CELICA 868,170 1,082,089 2,800 69,279 49,246 520,657 22,100 2,614,341CATACOCHA 198,500 1,623,918 15,095 743,760 33,389 338,720 145,950 3,099,332ZAMORA 117,419 3,911,681 37,374 383,954 290,767 33,113 1,007,505 347,610 6,129,423ZUMBA 226,322 1,651,048 4,000 16,000 68,141 6,700 312,644 273,470 2,558,325ZONAL LOJA 3,962,668 17,075,877 175,995 1,920,887 2,300,699 360,769 7,780,885 2,016,218 35,593,998SANTO DOMINGO 2,090,827 2,420,760 153,170 1,951,167 853,996 133,173 3,946 4,666,611 441,517 12,715,167ESMERALDAS 451,344 2,438,505 209,936 194,277 638,380 93,239 8,012,483 406,348 12,444,512MUISNE 1,632,696 903,013 41,837 99,768 171,912 431,770 2,830,160 445,520 6,556,676QUININDE 2,563,231 2,574,802 26,193 827,356 495,003 115,200 4,630,839 450,746 11,683,370BABAHOYO 5,233,886 1,061,987 476,470 408,274 308,701 312,891 19,500 3,953,037 592,439 12,367,185QUEVEDO 3,756,159 766,403 450,402 589,400 936,300 201,235 7,818,263 92,000 14,610,162VENTANAS 2,291,968 180,448 228,656 59,560 574,068 526,952 2,968,221 4,380 6,834,253VINCES 2,187,542 744,432 187,162 364,773 134,879 398,903 2,742,103 111,450 6,871,244CATARAMA 2,388,252 379,829 62,368 125,573 81,677 291,670 1,987,372 73,188 5,389,929ZONAL STO. DOMINGO 22,595,905 11,470,179 1,836,194 4,620,148 4,194,916 561,264 1,967,215 39,609,089 2,617,588 89,472,498PORTOVIEJO 1,649,554 1,938,830 217,805 409,008 681,588 1,466,012 7,013,998 139,100 13,515,895MANTA 73,218 230,150 1,078,834 61,895 1,473,575 291,855 5,277,785 904,761 9,392,073BAHIA 1,028,078 1,858,489 230,120 42,380 454,911 70,329 1,894,143 538,255 6,116,705CHONE 568,932 5,514,709 35,628 262,041 298,347 88,638 3,582,545 77,980 10,428,820EL CARMEN 1,042,060 2,821,813 11,615 287,351 115,183 128,406 1,760,444 23,830 6,190,702JIPIJAPA 552,131 304,129 78,873 28,667 146,950 101,015 3,583,973 938,081 5,733,819CALCETA 1,437,940 2,562,060 18,457 365,806 507,202 85,400 2,197,817 593,230 7,767,912PEDERNALES 26,861 2,249,570 117,093 8,000 160,475 1,301,541 395,662 4,259,202ZONAL PORTOVIEJO 6,378,774 17,479,750 1,788,425 1,465,148 3,838,231 2,231,655 26,612,246 3,610,899 63,405,128GUAYAQUIL 8,384,825 888,137 1,122,387 2,370,290 4,140,131 1,488,679 44,770,288 107,900 63,272,637PEDRO CARBO 677,178 575,803 25,649 568,662 245,155 493,537 5,144,753 86,542 7,817,279DAULE 7,119,195 139,432 368,798 301,478 290,588 376,557 5,580,366 8,500 14,184,914BALZAR 3,997,502 1,756,569 333,475 708,148 146,959 54,270 88,605 5,403,023 408,835 12,897,386MILAGRO 2,315,553 95,155 108,529 76,200 200,007 94,711 1,625,293 20,000 4,535,448EL TRIUNFO 1,007,746 1,171,561 126,162 120,410 168,974 433,874 2,418,245 10,245 5,457,217EL EMPALME 1,522,072 1,751,333 348,934 405,304 215,187 368,454 3,252,226 938,100 8,801,610NARANJAL 1,326,596 283,357 148,979 461,767 79,612 387,781 2,392,049 703,122 5,783,263SANTA ELENA 250,252 254,321 343,866 53,000 845,750 35,565 4,747,216 593,263 7,123,233PTO. BAQUERIZO 8,979 289,550 516,678 175,500 549,624 435,000 530,533 1,736,715 4,242,579ZONAL GUAYAQUIL 26,609,898 7,205,218 3,443,457 5,240,759 6,881,987 54,270 4,202,763 75,863,992 4,613,222 134,115,566MACHALA 446,131 508,501 82,506 938,068 1,061,999 202,302 4,956,849 473,978 8,670,334SANTA ROSA 541,405 665,513 110,806 470,500 373,389 3,830 1,408,546 173,075 3,747,064ARENILLAS 606,665 1,261,369 36,928 619,734 387,835 2,000 2,723,477 3,000 5,641,008PIÑAS 138,496 1,918,351 1,586 271,880 277,342 47,522 425,517 243,770 3,324,464ZARUMA 43,724 1,158,746 5,600 70,000 204,861 1,018,251 97,350 2,598,532ZONAL MACHALA 1,776,421 5,512,480 237,426 2,370,182 2,305,426 2,000 253,654 10,532,640 991,173 23,981,402PUYO 547,075 3,837,485 43,606 611,577 1,229,735 115,468 1,940,071 552,690 8,877,707TENA 2,266,744 3,003,779 23,633 118,092 1,253,680 1,304,378 2,837,137 10,807,443BAEZA 343,142 2,279,124 67,259 348,127 189,584 54,100 482,534 181,737 3,945,607ORELLANA 1,076,793 3,124,946 59,501 179,163 201,134 79,870 2,165,246 1,095,050 7,981,703LAGO AGRIO 794,063 4,174,011 35,668 309,900 657,245 83,598 2,003,759 362,105 8,420,349SHUSHUFINDI 1,537,328 1,405,676 10,308 202,443 268,294 1,865 1,089,844 853,332 5,369,090MACAS 127,213 3,418,688 17,841 382,862 454,385 39,360 1,137,337 793,611 6,371,297SUCUA 77,859 1,664,579 2,000 52,000 148,136 440,228 394,297 2,779,099MENDEZ 18,001 1,639,578 241,127 119,293 272,030 129,798 2,419,827LIMON INDANZA 7,172 2,447,216 11,000 46,000 141,007 333,015 56,860 3,042,270GUALAQUIZA 107,018 1,731,378 50,298 139,925 151,678 423,744 350,390 2,954,431ZONAL PUYO 6,902,408 28,726,460 321,114 2,631,216 4,814,171 374,261 11,592,186 7,607,007 62,968,823

