Taller N-13 Amortizacion de Creditos 8b Cristian Johany Montoya

DISEÑO DEL FORMATO: YECID CIROTALLER N-13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

ESTUDIANTE: CRISTIAN JOHANY MONTOYA BETANCUR

VALOR DE PRESTAMO $ 10,000,000 INTERES (EFECTIVO ANUAL)PLAZO (AÑOS) 1 NO. PAGOS POR AÑOTAZA INTERES MENSUAL 1.95% (FUNCION TAZA NOMINAL)VALOR DE CUOTA MENSUAL $942,772.21 (FUNCION PAGO)

TABLA DE ARMOTIZACION (CUOTA FIJA) #CUOTA VALOR CUOTA INTERES

0 $ - $ - 1 $ 942,772.21 $ 195,134 2 $ 942,772.21 $ 180,545 3 $ 942,772.21 $ 165,671 4 $ 942,772.21 $ 150,507 5 $ 942,772.21 $ 135,047 6 $ 942,772.21 $ 119,286 7 $ 942,772.21 $ 103,217 8 $ 942,772.21 $ 86,835 9 $ 942,772.21 $ 70,132

10 $ 942,772.21 $ 53,104 11 $ 942,772.21 $ 35,744 12 $ 942,772.21 $ 18,045

total $ 11,313,267 $ 1,313,267


ESTUDIANTE: CRISTIAN JOHANY MONTOYA BETANCUR GRADO: 8B

26.1%12

(FUNCION TAZA NOMINAL)(FUNCION PAGO)

TABLA DE ARMOTIZACION (CUOTA FIJA)AMORTIZACION SALDO

$ - $ 10,000,000 $ 747,638.55 $ 9,252,361.45 $ 762,227.49 $ 8,490,133.96 $ 777,101.12 $ 7,713,032.84 $ 792,264.98 $ 6,920,767.86 $ 807,724.73 $ 6,113,043.13 $ 823,486.16 $ 5,289,556.97 $ 839,555.15 $ 4,450,001.82 $ 855,937.70 $ 3,594,064.13 $ 872,639.92 $ 2,721,424.21 $ 889,668.06 $ 1,831,756.14 $ 907,028.48 $ 924,727.66 $ 924,727.66 $ -

$ 10,000,000



VALOR DE PRESTAMO $ 20,000,000

PLAZO (AÑOS) 4

TAZA INTERES MENSUAL 1.29%VALOR DE CUOTA MENSUAL $ 561,962.98

TABLA DE ARMOTIZACION (CUOTA FIJA) #CUOTA VALOR CUOTA

0 $ - 1 $ 561,962.98 2 $ 561,962.98 3 $ 561,962.98 4 $ 561,962.98 5 $ 561,962.98 6 $ 561,962.98 7 $ 561,962.98 8 $ 561,962.98 9 $ 561,962.98

10 $ 561,962.98 11 $ 561,962.98 12 $ 561,962.98 13 $ 561,962.98 14 $ 561,962.98 15 $ 561,962.98 16 $ 561,962.98 17 $ 561,962.98 18 $ 561,962.98 19 $ 561,962.98 20 $ 561,962.98 21 $ 561,962.98 22 $ 561,962.98 23 $ 561,962.98 24 $ 561,962.98 25 $ 561,962.98 26 $ 561,962.98 27 $ 561,962.98 28 $ 561,962.98 29 $ 561,962.98 30 $ 561,962.98 31 $ 561,962.98 32 $ 561,962.98

33 $ 561,962.98 34 $ 561,962.98 35 $ 561,962.98 36 $ 561,962.98 37 $ 561,962.98 38 $ 561,962.98 39 $ 561,962.98 40 $ 561,962.98 41 $ 561,962.98 42 $ 561,962.98 43 $ 561,962.98 44 $ 561,962.98 45 $ 561,962.98 46 $ 561,962.98 47 $ 561,962.98 48 $ 561,962.98

