Smartivi Presentation (ENG)

8/3/2019 Smartivi Presentation (ENG)

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17 November 2011



2010 - 2011



17 November 2011 3

17 November 2011 3

0

20,000

40,000

60,000

80,000

100,000

120,000

Q4 2010 Q1 2011

LAUNCH

Several Baskets on

One Smartivi

IS 1 YEARS OLD

Smartivi Concierge

Q2 2011 Q3 2011 Q4 2011

18,085

Users

40 Providers &

up to 190 Merchants

16,109 Baskets

63,140

Users

43 Providers &

up to 210 Merchants

30,391 Baskets

Full Account

Statement from the

Webpage

New Webpage

99,593

Users

66 Providers &

up to 225 Merchants

35,728 Baskets

Adding Friends and

Sending Money Via

Website

Automatic Top-Up of

Smartivi Balance from any

Liberty Bank Account

Any Nickname for Free

Ability to Choose Card

Designs

New Card Designs

Account Blocking via

SMS

5% Interest Accrual

on Standard Smartivi

Account Balance

Refer a Friend and

Receive Benefits

eWallet Integration

& Money Transfers

Both Ways

>130,000

Users

>70 Providers &

up to 250 Merchants

>40,000 Baskets

N u m b e

r o f U s e r s

www.smartivi.ge

Control Panel for

Transfer Limits

Account Top-up via

Payboxes

First Generation Cards

Second Generation Cards


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SECOND GENERATIONWhat Has Changed Since November 2010?

Convenient

Unlimited baskets per one Smartivi January 2011

concierge February 2011

Monthly Newsletter June 2011

Smartivi.ge Facebook login July 2011

Customisable transfer limits July 2011

Account blocking via SMS October 2011

Account top-up and online payments via

MasterCard

September 2011

Social Networks & P2P

Referral programme and SMS July 2011

Money transfers via website July 2011

Money transfers via Facebook July 2011

Money transfers via SMS July 2011

From 1 November 2011

Ability to choose card designs

Free nickname choices for both Standard & Premium

5% interest accrual on Standard account balance

Integration with eWallet and free fund movements

Automatic top-up of Smartivi balance from any Liberty Bank account

is integrated with national payments system

Referrals – invite a friend and receive benefits

Live video support on Smartivi.ge

Coming Soon This Winter

Discounts at selected retailers and service providers

Free card for online shopping

digital wallet in US$ and Euro

P2P transfers in other currencies

Automatic top-up of account balance from any bank card

@Smartivi. ge email account

SMS

NEW

NEW

NEW

NEW

NEW

NEW

NEW

NEW


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Monthly basket fee on Standard SmartiviGEL 0.5

Monthly fee on Premium SmartiviGEL 3.00

Ways of transferring money to your friend (via Facebook, SMS, website and ATM)4

7 Maximum number of providers per one Standard Smartivi basket

Number of Smartivi providers68

Number of retailers where it is possible to pay with PAY240+

Annual interest rate accrual on Standard Smartivi account balance5.00%

Annual interest rate accrual on Premium Smartivi account balance10.00%

Number of Gift Cards in PAY system that our clients have given away4,500+

Number of Smartivi accounts130,000+

Number of baskets on SmartiviUnlimited

IN NUMBERS

Average number of providers in one Smartivi basket3.42

Share of Smartivi in bill payments from total bill payments at Liberty Bank5.72%

GEL 14.3 Average Smartivi bill payment

Average Smartivi top-up transaction sizeGEL 73.74

Number of providers in Smartivi baskets86,597

Price of Smartivi, as well as Premium Smartivi with any nickname

The amount that the Smartivi account holders pay for adding providers in their Smartivi basket

Price of a basket on a Premium Smartivi

Cash withdrawal fee on Premium Smartivi at 248 Liberty Bank ATMs

Commission that the client pays for topping up Smartivi account balance with any channel

Commission that the sender pays for P2P transactions with the PAY system cards

Movement of funds between Smartivi sub-accounts is free

Low fees (for merchants) for paying via PAY system cards/accounts at retailers (free for users)Cash withdrawal fee on Premium Smartivi at Liberty Bank’s 174 branches and mobile branches