SIERRA 17,541,437 60,024,271 2,320,572 11,703,798 15,502,403 2,500 1,206,250 37,634,337 8,972,833 154,908,401COSTA E INSULAR 57,360,998 41,667,627 7,305,502 13,696,237 17,220,560 617,534 8,655,287 152,617,967 11,832,882 310,974,594AMAZONIA 7,246,149 34,289,189 362,488 3,031,170 5,173,079 414,074 12,912,335 8,228,087 71,656,571NACIONAL 82,148,584 135,981,087 9,988,562 28,431,205 37,896,042 620,034 10,275,611 203,164,639 29,033,802 537,539,566

CREDITO TOTAL POR RUBROS DE INVERSION SEGUN SUCURSALES Y ZONALESA AGOSTO DE 2010

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SUCURSALES

Y

ZONALES

Arroz Maíz Trigo Fréjol Arveja PapaTomate

HortícolaCebolla Algodón

Palma

AfricanaSoya Cacao Café Banano

Caña de

Azúcar

Otros

Cultivos

Total

Cultivos

QUITO 8,723 1,586 793 43,439 39,626 3,172 2,379 25,000 1,586 272,557 398,861TULCAN 1,586 1,586 511,178 69,031 583,381SAN GABRIEL 4,841 5,714 45,707 395,933 7,570 31,727 341,185 832,677EL ANGEL 54,610 100,430 12,583 322,559 65,813 5,000 67,200 793 289,212 918,200IBARRA 9,132 40,116 5,605 140,566 99,174 2,886 10,000 18,000 21,000 90,710 393,847 831,036OTAVALO 793 70,753 13,380 46,972 39,014 39,122 2,500 97,624 793 23,000 527,440 861,391CAYAMBE 20,402 46,100 14,124 3,131 138,077 221,834MACHACHI 793 54,517 1,990 6,758 793 34,137 98,988LOS BANCOS 3,172 6,344 3,965 163,490 357,448 5,000 41,600 77,352 658,371ZONAL QUITO 793 174,012 14,966 193,232 66,274 1,553,306 273,763 51,639 173,490 385,327 215,824 793 158,482 2,142,838 5,404,739RIOBAMBA 793 84,925 1,192 59,286 231,547 66,165 257,296 436,841 15,096 44,064 371,659 1,568,864ALAUSI 793 793 22,032 276,894 8,179 42,978 351,669CHUNCHI 22,204 6,344 74,148 1,586 104,282AMBATO 79,318 1,204 1,139,060 1,985 109,299 6,000 746,347 2,083,213LATACUNGA 4,000 290,156 33,403 73,471 5,000 11,523 90,911 508,464EL CORAZON 1,586 6,344 793 4,758 248,046 12,622 18,249 292,398LA MANA 793 2,379 3,172 793 184,609 31,500 11,600 793 74,579 310,218GUARANDA 793 401,196 6,344 3,523 318,376 30,927 793 265,112 7,338 315,900 1,350,302ZONAL RIOBAMBA 3,965 601,159 14,673 84,841 1,204 2,330,181 115,283 476,544 6,000 793 1,134,608 31,500 39,034 69,002 1,660,623 6,569,410CUENCA 793 1,586 5,950 1,586 2,379 51,793 41,103 105,190CAÑAR 793 14,274 6,586 21,653AZOGUES 5,157 7,536 1,586 2,379 12,688 29,346GUALACEO 11,102 793 5,162 3,965 793 63,153 84,968PAUTE 9,521 793 58,637 9,516 187,217 265,684GIRON 793 7,536 2,379 6,000 6,293 71,058 33,669 127,728LA TRONCAL 97,965 145,658 120,750 159,496 6,500 530,369ZONAL CUENCA 109,860 24,593 2,379 93,938 18,688 15,016 269,302 120,750 159,496 350,916 1,164,938LOJA 3,172 32,751 3,965 15,464 33,501 106,907 10,500 135,293 280,590 622,143GONZANAMA 1,586 13,043 10,199 2,686 45,300 12,843 7,500 93,157CARIAMANGA 793 67,554 3,172 1,586 43,179 2,000 5,793 3,965 128,042MACARA 189,172 226,264 1,000 5,000 24,924 446,360ZAPOTILLO 22,793 781,381 116,500 2,000 7,193 929,867ALAMOR 256,170 2,379 57,271 793 316,613CELICA 793 844,427 6,900 2,000 854,120CATACOCHA 793 53,358 1,586 112,170 14,178 10,465 192,550ZAMORA 5,157 1,586 399 46,374 31,724 32,179 117,419ZUMBA 793 2,000 23,692 189,079 4,586 6,172 226,322ZONAL LOJA 224,259 2,277,327 2,379 3,965 15,464 50,271 229,265 75,066 521,047 4,000 173,486 350,064 3,926,593SANTO DOMINGO 9,586 4,793 272,425 941,577 793 733,094 1,962,268ESMERALDAS 16,653 17,149 793 88,736 47,681 31,773 240,685 443,470MUISNE 793 230,700 608,695 792,508 1,632,696QUININDE 6,344 3,965 793 1,391,805 793 610,062 506,624 2,520,386BABAHOYO 3,838,864 35,233 2,379 45,333 512,053 249,745 51,470 4,735,077QUEVEDO 106,204 1,320,436 793 793 279,880 66,379 944,411 54,800 889,348 3,663,044VENTANAS 169,413 1,227,162 17,548 585,789 292,056 2,291,968VINCES 625,357 1,107,611 793 25,000 8,424 79,384 210,719 793 37,360 2,095,441CATARAMA 1,086,909 977,503 793 121,909 183,979 17,159 2,388,252ZONAL STO. DOMINGO 5,849,744 4,699,438 1,586 793 6,379 3,172 2,333,879 727,106 4,251,323 265,519 33,359 3,560,304 21,732,602PORTOVIEJO 233,570 686,078 6,651 11,231 206,773 7,227 28,784 793 468,447 1,649,554MANTA 1,586 36,596 2,379 4,467 17,430 62,458BAHIA 273,791 150,881 2,244 18,780 5,000 39,342 5,430 482,429 977,897CHONE 1,586 278,402 793 107,843 28,500 793 151,015 568,932EL CARMEN 7,930 5,551 29,876 290,043 13,655 695,005 1,042,060JIPIJAPA 34,197 301,709 793 4,202 5,957 58,315 405,173CALCETA 29,911 842,226 36,965 290,896 28,550 55,100 34,837 119,455 1,437,940PEDERNALES 793 - 4,800 18,889 2,379 26,861ZONAL PORTOVIEJO 583,364 2,301,443 51,453 32,390 5,000 29,876 5,260 957,988 41,734 131,469 36,423 1,994,475 6,170,875GUAYAQUIL 4,499,366 43,233 15,658 1,586 192,514 44,000 3,588,468 8,384,825PEDRO CARBO 131,090 363,834 2,793 6,344 793 33,586 138,738 677,178DAULE 5,309,745 1,586 3,193 472,979 5,787,503BALZAR 1,537,922 1,564,833 258,538 178,595 3,539,888MILAGRO 291,370 62,955 39,406 450,892 93,300 1,038,272 119,269 2,095,464EL TRIUNFO 488,382 25,275 126,953 40,090 317,995 9,051 1,007,746EL EMPALME 7,930 771,165 793 793 238,800 248,043 247,548 1,515,072NARANJAL 720,176 7,965 559,517 6,750 10,000 12,688 1,317,096SANTA ELENA 11,293 793 5,000 32,586 793 132,072 182,537PTO. BAQUERIZO 5,000 1,600 2,379 8,979ZONAL GUAYAQUIL 12,985,981 2,852,139 20,037 5,000 7,137 238,800 41,785 1,910,822 1,600 140,140 1,411,060 4,901,787 24,516,288MACHALA 5,793 5,972 257,540 170,240 6,586 446,131SANTA ROSA 9,100 3,149 793 366,007 84,100 2,500 39,926 505,575ARENILLAS 212,987 14,809 68,734 28,000 91,732 416,262PIÑAS 793 25,692 18,637 72,105 12,183 9,086 138,496ZARUMA 1,586 5,000 1,020 16,399 19,344 43,349ZONAL MACHALA 230,259 49,622 793 715,918 101,125 254,340 31,082 166,674 1,549,813PUYO 3,965 7,000 48,772 11,364 169,986 305,988 547,075TENA 4,758 97,955 2,379 2,074,949 2,000 84,703 2,266,744BAEZA 399 793 38,399 303,551 343,142ORELLANA 30,927 242,083 1,586 127,945 499,310 45,760 793 128,389 1,076,793LAGO AGRIO 36,923 114,488 793 793 90,400 482,430 24,200 44,036 794,063SHUSHUFINDI 9,344 57,595 703,495 690,824 2,500 73,570 1,537,328MACAS 3,172 22,997 3,172 793 3,172 7,172 86,735 127,213SUCUA 585 77,274 77,859MENDEZ 793 793 793 15,622 18,001LIMON INDANZA 7,172 7,172GUALAQUIZA 1,586 4,921 2,379 44,411 3,840 4,490 15,865 29,526 107,018ZONAL PUYO 91,867 541,625 3,172 53,329 49,565 921,840 3,807,253 76,300 6,490 194,401 1,156,566 6,902,408