TOTAL $ 26,974,223



INTERES (EFECTIVO ANUAL) 16.68%NO. PAGOS POR AÑO 12


TABLA DE ARMOTIZACION (CUOTA FIJA)INTERES AMORTIZACION SALDO $ - $ - $ 20,000,000.00 $ 258,767.99 $ 303,194.99 $ 19,696,805.01 $ 254,845.13 $ 307,117.85 $ 19,389,687.16 $ 250,871.51 $ 311,091.46 $ 19,078,595.70 $ 246,846.49 $ 315,116.49 $ 18,763,479.21 $ 242,769.39 $ 319,193.59 $ 18,444,285.61 $ 238,639.53 $ 323,323.45 $ 18,120,962.17 $ 234,456.24 $ 327,506.73 $ 17,793,455.44 $ 230,218.83 $ 331,744.15 $ 17,461,711.29 $ 225,926.59 $ 336,036.38 $ 17,125,674.90 $ 221,578.82 $ 340,384.16 $ 16,785,290.75 $ 217,174.79 $ 344,788.18 $ 16,440,502.56 $ 212,713.79 $ 349,249.19 $ 16,091,253.37 $ 208,195.06 $ 353,767.92 $ 15,737,485.46 $ 203,617.87 $ 358,345.11 $ 15,379,140.35 $ 198,981.46 $ 362,981.52 $ 15,016,158.83 $ 194,285.06 $ 367,677.92 $ 14,648,480.91 $ 189,527.90 $ 372,435.08 $ 14,276,045.83 $ 184,709.18 $ 377,253.80 $ 13,898,792.03 $ 179,828.12 $ 382,134.86 $ 13,516,657.17 $ 174,883.91 $ 387,079.07 $ 13,129,578.10 $ 169,875.72 $ 392,087.25 $ 12,737,490.85 $ 164,802.74 $ 397,160.24 $ 12,340,330.61 $ 159,664.13 $ 402,298.85 $ 11,938,031.76 $ 154,459.02 $ 407,503.96 $ 11,530,527.81 $ 149,186.57 $ 412,776.40 $ 11,117,751.40 $ 143,845.91 $ 418,117.07 $ 10,699,634.33 $ 138,436.14 $ 423,526.84 $ 10,276,107.49 $ 132,956.38 $ 429,006.60 $ 9,847,100.90 $ 127,405.72 $ 434,557.25 $ 9,412,543.64 $ 121,783.25 $ 440,179.73 $ 8,972,363.91 $ 116,088.03 $ 445,874.95 $ 8,526,488.96 $ 110,319.12 $ 451,643.86 $ 8,074,845.10

$ 104,475.57 $ 457,487.41 $ 7,617,357.70 $ 98,556.42 $ 463,406.56 $ 7,153,951.13 $ 92,560.68 $ 469,402.30 $ 6,684,548.83 $ 86,487.36 $ 475,475.62 $ 6,209,073.22 $ 80,335.47 $ 481,627.51 $ 5,727,445.71 $ 74,103.98 $ 487,859.00 $ 5,239,586.71 $ 67,791.87 $ 494,171.11 $ 4,745,415.60 $ 61,398.08 $ 500,564.90 $ 4,244,850.70 $ 54,921.57 $ 507,041.40 $ 3,737,809.29 $ 48,361.27 $ 513,601.71 $ 3,224,207.59 $ 41,716.09 $ 520,246.89 $ 2,703,960.69 $ 34,984.92 $ 526,978.05 $ 2,176,982.64 $ 28,166.67 $ 533,796.31 $ 1,643,186.33 $ 21,260.20 $ 540,702.78 $ 1,102,483.55 $ 14,264.37 $ 547,698.61 $ 554,784.95 $ 7,178.03 $ 554,784.95 $ 0.00 $ 6,974,223 $ 20,000,000



VALOR DE PRESTAMO $ 12,000,000.00 INTERES (EFECTIVO ANUAL)PLAZO (AÑOS) 2 NO. PAGOS POR AÑOTAZA INTERES MENSUAL 1.79% (FUNCION TAZA NOMINAL)VALOR DE CUOTA MENSUAL $ 619,333.70 (FUNCION PAGO)

TABLA DE ARMOTIZACION (CUOTA FIJA) #CUOTA VALOR CUOTA INTERES

0 $ - $ - 1 $ 619,333.70 $ 214,585.14 2 $ 619,333.70 $ 207,347.39 3 $ 619,333.70 $ 199,980.21 4 $ 619,333.70 $ 192,481.29 5 $ 619,333.70 $ 184,848.27 6 $ 619,333.70 $ 177,078.76 7 $ 619,333.70 $ 169,170.32 8 $ 619,333.70 $ 161,120.46 9 $ 619,333.70 $ 152,926.64

