CRÉDITOS DIRECTOS POR TIPO**

(En miles de nuevos soles)

Fecha

Jan-01 401,140 76,570 Feb-01 407,685 79,342 Mar-01 427,351 83,924 Apr-01 437,065 88,987 May-01 451,473 96,020 Jun-01 449,932 96,653 Jul-01 458,259 100,735 Aug-01 473,351 102,992 Sep-01 485,969 105,157 Oct-01 501,219 110,888 Nov-01 531,692 116,901 Dec-01 550,746 123,335 Jan-02 548,760 124,448 Feb-02 557,115 126,850 Mar-02 574,874 129,257 Apr-02 591,689 134,797 May-02 614,510 142,911 Jun-02 633,548 149,732 Jul-02 658,381 155,234 Aug-02 686,812 165,484 Sep-02 713,214 173,964 Oct-02 746,273 185,520 Nov-02 772,244 194,282 Dec-02 795,565 202,024 Jan-03 789,701 199,551 Feb-03 808,886 204,470 Mar-03 840,757 214,411 Apr-03 861,106 222,405 May-03 888,151 232,290 Jun-03 908,877 241,018 Jul-03 934,572 250,387 Aug-03 963,659 260,729 Sep-03 993,462 270,903 Oct-03 1,032,923 275,307 Nov-03 1,087,196 279,857

SISTEMA DE CAJAS MUNICIPALES 1/

Credítos a actividades

empresarialesCréditos

comercialesCréditos

corporativosCréditos a grandes

empresasCréditos a medianas empresas

Dec-03 1,120,784 287,973 Jan-04 1,123,763 284,486 Feb-04 1,141,959 284,983 Mar-04 1,181,192 286,379 Apr-04 1,209,595 293,207 May-04 1,232,816 296,413 Jun-04 1,256,691 303,525 Jul-04 1,267,474 302,020 Aug-04 1,287,457 302,948 Sep-04 1,320,957 309,180 Oct-04 1,364,895 322,524 Nov-04 1,429,303 341,945 Dec-04 1,473,769 357,392 Jan-05 1,459,889 356,241 Feb-05 1,483,771 360,514 Mar-05 1,519,807 373,944 Apr-05 1,554,279 381,786 May-05 1,573,580 387,193 Jun-05 1,601,071 405,128 Jul-05 1,640,556 426,970 Aug-05 1,679,795 440,068 Sep-05 1,741,881 464,396 Oct-05 1,803,897 486,133 Nov-05 1,884,349 510,902 Dec-05 1,947,597 530,695 Jan-06 1,921,514 520,299 Feb-06 1,963,286 530,203 Mar-06 2,029,426 546,781 Apr-06 2,038,211 548,742 May-06 2,073,236 562,245 Jun-06 2,096,860 568,113 Jul-06 2,130,360 588,019 Aug-06 2,181,616 603,966 Sep-06 2,252,681 638,967 Oct-06 2,321,273 657,740 Nov-06 2,405,641 681,787 Dec-06 2,430,805 687,165 Jan-07 2,410,221 689,552 Feb-07 2,450,697 699,845 Mar-07 2,490,233 710,808 Apr-07 2,517,317 719,410 May-07 2,570,439 742,290

Jun-07 2,598,453 748,636 Jul-07 2,663,755 766,069 Aug-07 2,719,017 780,020 Sep-07 2,769,118 789,855 Oct-07 2,834,640 798,121 Nov-07 2,950,877 830,694 Dec-07 3,012,824 852,270 Jan-08 3,011,200 858,913 Feb-08 3,067,084 873,358 Mar-08 3,131,682 890,039 Apr-08 3,282,725 936,065 May-08 3,387,110 977,165 Jun-08 3,508,688 1,031,381 Jul-08 3,588,695 1,064,321 Aug-08 3,754,739 1,141,092 Sep-08 3,887,332 1,199,773 Oct-08 4,059,797 1,261,013 Nov-08 4,235,847 1,313,319 Dec-08 4,332,730 1,341,448 Jan-09 4,360,201 1,335,903 Feb-09 4,446,119 1,343,886 Mar-09 4,493,844 1,340,308 Apr-09 4,560,857 1,353,822 May-09 4,638,685 1,378,403 Jun-09 4,698,123 1,400,486 Jul-09 4,781,246 1,432,233 Aug-09 4,850,259 1,452,855 Sep-09 4,909,238 1,470,404 Oct-09 5,028,274 1,525,215 Nov-09 5,149,982 1,571,371 Dec-09 5,221,060 1,609,434 Jan-10 5,192,354 1,588,061 Feb-10 5,258,293 1,606,103 Mar-10 5,333,309 1,638,967 Apr-10 5,436,899 1,683,457 May-10 5,535,469 1,720,576 Jun-10 5,620,419 1,768,488 Jul-10 5,703,086 - - - - Aug-10 5,818,420 - - - - Sep-10 5,970,542 - - - - Oct-10 6,139,792 - 39,260 9,248 660,318 Nov-10 6,328,807 - 36,038 8,590 699,198