SIERRA 333,720 3,074,712 34,397 282,038 67,478 3,992,889 455,606 772,464 179,490 793 1,794,237 547,568 164,577 555,880 4,466,090 16,721,939 COSTA E INSULAR 19,649,348 9,902,642 1,586 73,076 43,769 15,309 2,602,555 774,151 7,836,051 144,459 791,468 1,511,924 10,623,240 53,969,578 AMAZONIA 97,024 544,004 3,172 55,728 49,565 921,840 3,877,319 297,103 6,490 198,987 1,194,917 7,246,149 NACIONAL 20,080,092 13,521,358 34,397 283,624 67,478 3,996,061 584,410 865,798 15,309 3,703,885 774,944 13,507,607 989,130 962,535 2,266,791 16,284,247 77,937,666

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL PARA CULTIVOS AGRICOLAS SEGUN SUCURSALES Y ZONALESA AGOSTO DE 2010

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DESTINO DE LA INVERSION 2009 2010 2009 2010 2009 2010

a b b ! a % c d d ! c % e f f ! e %

Arroz 4,213 8,364 4,151 98.5% 17,335,093 20,080,092 2,744,999 15.8% 23,449 26,777 3,328 14.2%

Maíz 5,093 10,651 5,558 109.1% 9,276,799 13,521,358 4,244,559 45.8% 14,789 23,159 8,370 56.6%

Trigo 20 29 9 45.0% 81,890 34,397 (47,493) (58.0%) 91 62 (29) (31.9%)

Fréjol 79 77 (2) (2.5%) 317,264 283,624 (33,640) (10.6%) 301 300 (1) (0.3%)

Arveja 12 18 6 50.0% 37,208 67,478 30,270 81.4% 35 52 17 48.6%

Papa 695 2,380 1,685 242.4% 2,076,873 3,996,061 1,919,188 92.4% 1,310 3,543 2,233 170.5%

Tomate 172 300 128 74.4% 452,459 584,410 131,951 29.2% 296 545 249 84.1%

Cebolla 164 544 380 231.7% 595,495 865,798 270,303 45.4% 501 876 375 74.9%

Algodón 2 14 12 600.0% 7,227 15,309 8,082 111.8% 6 25 19 316.7%

Palma Africana 181 233 52 28.7% 2,613,510 3,703,885 1,090,375 41.7% 2,219 3,371 1,152 51.9%

Soya 49 188 139 283.7% 311,646 774,944 463,298 148.7% 674 1,431 757 112.3%

Cacao 1,582 6,516 4,934 311.9% 7,564,348 13,507,607 5,943,259 78.6% 7,000 15,419 8,419 120.3%