Commission paid by P2P transfer recipient

GEL 0.00

GEL 0.00

GEL 0.00

0.00%

GEL 0.00

0.00%

0.00%

1.00%

1.00%1.00%

Number of ATMs, where it is possible to withdraw cash from Smartivi account248

Liberty Bank’s branches and mobile branches, where it is possible to top-up or withdraw cash from Smartivi account274

Number of Smartivi baskets>40,000



17 November 2011 617 November 2011 6

Via any other Bank’s Visa and MasterCard FREE FREE

Via 274 Liberty Bank branches and mobile branches FREE FREE

Via 600+ self service terminals (Paybox) FREE FREE

Via Liberty Bank Card FREE FREE

Number of providers per one basket 7 10

Transfers between Smartivi sub-accounts FREE FREE

P2P transfer fee Sending free, receiving 1% Sending free, receiving 1%

Daily operations limit at retailers and service units GEL 10,000 GEL 20,000

P2P money transfers on any Liberty Bank card FREE FREE

Cash withdrawal daily limit at Liberty Bank ATMs GEL 1,500 GEL 3,000

OPTIMAL USAGEYou only pay utility bills for one place of residence

You rarely play gambling games on the internet

You are not planning to use Smartivi’s additional

servicesYou want interest to be accrued on your balance

You want to pay utility bills for several places of

residence

You want to play gambling games on internet

You want high interest rate to be accrued on your

balance

You want to take advantage of Smartivi’s diverseadditional services

You want to frequently withdraw cash from your

Smartivi account via ATMs

Cash withdrawal daily limit at Liberty Bank branches and service centres Unlimited Unlimited

Cash withdrawal through Liberty Bank ATMs 1% Min. GEL 0.50 FREE

Cash withdrawal through Liberty Bank branches and service centres 3% Min. GEL 0.50 3% Min. GEL 0.50

P2P transfer limit Max. GEL 500 Max. GEL 500

Annual interest rate (monthly accruals) 5% 10%

Monthly Smartivi concierge service fee GEL 0.50 FREE

Number of baskets Unlimited Unlimited

Monthly basket service fee GEL 0.50 per one basket FREE

Smartivi monthly service fee FREE GEL 3.00

STANDARD AND PREMIUM

G e n e r a l F e a t u r e s

C a s h W i t h d r a w a l

S

m a r t i v i

A c c

o u n t T o p -

u p



17 November 2011 7

FeaturesStandard

Smartivi

Premium

Smartivi

Generic Payroll Card

Monthly service fee FREE GEL 3.00 X

Direct debit for paying various providers (utility, etc)

Monthly service fee for direct debits GEL 0.50 FREE GEL 1.00+

Convenient payments to providers through baskets X

Monthly basket service fee GEL 0.50 per one basket FREE

XNumber of baskets Unlimited Unlimited X

Number of providers in one basket 7 10 X

SMS receipt X

Annual interest rate on account balance with monthly accruals 5% 10% XMoney transfers via SMS

X

Multicurrency account Coming Soon Coming Soon

Safe online shopping at international online shops Coming Soon Coming Soon X

Cash withdrawal fee via ATM 1%, min GEL 0.50 FREE From 0% to 1%

Account top-up through bank branches

Account top-up via website through any Visa or MasterCard card X

Account top-up via 600+ self service terminals (Paybox) XIntegration with digital wallet

X

STANDARD AND PREMIUM vs. GENERIC PAYROLL CARD



17 November 2011 8

Earn Money With Smartivi

The 1st account in Georgia that pays you for inviting friends

For what do we pay you? New customers referred by you

Option 1: Invite your friends via an email or Facebook. If a person clicks on your link and joins Smartivi, you are automatically marked as his referrer

Option 2: Through banners and buttons available in various sizes on www.smartivi.ge. Add our banner or button on your website and every visitor who is referred to smartivi.ge

through your banner shall be automatically marked as your referral

In order to receive credit for a referral, the customer referred by you must use one of the two options as described above

How much do we pay you?