Dec-10 6,284,502 - 37,636 8,850 686,921 Jan-11 6,391,846 - 35,277 9,204 707,218 Feb-11 6,488,325 - 36,172 9,020 711,659 Mar-11 6,613,151 - 46,469 10,674 723,172 Apr-11 6,683,816 - 43,951 10,119 732,508 May-11 6,754,431 - 44,362 9,803 726,952 Jun-11 6,795,222 - 45,190 18,542 730,415 Jul-11 6,854,658 - 47,502 9,555 733,613 Aug-11 6,940,836 - 45,481 8,846 736,664 Sep-11 7,082,489 - 44,206 10,053 768,251 Oct-11 7,209,922 - 41,446 14,108 774,928 Nov-11 7,372,034 - 42,578 24,391 791,311 Dec-11 7,464,693 - 38,850 18,419 824,613 Jan-12 7,400,999 - 35,601 13,895 830,349 Feb-12 7,459,182 - 33,054 19,741 830,396 Mar-12 7,549,075 - 31,070 25,545 838,981 Apr-12 7,636,675 - 34,290 25,172 853,405 May-12 7,783,646 - 31,023 24,354 884,013 Jun-12 7,806,358 - 32,960 22,478 872,093 Jul-12 7,889,420 - 29,564 20,189 877,864 Aug-12 7,984,112 - 30,827 21,762 890,473 Sep-12 8,096,147 - 32,594 23,056 901,466 Oct-12 8,251,016 - 28,933 23,880 929,848 Nov-12 8,447,917 - 31,390 25,423 965,884 Dec-12 8,395,225 - 29,878 22,023 982,240 Jan-13 8,377,047 - 26,280 22,734 993,626 Feb-13 8,450,520 - 25,259 19,555 1,052,245 Mar-13 8,472,697 - 22,767 19,739 1,037,301 Apr-13 8,595,030 - 26,319 18,998 1,050,026 May-13 8,737,678 - 24,591 20,440 1,097,373 Jun-13 8,816,142 - 22,087 16,632 1,145,806 Jul-13 8,841,457 - 20,664 20,885 1,158,029 Aug-13 8,920,971 - 40,621 20,447 1,178,875 Sep-13 8,980,980 - 39,594 20,416 1,211,696 Oct-13 9,071,975 - 44,242 16,864 1,210,156 Nov-13 9,215,251 - 49,856 16,974 1,260,750 Dec-13 9,304,129 - 68,734 17,309 1,280,436 Jan-14 9,245,339 - 59,087 15,343 1,293,495 Feb-14 9,307,627 - 58,565 17,478 1,304,950 Mar-14 9,391,190 - 72,911 15,878 1,325,646 Apr-14 9,476,438 - 76,316 26,045 1,356,243 May-14 9,507,689 - 70,053 23,161 1,398,985

Jun-14 9,549,616 - 68,967 20,188 1,437,328 Jul-14 9,600,938 - 79,545 18,834 1,439,348 Aug-14 9,693,331 - 81,328 23,887 1,455,086 Sep-14 9,759,673 - 78,145 30,391 1,487,739

Nota: Las definiciones de los tipos de crédito se encuentran en el Numeral 4 del Capítulo I del Reglamento para la Evaluación y Clasificación del Deudor y la Exigencia de Provisiones, aprobado mediante Resolución SBS N° 11356-2008

** A partir de enero de 2013, los saldos de créditos vigentes, reestructurados, refinanciados, vencidos y en cobranza judicial, se encuentran neteados de los ingresos no devengados por arrendamiento financiero y lease-back.

1/ Mediante Resolución SBS N° 3028-2014 del 21.05.2014, se declaró la disolución de CMAC Pisco.