Café 240 241 1 0.4% 904,929 989,130 84,201 9.3% 894 1,092 198 22.1%

Banano 104 147 43 41.3% 671,840 962,535 290,695 43.3% 578 1,103 525 90.8%

Caña de Azúcar 249 320 71 28.5% 1,625,200 2,266,791 641,591 39.5% 1,948 2,146 198 10.2%

Otros Cultivos 1,931 6,289 4,358 225.7% 7,081,860 16,284,247 9,202,387 129.9% 6,147 14,138 7,991 130.0%

TOTAL CULTIVOS 14,786 36,311 21,525 145.6% 50,953,641 77,937,666 26,984,025 53.0% 60,238 94,039 33,801 56.1%

Form. y Man. de Pastos 218 229 11 5.0% 1,153,085 1,319,112 166,027 14.4%

Ganado Bovino 9,729 42,152 32,423 333.3% 55,526,278 92,239,361 36,713,083 66.1%

Ganado Porcino 548 2,227 1,679 306.4% 2,558,371 4,792,885 2,234,514 87.3%

Avicultura 10,046 38,849 28,803 286.7% 7,026,559 33,177,972 26,151,413 372.2%

Pesca 735 710 (25) (3.4%) 1,838,372 1,778,269 (60,103) (3.3%)

Otros Ganados 127 331 204 160.6% 825,643 1,533,790 708,147 85.8%

TOTAL PASTOS Y GANADO 21,403 84,498 63,095 294.8% 68,928,308 134,841,389 65,913,081 95.6%

MAQUINARIA AGRICOLA 1,130 2,086 956 84.6% 7,164,183 9,602,356 2,438,173 34.0%

MEJORAS TERRITORIALES 1,297 2,095 798 61.5% 21,922,310 28,386,487 6,464,177 29.5%

MOVILIZACION DE PROD. 15 159 144 960.0% 99,151 620,034 520,883 525.3%

CONSOLIDACION DEUDASTOTAL AGROPECUARIO 38,631 125,149 86,518 224.0% 149,067,593 251,387,932 102,320,339 68.6%

PEQ. INDUSTRIA Y ARTESANIA 7,303 12,909 5,606 76.8% 26,434,644 37,185,064 10,750,420 40.7%

ACT. COMERCIALES Y SERV. 57,310 185,821 128,511 224.2% 66,859,340 199,329,380 132,470,040 198.1%

CONSUMO 3,065 5,285 2,220 72.4% 12,629,709 28,854,793 16,225,084 128.5%

CREDITO ORIGINAL 106,309 329,164 222,855 209.6% 254,991,286 516,757,169 261,765,883 102.7%

FUENTE: Información de SucursalesELABORACION: Departamento de Estudios e Investigaciones

COMPARACION ANUAL DEL CREDITO ORIGINAL Y SUPERFICIE FINANCIADA POR DESTINO DE LA INVERSIONA AGOSTO DE CADA AÑO

valores en dólares

VARIACION

N U M E R O

VARIACION

V A L O R

VARIACION

SUPERFICIE FINANCIADA (Ha.)

Page 15: Bnf

Banco Nacional de Fomento 17 Gerencia de Riesgos

SUCURSALES

Y ZONALES ORIGINAL TOTAL ORIGINAL TOTAL ORIGINAL TOTALQUITO 2,242,566 2,387,306 13,342,895 13,684,212 15,585,461 16,071,518