• 1 Lari per client who has registered a basket in case the client is referred via email or personal link

• 1% of the amount topped up by the referral within 3 months after the registration takes place

Conditions of Offer:

• Anyone who has a Smartivi account is allowed to participate in the referral program. Merchant accounts are excluded from participation

• Liberty Bank reserves the right to disallow any person as an originator

• Referral payments are unlimited

• Liberty Bank‘s decisions on who is the originator of a given progeny are absolutely final and are not subject to discussion

• Liberty Bank reserves the right to discontinue or change the reward scheme, or any other aspect of the program at any time

REFER A FRIEND




REFER A FRIEND CONT’D

Useful Tips

Use email

Invite your friends!

The fastest and easiest way to spread the word about Smartivi is email. You can refer friends to Smartivi by sending

them your referral link - you know best how to tell them about this referral program. Friends who know many people

will be your greatest asset

Use email signatures

Email signatures work very effective. They are the letterhead of your email message including typically 5 -10 lines of contact information, and are appended automatically to the end (or sometimes at the top) of each message you

send. Check your email software for this feature

The Web

Social Networks

Post the referral link on your Facebook wall, tweet it on your Twitter page or share it with people in your circles on Google Plus

Blogs, message boards and chats

There are tons of newsgroups and message boards where you can post. You can ask people what they think about Smartivi and if they are

interested in taking part in the referral scheme, but let them make the first move and show their interest

Skype, Google Talk, MSN Messenger or any other instant messaging system

Just as with email you can use these new web based communication forms to find like minded people and spread the word about Smartivi

Use a Web SiteAre you or do you personally know any webmaster? Explain how he could put a banner on his website and generate greater profit with his ID in

the link. This way both of you would gain from the high traffic of the friend's website

Don't forget the offline world!

Family and Friends

Are you enthusiastic about Smartivi? Mention the referral program to family, friends and people who surf on a regular basis

Put your URL everywhere

Put your URL on your business card or make flyers with your URL to give them away every time you need. Are there any local Internet cafes? Find

out if you can refer the shop owner. He could potentially get many indirect referrals on your behalf

GET SMARTIVI FOR FREE




Coming

Soon

SEND & RECEIVE MONEY

SEND MONEY TRANSACTIONS (P2P)

Send Money Receive Money

FREE 1%

Recipient's Smartivi AccountSender’s Smartivi Account

MOVEMENT OF FUNDS BETWEEN SMARTIVI SUB-ACCOUNTS

FREE

Main Smartivi Account Smartivi sub-account eMoney VISA card

FREE

eMoney wallet Main Smartivi Account

FREE

UPLOAD AND WITHDRAWAL FEES TOUPLOAD AND WITHDRAWAL FEES TO

Withdraw Funds

3%, min GEL 0.5FREE 1%, min GEL 0.5

FREE 1%, min GEL 0.5 FREE

Upload Funds

The existing commercial exchange rates of Liberty Bank will be applied on transactions involving currency conversions



2007 - 2011




What can you do with your eMoney Wallet?

Load your eMoney wallet via Smartivi account, 274 Liberty

Bank service centres (including mobile service centres), as well as

self service terminals

Pay on Georgia’s most popular online gambling websites

(Adjarabet, Vivarobet, Maximum , etc), pay your utility bills, top-

up your mobile phone balance (in total 30+ providers) and send

and receive money to/from other users of eMoney wallet

Move your funds to the international electronic wallets such

as WebMoney and (soon) YandexMoney

Integrate your eMoney wallet with your Smartivi account for

free and move your funds between them, as well as send and

receive money to/from other Smartivi users

Withdraw cash from Liberty Bank’s 274 service centres

(including mobile service centres) and (from the integrated

Smartivi Card) 248 ATMs

Transfer money safely from eMoney wallet, using eMoney’s

escrow services

Shop online with leading merchants in the PAY system (soon)

Fast

Wherever you are eMoney gives you an opportunity toreceive comprehensive information about your eWallet and

make desired transactions instantly

Simple

eMoney wallet is easy to manage. By only using your email

and a unique password known only to you, you can processany transaction necessary via internet

Flexible

Your eMoney wallet is integrated with your Smartivi account,

which means that you can transfer money for free from youreMoney account to your Smartivi account and withdraw cash,

as well as use all the other features that Smartivi has to offer

Safe

eMoney is compliant with the highest international safety

standards. In addition you can lock your eMoney wallet via

SMS

eMoney is an electronic wallet and the first and the most popular national internet payments system in Georgia

Since 2007:

85,000+ satisfied users GEL 10,882,475 turnover on eMoney wallets

655,723 successful transactions



17 November 2011 13

Simple

Secure

Convenient payments for users using only an email address and

password

Quick merchant account activation

Financial data security of your clients

Anti-fraud checks and sophisticated risk management

Full chargeback protection available for merchants

256-Byte SSL encryption

Convenient

Accepted by the most popular Georgian online gambling websites

Integrated with WebMoney and (soon) YandexMoney

Integration with Smartivi allows loading and withdrawal of funds

at Liberty Bank's service centres (including mobile service

centres), ATMs and NOVA self service terminals

Fast

Immediate settlement between electronic wallets and for

merchants in the PAY system

Incentives,

discounts,cashbacks

New customers

and additionalrevenue

eWallet



2011




Advantages to Customers Advantages to Merchants

Secure, consumer oriented and user friendly multiple payment

options

Cards in the PAY system can be loaded from Liberty Bank’s servicecentres (including mobile service centres), self service terminals,

through other VISA and MasterCard cards and eMoney digital wallet

Funds can be withdrawn from Liberty Bank’s service centres(including mobile service centres) and ATMs

Payments to the merchants in the PAY system (including online) via:

Any (Georgian or international) VISA and MasterCard cards

Smartivi cards (130,000+ active users)

SMS

Facebook

eMoney digital wallet (85,000+ active users)

NOVA self-service terminals

Using Gift Cards with merchants in the PAY system

PAY already combines over 250 merchants, 70 vendors, 20 onlineshops and service providers and 248 Liberty Bank ATMs

Fully integrated merchant gateway and universal local payment

system for Georgian Merchants

One contract and one interface for multiple payment channels

Access to millions of potential clients in Georgia and abroad (byaccepting VISA and MasterCard payments) and unique access toalmost 200,000 Smartivi cardholders and eMoney digital wallet users

that is only available through PAY

Support in attracting and retaining clients

High security and full protection

Competitive tariffs – 1% commission for funds received throughcards in the PAY system (including Smartivi cards)

All transactions details logged and accessible electronically, ability to

check commission charges, access to analytical reports and graphsdepicting business dynamics

Convenient website www.pay.ge and full merchant support

PAY from Liberty Bank is the first national universal payments system in Georgia

PAY offers businesses access to multiple payment options in Georgia within a single interface. As of today, 250 merchants are using PAY payments

services

INTRODUCTION TO

’




INTRODUCTION TO CONT’D

Fast Customer payments are reflected on the merchant’s account in a short period of time and are accessible by merchants almost immediately

Universal Payments to merchants in the PAY system can be made via VISA, MasterCard, Smartivi Card, Gift Card and eMoney digital wallet.

Payments can be made with plastic cards, as well as electronically via internet, SMS, Facebook, email (soon). NOVA, OSMP and TBC Pay(soon) self service terminals

Comfortable There is no need to return a change or a fiscal cheque, avoiding customer dissatisfaction and tax risks. Easily receive detailed financialinformation about the transactions

Secure Secure movement of funds. It is impossible to lose funds or for any system errors to occur

Cheap Unlike other payment systems, while paying by Smartivi and PAY cards commission is only 1%. Competitive pricing on VISA andMasterCard merchant acquiring fees

Merchant dashboard Account management

Marketing support

Technical support

PAY Benefits

Payments System

Send money andreceive services Receive money andprovide services

Accept multiple payment methods PAY services for merchants

PROVIDERS AND MERCHANTS IN THE SYSTEM




PROVIDERS AND MERCHANTS IN THE SYSTEM

Utility PaymentsCommunications &

InternetMobile Operators

State Services

& Tax

Internet Shopping &

Hosting

Transportation &

Logistics

Entertainment &

ContentOnline Gambling Financial Services

In total 25

providers

In total 21

providers

1 0 0 + P R O V I D E

R S

U P

T O 2 5 0

M E R

C H A N T S

In total 6

providers

In total 8

providers

In total 26

providers

In total 3

providers

In total 8

providers

In total 7

providers

In total 6

providers

შინაგან საქმეთა სამინისტრო

თბილისის საბავშვო ბაღები

PROCESS PAYMENTS WITH




Plastic Cards

Accept all types of VISA and MasterCard cards

and any type of card in the PAY payments

system (including Smartivi cards)