324,571 216,048 - 328,343 219,402 226 343,427 226,260 222 348,078 229,298 249 355,453 232,284 286 353,280 234,882 273 357,524 235,176 297 370,359 242,737 281 380,812 250,588 301 390,332 258,344 283 414,790 265,507 297 427,411 271,107 294 424,312 275,918 306 430,265 279,904 386 445,617 286,204 678 456,892 291,909 1,285 471,598 300,407 1,973 483,817 309,912 3,329 503,147 321,555 4,332 521,328 341,069 8,097 539,251 363,093 11,893 560,753 384,939 15,007 577,962 398,895 17,309 593,541 411,542 20,612 590,150 427,777 23,170 604,416 444,421 25,503 626,346 453,875 28,006 638,701 458,257 31,111 655,861 464,140 34,707 667,860 468,583 36,143 684,186 471,715 39,263 702,930 483,499 41,776 722,559 498,042 44,804 757,615 513,045 48,013 807,340 523,746 50,789

Créditos a pequeñas empresas

Créditos a microempresas

Créditos de consumo

Créditos hipotecarios para

vivienda

832,811 533,418 55,311 839,278 548,266 59,398 856,976 559,976 63,275 894,813 573,607 67,377 916,389 575,120 72,917 936,403 569,151 77,779 953,166 569,507 80,534 965,454 564,818 83,746 984,509 571,986 86,156 1,011,777 586,406 87,973 1,042,371 597,821 91,273 1,087,357 610,626 93,659 1,116,377 626,031 85,576 1,103,648 637,315 88,805 1,123,257 650,605 91,300 1,145,862 663,602 94,070 1,172,493 670,365 96,747 1,186,387 675,705 99,910 1,195,943 681,432 103,379 1,213,586 690,167 105,535 1,239,727 710,116 108,580 1,277,484 727,941 113,629 1,317,764 737,565 116,974 1,373,447 754,580 120,613 1,416,902 767,594 123,273 1,401,216 775,358 121,193 1,433,083 781,040 123,111 1,482,645 789,581 130,558 1,489,470 796,923 130,705 1,510,991 807,750 132,007 1,528,748 814,839 131,070 1,542,340 819,750 131,255 1,577,650 845,668 134,510 1,613,714 872,301 136,970 1,663,533 891,608 138,460 1,723,854 908,886 140,560 1,743,640 925,648 142,751 1,720,670 944,656 144,110 1,750,852 959,441 145,887 1,779,425 972,414 147,591 1,797,907 987,026 149,181 1,828,149 1,003,815 150,632

1,849,816 1,021,117 151,649 1,897,686 1,033,071 153,383 1,938,997 1,053,354 156,203 1,979,263 1,072,557 154,876 2,036,519 1,093,667 153,142 2,120,183 1,110,390 156,317 2,160,554 1,123,031 159,823 2,152,287 1,137,519 158,694 2,193,726 1,150,921 158,908 2,241,642 1,182,728 158,802 2,346,660 1,183,068 166,315 2,409,945 1,204,465 168,778 2,477,307 1,227,218 180,297 2,524,374 1,236,365 175,963 2,613,646 1,262,694 188,216 2,687,559 1,284,049 192,483 2,798,784 1,304,551 203,155 2,922,528 1,319,637 209,275 2,991,282 1,338,167 215,273 3,024,298 1,357,537 219,280 3,102,233 1,370,572 227,497 3,153,536 1,375,594 226,535 3,207,035 1,378,274 221,959 3,260,283 1,382,253 225,696 3,297,636 1,387,526 231,219 3,349,013 1,393,149 234,574 3,397,404 1,408,330 237,189 3,438,833 1,423,457 239,247 3,503,060 1,439,114 246,686 3,578,611 1,452,947 250,804 3,611,626 1,460,751 260,805 3,604,294 1,469,259 263,567 3,652,189 1,489,726 266,787 3,694,342 1,507,544 272,808 3,753,442 1,515,192 281,115 3,814,893 1,523,631 290,653 3,851,930 1,534,566 296,690

- - 1,543,707 304,577 - - 1,572,594 312,750 - - 1,599,302 324,843 3,016,597 2,414,369 1,627,584 338,098 3,118,410 2,466,569 1,655,598 349,608