TULCAN 837,393 990,582 1,573,706 1,645,109 2,411,099 2,635,691

SAN GABRIEL 1,815,908 1,818,568 1,254,585 1,254,585 3,070,493 3,073,153

EL ANGEL 1,040,731 1,166,022 2,972,748 3,074,573 4,013,479 4,240,595

IBARRA 1,436,164 1,586,941 2,157,732 2,157,732 3,593,896 3,744,673

OTAVALO 1,916,420 2,003,273 3,181,818 3,229,418 5,098,238 5,232,691

CAYAMBE 485,186 496,646 2,748,727 2,830,157 3,233,913 3,326,803

MACHACHI 926,719 979,531 5,157,955 5,249,698 6,084,674 6,229,229

LOS BANCOS 996,147 1,000,347 3,455,974 3,619,919 4,452,121 4,620,266

ZONAL QUITO 11,697,234 12,429,216 35,846,140 36,745,403 47,543,374 49,174,619

RIOBAMBA 4,731,349 4,867,609 10,263,608 10,297,373 14,994,957 15,164,982

ALAUSI 986,430 1,007,792 2,964,950 2,968,676 3,951,380 3,976,468

CHUNCHI 467,312 467,312 1,855,012 1,855,012 2,322,324 2,322,324

AMBATO 2,542,037 2,698,498 5,340,593 5,360,558 7,882,630 8,059,056

LATACUNGA 2,339,338 2,406,611 4,480,167 4,499,666 6,819,505 6,906,277

EL CORAZON 1,345,674 1,394,437 1,937,864 1,947,854 3,283,538 3,342,291

LA MANA 667,922 684,622 6,138,549 6,419,807 6,806,471 7,104,429

GUARANDA 3,799,423 3,804,283 4,690,628 4,690,628 8,490,051 8,494,911

ZONAL RIOBAMBA 16,879,485 17,331,164 37,671,371 38,039,574 54,550,856 55,370,738

CUENCA 540,652 558,792 4,551,749 4,574,479 5,092,401 5,133,271

CAÑAR 466,187 470,687 2,914,039 2,924,879 3,380,226 3,395,566

AZOGUES 908,398 908,398 3,160,942 3,160,942 4,069,340 4,069,340

GUALACEO 856,342 856,342 3,075,620 3,075,620 3,931,962 3,931,962

PAUTE 300,945 311,595 1,791,890 1,804,605 2,092,835 2,116,200

GIRON 130,599 132,922 1,754,470 1,754,470 1,885,069 1,887,392

LA TRONCAL 840,585 947,166 1,945,839 1,975,897 2,786,424 2,923,063

ZONAL CUENCA 4,043,708 4,185,902 19,194,549 19,270,892 23,238,257 23,456,794

LOJA 2,076,664 2,129,784 6,345,366 6,462,396 8,422,030 8,592,180

GONZANAMA 177,304 185,154 1,911,989 1,945,579 2,089,293 2,130,733

CARIAMANGA 564,485 564,485 2,115,064 2,115,064 2,679,549 2,679,549

MACARA 1,275,039 1,337,093 1,290,199 1,321,489 2,565,238 2,658,582

ZAPOTILLO 805,985 849,056 1,864,922 1,984,342 2,670,907 2,833,398

ALAMOR 588,636 594,906 1,688,979 1,703,229 2,277,615 2,298,135

CELICA 1,132,046 1,195,342 1,418,999 1,418,999 2,551,045 2,614,341

CATACOCHA 546,649 592,159 2,488,163 2,507,173 3,034,812 3,099,332

ZAMORA 1,142,960 1,152,160 4,949,410 4,977,263 6,092,370 6,129,423

ZUMBA 532,004 532,004 2,019,621 2,026,321 2,551,625 2,558,325

ZONAL LOJA 8,841,772 9,132,143 26,092,712 26,461,855 34,934,484 35,593,998

SANTO DOMINGO 2,552,427 2,792,487 9,897,330 9,922,680 12,449,757 12,715,167

ESMERALDAS 2,676,631 2,813,938 9,503,722 9,630,574 12,180,353 12,444,512

MUISNE 1,621,261 1,727,761 4,497,445 4,828,915 6,118,706 6,556,676

QUININDE 3,374,939 3,515,795 8,123,905 8,167,575 11,498,844 11,683,370

BABAHOYO 5,728,883 6,316,086 5,973,278 6,051,099 11,702,161 12,367,185

QUEVEDO 4,396,105 4,623,723 9,857,779 9,986,439 14,253,884 14,610,162

VENTANAS 1,900,633 2,275,872 4,400,668 4,558,381 6,301,301 6,834,253

VINCES 2,716,115 3,074,540 3,573,015 3,796,704 6,289,130 6,871,244

CATARAMA 1,408,827 1,600,125 3,683,804 3,789,804 5,092,631 5,389,929

ZONAL STO.DOMINGO 26,375,821 28,740,327 59,510,946 60,732,171 85,886,767 89,472,498

PORTOVIEJO 3,921,485 4,899,785 8,104,132 8,616,110 12,025,617 13,515,895

MANTA 2,191,761 2,326,703 6,788,938 7,065,370 8,980,699 9,392,073

BAHIA 1,677,440 1,830,711 4,216,307 4,285,994 5,893,747 6,116,705

CHONE 1,980,595 2,057,073 8,359,587 8,371,747 10,340,182 10,428,820

EL CARMEN 1,014,020 1,103,726 5,044,776 5,086,976 6,058,796 6,190,702

JIPIJAPA 1,816,467 2,099,734 3,571,085 3,634,085 5,387,552 5,733,819

CALCETA 3,133,428 3,202,928 4,549,084 4,564,984 7,682,512 7,767,912

PEDERNALES 1,530,904 1,606,759 2,592,275 2,652,443 4,123,179 4,259,202

ZONAL PORTOVIEJO 17,266,100 19,127,419 43,226,184 44,277,709 60,492,284 63,405,128

GUAYAQUIL 7,416,348 8,425,564 54,176,013 54,847,073 61,592,361 63,272,637

PEDRO CARBO 1,516,401 1,875,909 5,382,132 5,941,370 6,898,533 7,817,279

DAULE 7,403,340 8,747,429 4,646,010 5,437,485 12,049,350 14,184,914

BALZAR 3,652,648 4,029,524 8,624,812 8,867,862 12,277,460 12,897,386

MILAGRO 2,125,822 2,425,381 2,025,592 2,110,067 4,151,414 4,535,448

EL TRIUNFO 1,318,247 1,540,481 3,525,255 3,916,736 4,843,502 5,457,217

EL EMPALME 3,352,399 3,874,620 4,728,290 4,926,990 8,080,689 8,801,610

NARANJAL 1,713,816 1,957,376 3,667,895 3,825,887 5,381,711 5,783,263

SANTA ELENA 2,491,251 2,798,036 3,554,006 4,325,197 6,045,257 7,123,233

PTO. BAQUERIZO 557,483 606,245 2,881,808 3,636,334 3,439,291 4,242,579

ZONAL GUAYAQUIL 31,547,755 36,280,565 93,211,813 97,835,001 124,759,568 134,115,566

MACHALA 1,529,790 1,586,764 6,837,970 7,083,570 8,367,760 8,670,334

SANTA ROSA 1,366,620 1,483,023 2,226,441 2,264,041 3,593,061 3,747,064

ARENILLAS 1,460,389 1,834,482 3,585,401 3,806,526 5,045,790 5,641,008

PIÑAS 1,305,714 1,321,794 1,971,228 2,002,670 3,276,942 3,324,464

ZARUMA 744,372 753,894 1,840,738 1,844,638 2,585,110 2,598,532

ZONAL MACHALA 6,406,885 6,979,957 16,461,778 17,001,445 22,868,663 23,981,402

PUYO 2,224,614 2,341,092 6,511,885 6,536,615 8,736,499 8,877,707

TENA 1,452,380 1,475,240 9,332,203 9,332,203 10,784,583 10,807,443

BAEZA 537,131 540,631 3,345,746 3,404,976 3,882,877 3,945,607

ORELLANA 1,446,998 1,539,698 6,442,005 6,442,005 7,889,003 7,981,703

LAGO AGRIO 1,645,930 1,688,358 6,671,381 6,731,991 8,317,311 8,420,349

SHUSHUFINDI 802,233 813,198 4,552,492 4,555,892 5,354,725 5,369,090

MACAS 1,327,561 1,342,376 5,002,278 5,028,921 6,329,839 6,371,297

SUCUA 735,638 735,638 2,043,461 2,043,461 2,779,099 2,779,099

MENDEZ 389,518 389,518 2,030,309 2,030,309 2,419,827 2,419,827

LIMON INDANZA 231,874 233,154 2,802,848 2,809,116 3,034,722 3,042,270

GUALAQUIZA 549,345 549,345 2,405,086 2,405,086 2,954,431 2,954,431

ZONAL PUYO 11,343,222 11,648,248 51,139,694 51,320,575 62,482,916 62,968,823

SIERRA 39,787,235 41,394,261 111,835,741 113,514,140 151,622,976 154,908,401

CONSTA E INSULAR 81,596,561 91,128,268 212,410,721 219,846,326 294,007,282 310,974,594

AMAZONIA 13,018,186 13,332,412 58,108,725 58,324,159 71,126,911 71,656,571

NACIONAL 134,401,982 145,854,941 382,355,187 391,684,625 516,757,169 537,539,566

FUENTE: Información de SucursalesELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL Y TOTAL POR PLAZO SEGUN SUCURSALES Y ZONALESA AGOSTO DE 2010

en dólares

CORTO PLAZO M. Y LARGO PLAZO T O T A L

Page 16: Bnf

Banco Nacional de Fomento 18 Gerencia de Riesgos

F U E N T E S 2009 2010 VALOR %

PROGRAMAS DE GOBIERNO 70,521,708 269,728,996 199,207,288 282.5

MICROCREDITO 27,459,039 24,505,209 (2,953,830) (10.8)

Proyecto Repo. Ovina Plan 555 M 5,000 5,000 #¡DIV/0!