Quick and easy integration

User friendly gateway, fast and painless

merchant sign-up process

High security standards

Competitive pricing from just 1%!*

Merchant dashboard & reports

Target 100,000+ Smartivi and other PAY

system card users and 85,000 eMoney

users!

eWallet Payment Processing

Target tens of thousands additional customers

who use eMoney digital wallet. Payments made

through eMoney digital wallet are convenient

for online shoppers

Only email address and password

required to make a payment

Real-time secure transactions

Ease of use increases customer retention

Access to joint marketing opportunities

Low tariffs

eCommerce Solutions

If you want to attract more customers by

offering them convenient online shopping

experience, you can now benefit by choosing

PAY to process your payments

Immediate and customisable integration

Beneficial rates and fees

Instant payment notifications

Local expertise and market knowledge

Dedicated support team

Instant access to your revenues

Pay your expenses and supplies with your Smartivi business card

Fast, Secure And Convenient Payment Gateway

Accept payments with:

More options

coming soon…[email protected]

*On cards in the PAY system

PROCESS PAYMENTS WITH




With PAY payment gateway you, as a merchant, benefit from a wide selection of payment methods with just one simple and quick integration. Accept

international and local credit and debit cards, bank transfers, and a growing number of alternative payment options, including the eMoney digital

wallet. Start using this convenient, quick and secure payment gateway today and process payments directly on your website.

DIRECT PAYMENT PROCESSING

Competitive and flexible pricing with these unique features…

Large choice of payment options:

All types of VISA and MasterCard cards, Smartivi cards, Gift Cards andeMoney digital wallet

Fast integration:

Dedicated support team for the fast integration in PAY system

Transaction records:Receive detailed record of each transaction, access to detailed

financial reports on PAY website

Payment process:

Total to pay: GEL 100

Cardholder’s name:

Card number:

Security code:

Expiration

date:

Confirmation

month year

Payment process:

Total to pay: GEL 100

Choose your payment method

Type of international card:

Local payment options:

eWallet:

Continue

Payment process:

Payment confirmed

Order number: 00011

Description: Purse

Price: GEL 100

VAT: 18%

Total amount: GEL 118

√

PCI-DSS level security

PAY is a service of Liberty Bank’s in-house processing centre, which,is PCI-DSS compliant, which means that you don’t have to be

Merchant dashboard:

A wide selection of customisable settings, transaction monitoring,

reporting and archiving

Readily available online shop:

We are offering you a readily available online shop on cheap.ge,where you can place your products for sale and your business is

already on the internet

FOR YOUR BUSINESS




Auction Payments

Officially accepted by eAuction.ge, our flexible solution offers auction fulfillment and secure and instant payments between buyers

and sellers, including all the variables needed to keep your customers happy and protected and help you receive positive feedback

Internet Casino & Gambling

When your customers need to pay and play, we make sure they do it as smoothly as possible! PAY is integrated with every popular

online gambling business in Georgia. Our system gives you an all-round risk management and fraud protection and we support your

growth with targeted marketing and promotions

Internet Shopping & Content

PAY already works with a large number of shop systems and solution providers, which is the easiest way of running an online

business providing you access to all payment options and risk management tools through one simple integration

Retailers & Service Providers

Offering all types of payment interfaces, PAY provides customisable payment solutions for retailers & service providers. Ourlarge network of local payment options helps you monetise customers around the world, giving them opportunity to pay via plastic

cards, SMS, internet, Facebook and self-service terminals

FOR YOUR BUSINESSPAY payment solutions power your business further. Get access to multiple options with one simple integration

As a one stop shop we provide all you need to open your business to millions of customers in Georgia and abroad, by allowing youto accept their choice of payment method

Whichever way you plug into PAY, it means faster payments, increased reach, growth and boosted revenues. Can you afford to

accept anything less when choosing your solution?

We are planning to add much more services to the already vast range of services available to you. In the near future you will be able

to place your product offers on bus stop advertisement boards, from where customers will be able directly purchase your productsvia telephone

If you need advice about choosing the solution that best fits your needs, contact our dedicated Merchant Service Team at:

[email protected]

FOR INTERNET SHOPS



17 November 2011 21

Choosing the internet acquiring services that is right for your business is crucial for online shops. PAY

payments system offers you access to multiple payment options with competitive tariffs

PAY payment system will help you power your business further!