3,137,037 2,414,058 1,645,866 357,083 3,195,140 2,445,007 1,692,454 360,840 3,262,139 2,469,335 1,722,228 372,761 3,343,745 2,489,092 1,750,026 388,103 3,414,559 2,482,678 1,763,436 399,782 3,495,303 2,478,011 1,785,834 413,702 3,548,408 2,452,668 1,799,927 421,676 3,595,652 2,468,337 1,816,084 432,706 3,662,851 2,486,994 1,845,614 442,836 3,741,333 2,518,646 1,879,393 461,164 3,804,397 2,575,043 1,913,180 466,546 3,893,599 2,620,156 1,950,918 476,302 3,929,048 2,653,763 1,983,247 487,889 3,907,796 2,613,359 1,990,792 490,812 3,966,025 2,609,966 2,019,544 498,840 4,031,183 2,622,296 2,041,777 508,371 4,089,821 2,633,987 2,055,405 514,818 4,176,101 2,668,155 2,087,844 532,872 4,214,389 2,664,439 2,109,088 540,245 4,261,341 2,700,463 2,134,230 544,614 4,319,122 2,721,929 2,162,340 554,721 4,397,142 2,741,888 2,196,938 565,353 4,479,546 2,788,809 2,234,230 574,666 4,570,752 2,854,468 2,268,604 586,507 4,517,447 2,843,637 2,280,256 592,934 4,521,380 2,813,028 2,283,985 597,143 4,629,148 2,724,313 2,303,399 602,835 4,682,634 2,710,256 2,310,623 607,094 4,754,428 2,745,259 2,324,379 617,720 4,827,656 2,767,617 2,341,385 632,135 4,877,643 2,753,973 2,346,896 643,384 4,824,509 2,817,370 2,344,258 649,976 4,785,904 2,895,124 2,366,579 659,742 4,872,937 2,836,336 2,376,918 664,904 4,950,729 2,849,984 2,402,228 673,501 5,027,496 2,860,175 2,421,125 684,800 5,022,272 2,915,378 2,434,969 694,453 5,015,403 2,862,012 2,441,508 698,892 5,032,944 2,893,690 2,454,908 705,284 5,042,009 2,934,747 2,460,927 718,050 5,113,845 2,903,988 2,462,811 727,253 5,094,591 2,920,899 2,456,339 738,430

5,155,090 2,868,043 2,450,260 756,888 5,198,196 2,865,015 2,442,721 770,648 5,256,240 2,876,790 2,450,340 793,081 5,281,937 2,881,461 2,455,972 815,943

Nota: Las definiciones de los tipos de crédito se encuentran en el Numeral 4 del Capítulo I del Reglamento para la Evaluación y Clasificación del Deudor y la Exigencia de Provisiones, aprobado mediante Resolución SBS N° 11356-2008

** A partir de enero de 2013, los saldos de créditos vigentes, reestructurados, refinanciados, vencidos y en cobranza judicial, se encuentran neteados de los ingresos no devengados por arrendamiento financiero y lease-back.

ESTADÍSTICAS DE MERCADO

Fecha

Jan-01 275,604 228,209 1384 79Feb-01 279,796 225,289 1387 79Mar-01 278,033 232,035 1381 79Apr-01 267,106 237,551 1421 84May-01 273,011 214,794 1456 84Jun-01 321,956 251,334 1495 84Jul-01 319,779 260,906 1528 87Aug-01 326,588 238,031 1579 87Sep-01 334,068 278,267 1602 87Oct-01 343,307 277,901 1621 97Nov-01 347,568 295,796 1650 97Dec-01 348,085 291,143 1628 97Jan-02 350,053 300,240 1670 97Feb-02 358,128 306,325 1740 97Mar-02 362,503 313,351 1860 97Apr-02 365,972 323,094 1931 121May-02 375,811 334,266 1927 121Jun-02 378,093 340,417 1975 121Jul-02 378,941 350,301 2012 133Aug-02 385,908 356,781 2071 133Sep-02 394,974 370,954 2132 133Oct-02 407,863 378,607 2181 133Nov-02 412,717 387,851 2244 133Dec-02 406,951 395,858 2248 137Jan-03 417,728 405,379 2271 142Feb-03 423,281 413,914 2307 145Mar-03 433,035 425,750 2414 146Apr-03 440,467 434,883 2412 148May-03 447,989 445,772 2416 151Jun-03 454,367 452,730 2455 152Jul-03 460,952 458,194 2494 153Aug-03 468,973 473,160 2582 154Sep-03 479,147 490,778 2621 156Oct-03 488,182 506,151 2698 160Nov-03 480,314 520,301 2708 163Dec-03 481,481 530,124 2702 165Jan-04 487,181 538,844 2718 164