Reactiiv. Prod. Microfinanzas 16,841,381 15,321,699 (1,519,682) (9.0)

Decreto 863 Microcrédito 7,849,821 7,735,490 (114,331) (1.5)

Crédito Asociat. UTENAC 1,054,179 542,058 (512,121) (48.6)

Microcrédito TAXI!GAS 8,950 (8,950) (100.0)

Capitalización 2008 Microcrédito 620,624 734,395 113,771 18.3

Microcredito Pesq. Artesa. 292,351 110,000 (182,351) (62.4)

Microcrédito ECORAE 6,000 (6,000) (100.0)

INDA Titularización Predios Agrícolas 106,257 56,567 (49,690) (46.8)

Microcrédito Socio Siembra 679,476 (679,476) (100.0)

PLAN 555 22,391,686 25,725,921 3,334,235 14.9

Decreto 863 Plan 555 8,342,067 9,099,305 757,238 9.1

Desarrollo de Producción Plan 555 12,579,525 15,767,578 3,188,053 25.3

Capitalización 2008 Plan 555 1,470,094 854,038 (616,056) (41.9)

Proyecto Repo. Ovina Plan 555 5,000 5,000

DESARROLLO HUMANO 20,670,983 219,497,866 198,826,883 961.9

Crédito de Desarrollo Humano 20,670,983 219,497,866 198,826,883 961.9

PROGRAMAS ESPECIALES 26,022,487 24,456,217 (1,566,270) (6.0)

Capitalización 2008 Adquis. Tierras 4,083,512 3,113,042 (970,470) (23.8)

Decreto 756 Volcán Tung. Comr. 4,751,661 (4,751,661) (100.0)

Decreto 756 Volcán Tung. A.T. 641,586 242,139 (399,447) (62.3)

Rehabilit. Sector Agrop. 08!11 600 (600) (100.0)

Reestructuración E.N. 2008 56,032 (56,032) (100.0)

Capialización 2008 Adquisición Vehículos 544,446 318,085 (226,361) (41.6)

Capialización 2008 Leasing. Maq. Y Eq. 284,300 300,000 15,700 5.5

Adquisición Tierras Sector Rural 10,284,485 15,405,791 5,121,306 49.8

Créditos > 50,000 5,375,865 5,077,160 (298,705) (5.6)

FONDOS PROPIOS 158,447,091 222,571,956 64,124,865 40.5

Línea Esp. Peq. Produc. 6,200 15,000 8,800 141.9

Fondos CEREPs 2006 29,864 (29,864) (100.0)

Comercialización 26,528,989 32,778,353 6,249,364 23.6

Recursos Ordinarios 119,239,779 159,714,562 40,474,783 33.9

Sobregiros Ocasionales 554,112 1,195,807 641,695 115.8

Consumo 12,075,597 27,658,986 15,583,389 129.0

CONADIS!BNF 12,550 12,980 430 3.4

INVERSION DOMESTICA BCE COMERC 993,618 993,618

INV. BCE ESPECIAL COMERCIAL 202,650 202,650

T O T A L 254,991,286 516,757,169 261,765,883 102.7

COMPARACION ANUAL DE LAS FUENTES DE FINANCIAMIENTO PARA CREDITO ORIGINALA AGOSTO DE CADA AÑO

en dólares

VARIACION

Page 17: Bnf

Banco Nacional de Fomento 19 Gerencia de Riesgos

SUCURSALES

Y

ZONALES

No. Valor No. Valor No. Valor No. Valor No. Valor No. ValorQUITO 124 485,845 583 1,732,476 11,087 8,716,873 18 1,154,567 293 3,495,700 12,105 15,585,461