PAY is a multifaceted system– a one stop shop for all your needs. Select the payments solution that is most

suited for your business and get access to millions of customers in Georgia and abroad. Whatever you choose,

just remember: integrating with PAY payments gateway means instant payments, more customers and

revenue growth for your business!

Need help in making the right choice?

Contact our dedicated service team and get their advice: [email protected]

FOR INTERNET SHOPS

Only by using our system, you will be able to receive payments from those clients who do not possess bank

cards, banking accounts or electronic accounts. We offer such clients an opportunity to make payments in

cash via any self-service terminal in Georgia

Facebook Store is one of the fastest growing online shopping segments. PAY system is Facebook useroriented. If you have a Facebook Store, we can offer you a payment solution specifically suited for this

purpose

Delivering products to customers physically is one of the biggest challenges that the online shops face,

especially in those areas where postal services are not adequately developed. We offer you Liberty Bank’s

courier services to solve this problem



TARIFFS FOR MERCHANTS



17 November 2011 23

POS Virtual POS Online

www.Smartivi.ge

www.eMoney.ge

SMS FACEBOOK

Liberty Bank’s VISA and MasterCard cards As Agreed As Agreed As Agreed

eMoney VISA card 1% 1% As Agreed

Other VISA and MasterCard cards 2%-2.5% As Agreed As Agreed

Smartivi 1% 1% As Agreed 1% 1%

Gift Card 1% 1% 1% 1%

eMoney digital wallet As Agreed As Agreed

CashAs Agreed

SMS

TARIFFS FOR MERCHANTS

ECOMMERCE SOLUTIONS




Facebook Store Platform

PAY already works with a large number of eCommerce solutions and strategic partners. If your

provider is not listed below, please contact us to see how we can help

eCommerce solutions – logos for your website

Electronic auction platforms

[email protected]

You can also open an

online store along with

your Facebook store

ECOMMERCE SOLUTIONS

Tons of features

Fast & Secure

Full integration with PAY

eCommerce Shopping Cart Software

COMPETITIVE ADVANTAGES



17 November 2011 25

Payments with VISA

Payments with MasterCard

Payment with American Express

Payments with Smartivi

Payments with Gift Card

Payments via mobile phone

Online payments

Payments via Facebook

Payments via self-service terminals

Your products on the online and Facebook shop

Sending SMS messages to your customers

Sending emails to your customers and courier

services

SMS

COMPETITIVE ADVANTAGES

COMING SOON!




Readily Available Online Shop

Place your products in PAY’s online shop, or use our eCommerce

shopping cart software in order to create one of your own!

Offer easy incentives to clients online

Offer discounts and sales on items to your customers using multiple

online channels through PAY system. Available to only merchants inthe PAY system!

COMING SOON!

WHAT YOU NEED TO KNOW BEFORE USING AS A MERCHANT




Full terms and conditions

Privacy policy

Return policy

Full contact details

Company legal name and registration number

Company contact information: email and phone numbers

Your website must have:1 You need Pay.ge account, you can open online

by visiting www.pay.ge2

Your website should be fully operational in

order to be able to accept payments3

Important: Mandatory Merchant Verification

Protection against a negative balance

You will be asked to provide a set of

necessary documents and in a short

questionnaire/agreement. All this

information can be found on Pay.ge

website.

With any payment, made by VISA & MasterCard there is always the risk

of a chargeback. A chargeback applies when your customer contactstheir card issuer or bank claiming that he/she did not make the

payment or receive their goods. In most cases this can be avoided by

setting up clear terms and conditions, granting fast delivery of ordered

goods or services and can be resolved directly between you and your

customer.

If your customer initiates a chargeback, the respective amount will be

taken directly from your PAY account. We need to ensure that youalways have a positive balance on your account; if your balance

becomes negative then you lose the ability to accept any further

payments through the PAY system until you have uploaded enough

funds to get back into the positive.

The typical reserve we apply is 10% over 180 days.