10 $ 619,333.70 $ 144,586.31 11 $ 619,333.70 $ 136,096.83 12 $ 619,333.70 $ 127,455.54 13 $ 619,333.70 $ 118,659.73 14 $ 619,333.70 $ 109,706.63 15 $ 619,333.70 $ 100,593.43 16 $ 619,333.70 $ 91,317.27 17 $ 619,333.70 $ 81,875.23 18 $ 619,333.70 $ 72,264.35 19 $ 619,333.70 $ 62,481.60 20 $ 619,333.70 $ 52,523.92 21 $ 619,333.70 $ 42,388.17 22 $ 619,333.70 $ 32,071.18 23 $ 619,333.70 $ 21,569.69 24 $ 619,333.70 $ 10,880.42

total $ 14,864,009 $ 2,864,009



23.7%12


TABLA DE ARMOTIZACION (CUOTA FIJA)AMORTIZACION SALDO

$ - $ 12,000,000.00 $ 404,748.56 $ 11,595,251.44 $ 411,986.31 $ 11,183,265.13 $ 419,353.49 $ 10,763,911.64 $ 426,852.41 $ 10,337,059.23 $ 434,485.42 $ 9,902,573.80 $ 442,254.93 $ 9,460,318.87 $ 450,163.38 $ 9,010,155.49 $ 458,213.24 $ 8,551,942.25 $ 466,407.06 $ 8,085,535.19 $ 474,747.39 $ 7,610,787.80 $ 483,236.87 $ 7,127,550.93 $ 491,878.16 $ 6,635,672.78 $ 500,673.97 $ 6,134,998.81 $ 509,627.07 $ 5,625,371.74 $ 518,740.27 $ 5,106,631.47 $ 528,016.43 $ 4,578,615.04 $ 537,458.47 $ 4,041,156.57 $ 547,069.35 $ 3,494,087.22 $ 556,852.10 $ 2,937,235.12 $ 566,809.78 $ 2,370,425.34 $ 576,945.53 $ 1,793,479.81 $ 587,262.52 $ 1,206,217.29 $ 597,764.01 $ 608,453.28 $ 608,453.28 $ -

$ 12,000,000



VALOR DE PRESTAMO $ 50,000,000 INTERES (EFECTIVO ANUAL) 18%PLAZO (AÑOS) 5 NO. PAGOS POR AÑO 12TAZA INTERES MENSUAL 1.3888% (FUNCION TAZA NOMINAL)VALOR DE CUOTA MENSUAL $1,233,670.08 (FUNCION PAGO)

TABLA DE ARMOTIZACION (CUOTA FIJA) #CUOTA VALOR CUOTA INTERES AMORTIZACION

0 $ - $ - $ - 1 $ 1,233,670.08 $ 694,421.52 $539,248.562 $ 1,233,670.08 $ 686,932.20 $546,737.883 $ 1,233,670.08 $ 679,338.87 $554,331.214 $ 1,233,670.08 $ 671,640.08 $562,030.005 $ 1,233,670.08 $ 663,834.37 $569,835.716 $ 1,233,670.08 $ 655,920.24 $577,749.847 $ 1,233,670.08 $ 647,896.20 $585,773.878 $ 1,233,670.08 $ 639,760.72 $593,909.359 $ 1,233,670.08 $ 631,512.26 $602,157.82

10 $ 1,233,670.08 $ 623,149.23 $610,520.8511 $ 1,233,670.08 $ 614,670.05 $619,000.0312 $ 1,233,670.08 $ 606,073.11 $627,596.9713 $ 1,233,670.08 $ 597,356.78 $636,313.3014 $ 1,233,670.08 $ 588,519.38 $645,150.7015 $ 1,233,670.08 $ 579,559.25 $654,110.8316 $ 1,233,670.08 $ 570,474.68 $663,195.4017 $ 1,233,670.08 $ 561,263.94 $672,406.1418 $ 1,233,670.08 $ 551,925.27 $681,744.8119 $ 1,233,670.08 $ 542,456.91 $691,213.1720 $ 1,233,670.08 $ 532,857.04 $700,813.0421 $ 1,233,670.08 $ 523,123.85 $710,546.2322 $ 1,233,670.08 $ 513,255.48 $720,414.6023 $ 1,233,670.08 $ 503,250.05 $730,420.0324 $ 1,233,670.08 $ 493,105.66 $740,564.4225 $ 1,233,670.08 $ 482,820.38 $750,849.7026 $ 1,233,670.08 $ 472,392.26 $761,277.8227 $ 1,233,670.08 $ 461,819.30 $771,850.7728 $ 1,233,670.08 $ 451,099.51 $782,570.5729 $ 1,233,670.08 $ 440,230.83 $793,439.2530 $ 1,233,670.08 $ 429,211.21 $804,458.8731 $ 1,233,670.08 $ 418,038.54 $815,631.5432 $ 1,233,670.08 $ 406,710.69 $826,959.39

