Ejemplo de Analisis Financiero
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NEGOCIO DE TURISMO (HOSTAL)INVERSIÓN 150,000.00 PRESTAMO 70%TIEMPO PRESTAMO 5INTERES 15%VIDA UTIL 10
PRECIO DEL CUARTO 50CANT. CUARTOS 8TIEMPO DE OCUPACIÓN 60%
COSTO POR HABITACIÓN 5.00 GASTOS FIJOS 2,000.00
COSTO DE OPORTUNIDAD 8%
INGRESOSEGRESOS COSTOS POR HABITACIONESEGRESOS POR GASTOS FIJOS
BENEFICIO BRUTO
AMORITZACIÓN
BENEFICIO ANTES DE INTERESES Y TRIBUTOS
INTERESES
BENEFICIO ANTES DE TRIBUTOS
UTILIDAD DE TRABAJADORES
BASE IMPONIBLE
IMPUESTO A LA RENTA
BENEFICIO NETO
AMORITIZACIÓN
INVERSIÓN
DESEMBOLSO DE CAPITAL
FLUJO DE EFECTIVO
TIR 9%
VAN 11,942.41
FLUJO DEL INVERSIONISTA
TIR del INVERSIONISTA 36%
VAN del INVERRSIONISTA ###
CAPITALDESEMBOLSO DE PRESTAMOINTERES
105,000.00 AÑOS
AÑOS
USD
USDUSD MENSUAL
0 1 2 3 4 87,600.00 87,600.00 87,600.00 87,600.00 8,760.00 8,760.00 8,760.00 8,760.00 24,000.00 24,000.00 24,000.00 24,000.00
54,840.00 54,840.00 54,840.00 54,840.00
15,000.00 15,000.00 15,000.00 15,000.00
39,840.00 39,840.00 39,840.00 39,840.00
15,750.00 12,600.00 9,450.00 6,300.00
24,090.00 27,240.00 30,390.00 33,540.00
3,613.50 4,086.00 4,558.50 5,031.00
20,476.50 23,154.00 25,831.50 28,509.00
5,119.13 5,788.50 6,457.88 7,127.25
15,357.38 17,365.50 19,373.63 21,381.75
15,000.00 15,000.00 15,000.00 15,000.00
150,000.00
21,000.00 21,000.00 21,000.00 21,000.00
-150,000.00 9,357.38 11,365.50 13,373.63 15,381.75
USD
-45,000.00 9,357.38 11,365.50 13,373.63 15,381.75
USD
0 1 2 3 4 105,000.00 105,000.00 84,000.00 63,000.00 42,000.00
21,000.00 21,000.00 21,000.00 21,000.00 15,750.00 12,600.00 9,450.00 6,300.00
5 6 7 8 9 10 87,600.00 87,600.00 87,600.00 87,600.00 87,600.00 87,600.00 8,760.00 8,760.00 8,760.00 8,760.00 8,760.00 8,760.00 24,000.00 24,000.00 24,000.00 24,000.00 24,000.00 24,000.00
54,840.00 54,840.00 54,840.00 54,840.00 54,840.00 54,840.00
15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00
39,840.00 39,840.00 39,840.00 39,840.00 39,840.00 39,840.00
3,150.00 - - - - -
36,690.00 39,840.00 39,840.00 39,840.00 39,840.00 39,840.00
5,503.50 5,976.00 5,976.00 5,976.00 5,976.00 5,976.00
31,186.50 33,864.00 33,864.00 33,864.00 33,864.00 33,864.00
7,796.63 8,466.00 8,466.00 8,466.00 8,466.00 8,466.00
23,389.88 25,398.00 25,398.00 25,398.00 25,398.00 25,398.00
15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00
21,000.00 - - - - -
17,389.88 40,398.00 40,398.00 40,398.00 40,398.00 40,398.00
17,389.88 40,398.00 40,398.00 40,398.00 40,398.00 40,398.00
5 21,000.00 21,000.00 3,150.00
NEGOCIO DE TURISMO (HOSTAL)INVERSIÓN 150,000.00 PRESTAMO 0%TIEMPO PRESTAMO 5INTERES 15%VIDA UTIL 5
PRECIO DEL CUARTO 50CANT. CUARTOS 8TIEMPO DE OCUPACIÓN 60%
COSTO POR HABITACIÓN 5.00 GASTOS FIJOS 2,000.00
COSTO DE OPORTUNIDAD 8%
INGRESOSEGRESOS COSTOS POR HABITACIONESEGRESOS POR GASTOS FIJOS
BENEFICIO BRUTO
AMORITZACIÓN
BENEFICIO ANTES DE INTERESES Y TRIBUTOS
INTERESES
BENEFICIO ANTES DE TRIBUTOS