TULCAN 16 58,570 26 85,436 810 634,502 8 160,366 186 1,472,225 1,046 2,411,099

SAN GABRIEL 38 151,664 41 146,740 349 274,859 4 62,800 272 2,434,430 704 3,070,493

EL ANGEL 34 145,552 145 448,129 1,059 838,605 82 1,164,886 179 1,416,307 1,499 4,013,479

IBARRA 57 99,785 22 81,988 1,264 970,584 11 266,400 331 2,175,139 1,685 3,593,896

OTAVALO 19 76,728 183 618,505 2,777 2,133,867 9 137,880 258 2,131,258 3,246 5,098,238

CAYAMBE 24 72,540 72 200,376 2,061 1,607,723 4 110,460 193 1,242,814 2,354 3,233,913

MACHACHI 129 840,500 377 1,538,916 1,066 826,820 10 389,578 218 2,488,860 1,800 6,084,674

LOS BANCOS 14 39,600 79 228,504 1,913 1,511,285 10 380,200 249 2,292,532 2,265 4,452,121

ZONAL QUITO 455 1,970,784 1,528 5,081,070 22,386 17,515,118 156 3,827,137 2,179 19,149,265 26,704 47,543,374

RIOBAMBA 732 1,578,958 332 710,047 6,857 5,422,957 81 1,924,226 871 5,358,769 8,873 14,994,957

ALAUSI 92 261,952 95 199,909 1,223 961,171 18 233,900 317 2,294,448 1,745 3,951,380

CHUNCHI 34 114,480 43 121,650 665 525,769 5 95,400 174 1,465,025 921 2,322,324

AMBATO 156 452,866 281 469,951 3,402 2,659,540 22 543,724 566 3,756,549 4,427 7,882,630

LATACUNGA 274 733,461 48 102,102 2,880 2,257,904 9 350,056 511 3,375,982 3,722 6,819,505

EL CORAZON 2 10,000 1 4,500 1,048 827,288 14 296,869 367 2,144,881 1,432 3,283,538

LA MANA 201 642,981 53 169,520 2,047 1,610,155 16 281,260 373 4,102,555 2,690 6,806,471

GUARANDA 305 597,270 273 481,809 3,528 2,784,008 3 43,135 701 4,583,829 4,810 8,490,051

ZONAL RIOBAMBA 1,796 4,391,968 1,126 2,259,488 21,650 17,048,792 168 3,768,570 3,880 27,082,038 28,620 54,550,856

CUENCA 19 59,600 113 422,950 1,840 1,404,540 2 65,600 233 3,139,711 2,207 5,092,401

CAÑAR 29 111,927 64 263,905 1,401 1,103,901 2 70,000 165 1,830,493 1,661 3,380,226

AZOGUES 12 72,700 78 295,570 958 752,560 11 441,200 247 2,507,310 1,306 4,069,340

GUALACEO 33 72,580 122 291,975 1,976 1,533,786 1 91,445 198 1,942,176 2,330 3,931,962

PAUTE 1 4,800 37 138,390 1,151 893,519 103 1,056,126 1,292 2,092,835

GIRON 5 25,400 7 26,800 723 569,099 1 112,000 132 1,151,770 868 1,885,069

LA TRONCAL 2 3,300 60 244,250 1,577 1,246,599 4 276,165 121 1,016,110 1,764 2,786,424

ZONAL CUENCA 101 350,307 481 1,683,840 9,626 7,504,004 21 1,056,410 1,199 12,643,696 11,428 23,238,257

LOJA 132 454,955 91 274,005 3,643 2,818,611 2 42,016 608 4,832,443 4,476 8,422,030

GONZANAMA 64 185,314 38 134,968 713 546,197 2 49,500 155 1,173,314 972 2,089,293

CARIAMANGA 116 176,400 32 128,100 895 695,009 3 154,000 184 1,526,040 1,230 2,679,549

MACARA 160 239,200 182 256,900 672 527,774 2 26,400 241 1,514,964 1,257 2,565,238

ZAPOTILLO 300 380,100 22 88,500 785 615,807 173 1,586,500 1,280 2,670,907

ALAMOR 38 87,509 90 204,633 1,161 888,021 111 1,097,452 1,400 2,277,615

CELICA 212 431,970 39 85,700 1,096 821,640 199 1,211,735 1,546 2,551,045

CATACOCHA 37 107,880 67 201,640 1,080 808,052 31 718,960 180 1,198,280 1,395 3,034,812

ZAMORA 126 388,282 76 270,640 2,352 1,849,864 9 233,109 352 3,350,475 2,915 6,092,370

ZUMBA 64 265,674 74 281,265 577 440,225 1 16,000 181 1,548,461 897 2,551,625

ZONAL LOJA 1,249 2,717,284 711 1,926,351 12,974 10,011,200 50 1,239,985 2,384 19,039,664 17,368 34,934,484

SANTO DOMINGO 92 324,132 225 630,665 5,101 4,023,773 43 1,991,705 552 5,479,482 6,013 12,449,757

ESMERALDAS 111 361,590 46 68,194 8,188 6,425,304 6 370,144 722 4,955,121 9,073 12,180,353

MUISNE 112 254,670 99 395,200 2,143 1,694,338 1 100,000 474 3,674,498 2,829 6,118,706

QUININDE 207 414,901 150 315,300 5,774 4,554,058 23 1,032,966 657 5,181,619 6,811 11,498,844

BABAHOYO 202 617,635 203 300,916 5,928 4,669,132 1 141,973 837 5,972,505 7,171 11,702,161

QUEVEDO 254 801,141 288 996,145 8,034 6,275,724 11 422,200 885 5,758,674 9,472 14,253,884

VENTANAS 78 190,160 133 267,966 4,435 3,453,805 5 149,560 304 2,239,810 4,955 6,301,301

VINCES 54 99,884 167 314,468 3,876 3,009,008 11 194,069 505 2,671,701 4,613 6,289,130

CATARAMA 20 84,467 102 255,380 4,399 3,478,257 2 18,790 198 1,255,737 4,721 5,092,631

ZONAL STO.DOMINGO 1,130 3,148,580 1,413 3,544,234 47,878 37,583,399 103 4,421,407 5,134 37,189,147 55,658 85,886,767

PORTOVIEJO 660 1,241,672 98 295,400 7,603 6,018,311 10 403,035 607 4,067,199 8,978 12,025,617

MANTA 420 791,947 67 182,616 4,406 3,484,970 635 4,521,166 5,528 8,980,699

BAHIA 68 126,960 152 255,480 2,544 2,015,214 2 40,780 668 3,455,313 3,434 5,893,747

CHONE 458 891,320 64 233,118 5,143 4,033,669 5 349,061 376 4,833,014 6,046 10,340,182

EL CARMEN 107 346,224 85 292,470 3,570 2,824,082 17 282,472 217 2,313,548 3,996 6,058,796

JIPIJAPA 226 408,618 84 106,872 3,716 2,929,846 2 27,900 400 1,914,316 4,428 5,387,552

CALCETA 692 1,313,425 111 160,630 2,861 2,226,969 9 258,016 581 3,723,472 4,254 7,682,512

PEDERNALES 121 305,628 54 153,268 2,141 1,696,609 227 1,967,674 2,543 4,123,179