33 $ 1,233,670.08 $ 395,225.53 $838,444.5534 $ 1,233,670.08 $ 383,580.85 $850,089.2335 $ 1,233,670.08 $ 371,774.44 $861,895.6436 $ 1,233,670.08 $ 359,804.06 $873,866.0137 $ 1,233,670.08 $ 347,667.44 $886,002.6438 $ 1,233,670.08 $ 335,362.25 $898,307.8339 $ 1,233,670.08 $ 322,886.16 $910,783.9140 $ 1,233,670.08 $ 310,236.81 $923,433.2741 $ 1,233,670.08 $ 297,411.77 $936,258.3142 $ 1,233,670.08 $ 284,408.61 $949,261.4743 $ 1,233,670.08 $ 271,224.86 $962,445.2244 $ 1,233,670.08 $ 257,858.00 $975,812.0745 $ 1,233,670.08 $ 244,305.51 $989,364.5746 $ 1,233,670.08 $ 230,564.78 $1,003,105.2947 $ 1,233,670.08 $ 216,633.23 $1,017,036.8548 $ 1,233,670.08 $ 202,508.18 $1,031,161.9049 $ 1,233,670.08 $ 188,186.96 $1,045,483.1250 $ 1,233,670.08 $ 173,666.84 $1,060,003.2451 $ 1,233,670.08 $ 158,945.06 $1,074,725.0252 $ 1,233,670.08 $ 144,018.82 $1,089,651.2653 $ 1,233,670.08 $ 128,885.27 $1,104,784.8154 $ 1,233,670.08 $ 113,541.54 $1,120,128.5355 $ 1,233,670.08 $ 97,984.72 $1,135,685.3656 $ 1,233,670.08 $ 82,211.83 $1,151,458.2557 $ 1,233,670.08 $ 66,219.88 $1,167,450.2058 $ 1,233,670.08 $ 50,005.83 $1,183,664.2559 $ 1,233,670.08 $ 33,566.59 $1,200,103.4960 $ 1,233,670.08 $ 16,899.04 $1,216,771.04

TOTAL $74,020,204.71 $ 24,020,204.71 50000000


GRADO: 8B


SALDO $ 50,000,000 $ 49,460,751.44 $ 48,914,013.56 $ 48,359,682.35 $ 47,797,652.36 $ 47,227,816.64 $ 46,650,066.81 $ 46,064,292.93 $ 45,470,383.58 $ 44,868,225.75 $ 44,257,704.90 $ 43,638,704.88 $ 43,011,107.91 $ 42,374,794.61 $ 41,729,643.91 $ 41,075,533.09 $ 40,412,337.69 $ 39,739,931.55 $ 39,058,186.74 $ 38,366,973.57 $ 37,666,160.53 $ 36,955,614.30 $ 36,235,199.69 $ 35,504,779.66 $ 34,764,215.24 $ 34,013,365.55 $ 33,252,087.73 $ 32,480,236.95 $ 31,697,666.38 $ 30,904,227.14 $ 30,099,768.26 $ 29,284,136.72 $ 28,457,177.34

$ 27,618,732.78 $ 26,768,643.55 $ 25,906,747.91 $ 25,032,881.90 $ 24,146,879.26 $ 23,248,571.43 $ 22,337,787.52 $ 21,414,354.24 $ 20,478,095.93 $ 19,528,834.46 $ 18,566,389.24 $ 17,590,577.17 $ 16,601,212.59 $ 15,598,107.30 $ 14,581,070.45 $ 13,549,908.55 $ 12,504,425.43 $ 11,444,422.20 $ 10,369,697.18 $ 9,280,045.92 $ 8,175,261.11 $ 7,055,132.58 $ 5,919,447.21 $ 4,767,988.97 $ 3,600,538.77 $ 2,416,874.52 $ 1,216,771.04 $ -

Taller N-13 Amortizacion de Creditos 8b Cristian Johany Montoya

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Transcript of Taller N-13 Amortizacion de Creditos 8b Cristian Johany Montoya