Transactions made by PAY cards (including Smartivi) and eMoney

wallets are not subject to chargebacks – another reason to switch to

PAY merchant services today

Fill out a request form online on www.pay.ge

Or contact us at: [email protected]

We will conduct a test purchase



Find out more at:

www.smartivi.ge

www.emoney.gewww.pay.ge

Liberty Tower, 74 I. Chavchavadze Ave, Tbilisi 0162, Georgia

In case of any questions please contact:

Archil MelikadzeHead of Merchant Business Development Initiative

Mob.: +995 591 518008

email: [email protected]

T H A N K Y O U

Sales Team Support Team



Appendix: Main Features

BASKET



17 November 2011 30

S Smartivi basket is one of the main

features of Smartivi, which aims to

simplify payment procedures for

Smartivi users

S You can add your desired providers

to your Smartivi basket, get theinformation instantly about your

outstanding balance and make

payments without re-inputting

your personal data

S Number of baskets on Smartivi is

unlimited

S Fee per one basket on Standard

Smartivi is GEL 0.50, whereas on

Premium Smartivi it is free

BASKET

SENDING MONEY VIA SMS



17 November 2011 31

S Smartivi gives you an opportunity to transfer money to any other Smartivi user via only SMS message!

S In order to transfer money via SMS you only need to enter the recipient's Smartivi nickname, then #,

then amount of money you would like to transfer, then again # and send it to the following number:

5000 (the number is the same no matter which Georgian mobile operator you are using)

S Sending money via SMS is free, but the recipient pays 1% of the received funds

S N ING MON Y VIA SMS

SENDING MONEY VIA FACEBOOK



17 November 2011 32

S You can transfer money to any of your Facebook friends, even if they do not have a

Smartivi account. If they already have Smartivi accounts, the funds will be loaded

automatically, but if not, they can open Smartivi accounts within the seven day

period and receive funds

S In order to transfer money via Facebook please visit the following link:

https://apps.facebook.com/smartivi-lb/ and “like” the Smartivi Facebook page

S Choose your friend from your friend’s list, then choose “Send Money” from the list of

options, or “Receive Money”, press enter and your transaction is complete

S Sending money via Facebook is free, but the recipient pays 1% of the received funds

SENDING MONEY VIA FACEBOOK CONT’D



17 November 2011 33

Choose a friend to whom you would like to make a money transfer Enter the amount you would like to transfer

Check the transfer operation Confirm the transfer

REFERRAL PROGRAMME



17 November 2011 34

S In order to join the Smartivi Referral programme, you should have a Smartivi account and a website profile.

After logging in through your Smartivi nickname and password, you can invite friends through email or web-

banner, after which you are automatically marked as his referrer

S You will receive credit for your referral after your friend registers a Smartivi account and receives a Smartivi card

S In order for your friend to become your referral, he/she should register on the Smartivi website, through the linkprovided to him/her by you

S In order to invite more friends, you can place your unique referral link on different social network pages, blogs,

message boards and chats

S You can also share your unique referral link through Skype, Google Talk, MSN and any other instant messaging

system

S How much do we pay you?

S 1 Lari per client who has registered a basket in case the client is referred via email or

personal link

S1% of the amount topped up by the referral within 3 months after the registration

takes place

REFERRAL VIA EMAIL



17 November 2011 35

S In order to invite friends to Smartivi via email, you should log into your Smartivi profile and choose

“Smartivi Refer A Friend Programme”, press email banner, indicate the email address, as well as the friend’s

name and surname

Your unique link with which your friend becomes your referral after registering

through it: https://www.smartivi.ge/index.php/register/index/17

REFERRAL VIA BANNER



17 November 2011 36

S In order to invite friends to Smartivi via web banner, you should log into your Smartivi profile and choose

“Smartivi Refer A Friend Programme”, press the banner “banner” after which you will receive an HTML

code to be placed on your website: <a href="https://www.smartivi.ge/index.php/register/index/13"target="_blank"><img src="https:// www.smartivi.ge/files/referer_imgs/3002501.gif " width="300"

height="250"/></a>

S From www.Smartivi.ge you can access six

different sizes of banners to be placed on

your website, 3 horizontal and 3 vertixcal

S Banners are also available in customisablesizes

Smartivi Presentation (ENG)

Documents

Transcript of Smartivi Presentation (ENG)