ZONAL PORTOVIEJO 2,752 5,425,794 715 1,679,854 31,984 25,229,670 45 1,361,264 3,711 26,795,702 39,207 60,492,284

GUAYAQUIL 274 848,434 932 2,186,285 57,499 45,158,309 277 3,629,362 1,126 9,769,971 60,108 61,592,361

PEDRO CARBO 40 61,280 36 66,740 6,747 5,164,961 49 525,662 208 1,079,890 7,080 6,898,533

DAULE 30 117,910 323 873,040 5,103 3,951,073 14 196,458 1,266 6,910,869 6,736 12,049,350

BALZAR 342 1,274,251 28 86,262 7,119 5,579,475 1 91,680 886 5,245,792 8,376 12,277,460

MILAGRO 8 33,000 21 72,400 1,503 1,186,155 5 355,453 439 2,504,406 1,976 4,151,414

EL TRIUNFO 22 57,659 15 36,507 3,851 3,044,255 3 291,910 216 1,413,171 4,107 4,843,502

EL EMPALME 71 151,600 274 477,500 3,681 2,901,769 18 504,779 641 4,045,041 4,685 8,080,689

NARANJAL 3,490 2,759,646 2 27,897 451 2,594,168 3,943 5,381,711

SANTA ELENA 297 669,802 56 156,701 3,565 2,819,653 1 44,000 387 2,355,101 4,306 6,045,257

PTO. BAQUERIZO 60 298,423 25 93,500 61 47,585 1 95,000 342 2,904,783 489 3,439,291

ZONAL GUAYAQUIL 1,144 3,512,359 1,710 4,048,935 92,619 72,612,881 371 5,762,201 5,962 38,823,192 101,806 124,759,568

MACHALA 170 718,600 64 240,900 4,611 3,652,539 5 316,000 422 3,439,721 5,272 8,367,760

SANTA ROSA 15 28,250 51 122,000 1,629 1,163,211 4 92,800 290 2,186,800 1,989 3,593,061

ARENILLAS 134 282,815 88 174,827 3,184 2,519,560 3 79,000 195 1,989,588 3,604 5,045,790

PIÑAS 97 259,639 102 281,647 808 629,324 5 101,600 239 2,004,732 1,251 3,276,942

ZARUMA 64 189,220 73 270,943 1,061 839,103 2 67,000 170 1,218,844 1,370 2,585,110

ZONAL MACHALA 480 1,478,524 378 1,090,317 11,293 8,803,737 19 656,400 1,316 10,839,685 13,486 22,868,663

PUYO 272 554,653 152 494,091 2,342 1,840,294 16 454,942 571 5,392,519 3,353 8,736,499

TENA 5 25,100 157 500,282 6,543 5,184,265 10 402,228 619 4,672,708 7,334 10,784,583

BAEZA 25 124,217 168 660,508 682 534,016 13 261,803 258 2,302,333 1,146 3,882,877

ORELLANA 11 40,700 128 388,357 6,305 4,975,691 3 107,453 314 2,376,802 6,761 7,889,003

LAGO AGRIO 71 189,924 126 324,170 5,200 4,115,884 11 232,800 459 3,454,533 5,867 8,317,311

SHUSHUFINDI 28 157,885 135 398,027 2,791 2,204,759 16 189,003 265 2,405,051 3,235 5,354,725

MACAS 51 238,500 144 399,375 2,797 2,198,169 9 326,329 345 3,167,466 3,346 6,329,839

SUCUA 11 48,330 66 161,445 965 732,859 2 52,000 180 1,784,465 1,224 2,779,099

MENDEZ 8 38,300 83 362,600 550 412,474 6 161,291 113 1,445,162 760 2,419,827

LIMON INDANZA 9 48,500 106 415,962 420 324,070 2 46,000 213 2,200,190 750 3,034,722

GUALAQUIZA 8 43,500 67 307,015 854 666,584 5 128,994 177 1,808,338 1,111 2,954,431

ZONAL PUYO 499 1,509,609 1,332 4,411,832 29,449 23,189,065 93 2,362,843 3,514 31,009,567 34,887 62,482,916

SIERRA 3,411 8,776,387 3,696 10,398,844 63,707 49,789,025 385 9,642,993 9,109 73,015,727 80,308 151,622,976

COSTA E INSULAR 5,506 13,565,257 4,216 10,363,340 183,774 144,229,687 538 12,201,272 16,123 113,647,726 210,157 294,007,282

AMAZONIA 689 2,163,565 1,482 4,963,737 32,378 25,479,154 103 2,611,952 4,047 35,908,503 38,699 71,126,911

NACIONAL 9,606 24,505,209 9,394 25,725,921 279,859 219,497,866 1,026 24,456,217 29,279 222,571,956 329,164 516,757,169

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

Fondos

PropiosTotal Original

CREDITO ORIGINAL POR LINEAS DE FINANCIAMIENTO SEGUN SUCURSALESA AGOSTO DE 2010

en dólares

Microcrédito Plan 555

Crédito

Desarrollo

Humano

Programas

Especiales

Page 18: Bnf

Banco Nacional de Fomento 20 Gerencia de Riesgos

Lineas de Financiamiento Ene Feb Mar Abr May Jun Jul Ago Total

Microcrédito 3,094,904 2,930,432 3,302,962 2,796,653 3,129,655 3,159,852 3,230,932 2,859,819 24,505,209

Plan 555 2,630,962 2,692,829 3,110,064 3,045,146 3,240,561 3,427,616 4,040,012 3,538,731 25,725,921

Crédito Desarr. Humano 16,853,068 18,933,035 25,232,887 25,779,748 23,570,430 22,256,399 39,756,546 47,115,753 219,497,866

Programas Especiales 3,502,805 1,601,774 4,018,306 2,091,959 3,009,873 3,686,266 3,786,169 2,759,065 24,456,217

Fondos Propios 21,920,634 23,791,530 31,502,519 28,203,990 28,239,407 32,406,184 30,286,559 26,221,133 222,571,956

TOTAL 48,002,373 49,949,600 67,166,738 61,917,496 61,189,926 64,936,317 81,100,218 82,494,501 516,757,169

Lineas de Financiamiento Ene Feb Mar Abr May Jun Jul Ago Total

Microcrédito 1,374 1,286 1,337 1,105 1,199 1,204 1,104 997 9,606

Plan 555 1,105 1,050 1,135 1,118 1,135 1,240 1,339 1,272 9,394

Crédito Desarr. Humano 22,214 24,462 32,216 32,754 30,023 28,243 50,382 59,565 279,859

Programas Especiales 128 54 318 85 81 110 155 95 1,026

Fondos Propios 3,186 3,305 4,023 3,534 3,678 4,148 4,006 3,399 29,279

TOTAL 28,007 30,157 39,029 38,596 36,116 34,945 56,986 65,328 329,164

FUENTE: Información de Sucursales

ELABORACION: Departamento de Estudios e Investigaciones

CREDITO ORIGINAL POR LINEAS DE FINANCIAMIENTO POR MESESA AGOSTO 2010

en dólares

número de operaciones