UTILIDAD DE TRABAJADORES
BASE IMPONIBLE
IMPUESTO A LA RENTA
BENEFICIO NETO
AMORITIZACIÓN
INVERSIÓN
DESEMBOLSO DE CAPITAL
FLUJO DE EFECTIVO
TIR del proyecto 16%
VAN del proyecto 33,007.86
FLUJO DEL INVERSIONISTA
TIR del INVERSIONISTA 16%
VAN del INVERRSIONISTA 79,177.50
CAPITALDESEMBOLSO DE PRESTAMOINTERES
- AÑOS
AÑOS
USD
USDUSD MENSUAL
0 1 2 3 87,600.00 87,600.00 87,600.00 8,760.00 8,760.00 8,760.00 24,000.00 24,000.00 24,000.00
54,840.00 54,840.00 54,840.00
30,000.00 30,000.00 30,000.00
24,840.00 24,840.00 24,840.00
- - -
24,840.00 24,840.00 24,840.00
3,726.00 3,726.00 3,726.00
21,114.00 21,114.00 21,114.00
5,278.50 5,278.50 5,278.50
15,835.50 15,835.50 15,835.50
30,000.00 30,000.00 30,000.00
150,000.00
- - -
-150,000.00 45,835.50 45,835.50 45,835.50
USD
-150,000.00 45,835.50 45,835.50 45,835.50
USD
0 1 2 3 - - - -
- - - - - -
4 5 87,600.00 87,600.00 8,760.00 8,760.00 24,000.00 24,000.00
54,840.00 54,840.00
30,000.00 30,000.00
24,840.00 24,840.00
- -
24,840.00 24,840.00
3,726.00 3,726.00
21,114.00 21,114.00
5,278.50 5,278.50
15,835.50 15,835.50
30,000.00 30,000.00
- -
45,835.50 45,835.50
45,835.50 45,835.50
4 5 - - - - - -
NEGOCIO DE TURISMO (HOSTAL)INVERSIÓN 150,000.00 PRESTAMO 70%TIEMPO PRESTAMO 5INTERES 15%VIDA UTIL 5
PRECIO DEL CUARTO 50CANT. CUARTOS 8TIEMPO DE OCUPACIÓN 60%
COSTO POR HABITACIÓN 5.00 GASTOS FIJOS 2,000.00
COSTO DE OPORTUNIDAD 8%
INGRESOSEGRESOS COSTOS POR HABITACIONESEGRESOS POR GASTOS FIJOS
BENEFICIO BRUTO
AMORITZACIÓN
BENEFICIO ANTES DE INTERESES Y TRIBUTOS
INTERESES
BENEFICIO ANTES DE TRIBUTOS
UTILIDAD DE TRABAJADORES
BASE IMPONIBLE
IMPUESTO A LA RENTA
BENEFICIO NETO
AMORITIZACIÓN
INVERSIÓN
DESEMBOLSO DE CAPITAL
FLUJO DE EFECTIVO
TIR del proyecto -13%
VAN del proyecto -76,123.60
FLUJO DEL INVERSIONISTA
TIR del INVERSIONISTA 28%
VAN del INVERRSIONISTA 49,055.63
CAPITALDESEMBOLSO DE PRESTAMOINTERES
105,000.00 AÑOS
AÑOS
USD
USDUSD MENSUAL
0 1 2 3 87,600.00 87,600.00 87,600.00 8,760.00 8,760.00 8,760.00 24,000.00 24,000.00 24,000.00
54,840.00 54,840.00 54,840.00
30,000.00 30,000.00 30,000.00
24,840.00 24,840.00 24,840.00
15,750.00 12,600.00 9,450.00
9,090.00 12,240.00 15,390.00
1,363.50 1,836.00 2,308.50
7,726.50 10,404.00 13,081.50
1,931.63 2,601.00 3,270.38
5,794.88 7,803.00 9,811.13
30,000.00 30,000.00 30,000.00
150,000.00
21,000.00 21,000.00 21,000.00
-150,000.00 14,794.88 16,803.00 18,811.13
USD
-45,000.00 14,794.88 16,803.00 18,811.13
USD
0 1 2 3 105,000.00 105,000.00 84,000.00 63,000.00
21,000.00 21,000.00 21,000.00 15,750.00 12,600.00 9,450.00
4 5 87,600.00 87,600.00 8,760.00 8,760.00 24,000.00 24,000.00
54,840.00 54,840.00
30,000.00 30,000.00
24,840.00 24,840.00
6,300.00 3,150.00
18,540.00 21,690.00
2,781.00 3,253.50
15,759.00 18,436.50
3,939.75 4,609.13
11,819.25 13,827.38
30,000.00 30,000.00
21,000.00 21,000.00
20,819.25 22,827.38
20,819.25 22,827.38
4 5 42,000.00 21,000.00 21,000.00 21,000.00 6,300.00 3,150.00