SISTEMA DE CAJAS MUNICIPALES 1/

Número de Deudores *

Número de Depositantes**

Número de Personal

Número de Oficinas

Feb-04 493,369 547,196 2798 164Mar-04 504,593 554,528 2829 167Apr-04 510,222 561,961 2873 170May-04 514,205 572,327 2913 172Jun-04 518,380 587,323 3014 174Jul-04 517,911 602,107 3057 173Aug-04 523,161 609,755 3065 175Sep-04 530,299 615,546 3093 175Oct-04 537,055 623,531 3118 178Nov-04 542,721 628,849 3136 177Dec-04 543,813 628,604 3198 177Jan-05 544,877 625,801 3221 177Feb-05 548,885 626,206 3338 179Mar-05 554,504 632,328 3346 178Apr-05 561,443 641,013 3428 181May-05 565,072 654,644 3491 180Jun-05 564,812 640,475 3512 180Jul-05 566,729 631,821 3529 183Aug-05 573,714 633,454 3725 187Sep-05 583,607 646,240 3737 180Oct-05 591,019 645,051 3777 182Nov-05 593,246 656,763 3767 185Dec-05 593,391 667,808 3830 187Jan-06 598,238 677,704 3791 187Feb-06 603,099 686,429 3785 188Mar-06 607,084 697,373 3733 187Apr-06 613,361 705,692 3772 189May-06 619,919 714,211 3904 191Jun-06 625,512 720,020 4033 178Jul-06 628,806 723,706 4082 182Aug-06 638,129 728,583 4242 184Sep-06 649,154 734,374 4217 187Oct-06 655,592 737,319 4390 191Nov-06 661,317 739,388 4447 193Dec-06 660,028 746,955 4503 199Jan-07 661,184 753,233 4434 204Feb-07 666,736 757,129 4432 209Mar-07 672,417 764,034 4632 218Apr-07 676,436 774,256 4886 222May-07 682,675 790,830 4952 226Jun-07 685,534 803,175 5070 228Jul-07 691,945 812,803 5132 231

Aug-07 699,230 822,536 5172 235Sep-07 707,616 831,748 5325 237Oct-07 718,596 842,122 5360 241Nov-07 725,335 852,511 5494 246Dec-07 724,750 857,621 5547 253Jan-08 727,677 866,837 5716 259Feb-08 734,264 873,916 5929 265Mar-08 748,444 899,511 6114 273Apr-08 756,517 910,172 6275 279May-08 763,967 927,602 6416 288Jun-08 768,684 938,336 6516 299Jul-08 774,976 950,219 6683 308Aug-08 783,085 961,393 6809 312Sep-08 790,919 972,433 7025 318Oct-08 802,557 985,074 7169 326Nov-08 814,191 1,000,462 7338 343Dec-08 817,855 1,008,114 7443 359Jan-09 824,703 1,014,988 7672 368Feb-09 836,825 1,023,528 7734 368Mar-09 848,613 1,049,470 7994 371Apr-09 859,349 1,059,552 8133 379May-09 867,747 1,072,890 8280 385Jun-09 873,881 1,093,027 8391 398Jul-09 881,674 1,110,647 8509 405Aug-09 887,553 1,116,211 8588 416Sep-09 894,418 1,126,099 8687 426Oct-09 903,515 1,145,137 8845 434Nov-09 910,924 1,167,479 8967 443Dec-09 906,679 1,181,171 9023 450Jan-10 907,829 1,189,587 9004 450Feb-10 914,595 1,203,064 9162 457Mar-10 918,755 1,208,925 9290 462Apr-10 924,785 1,226,609 9536 470May-10 933,173 1,248,800 9739 483Jun-10 933,727 1,263,729 10023 486Jul-10 938,651 1,284,855 10080 496Aug-10 949,673 1,306,448 10212 499Sep-10 954,713 1,326,873 10279 502Oct-10 965,889 1,354,418 10316 503Nov-10 975,785 1,382,825 10536 512Dec-10 979,362 1,399,132 10793 513Jan-11 978,317 1,412,808 10817 521

Feb-11 987,829 1,444,617 10764 521Mar-11 994,547 1,434,459 10985 522Apr-11 1,005,665 1,452,289 10919 523May-11 1,014,761 1,483,386 11040 527Jun-11 1,020,875 1,501,215 11311 529Jul-11 1,026,289 1,515,931 11384 536Aug-11 1,042,560 1,538,060 11500 541Sep-11 1,051,154 1,561,924 11653 544Oct-11 1,064,775 1,586,952 11850 547Nov-11 1,076,715 1,620,155 11905 547Dec-11 1,078,477 1,639,235 12086 549Jan-12 1,076,481 1,657,112 12032 552Feb-12 1,082,400 1,675,933 12150 555Mar-12 1,087,595 1,698,303 12473 553Apr-12 1,100,370 1,720,145 12643 554May-12 1,111,146 1,758,348 12949 560Jun-12 1,110,551 1,778,298 13187 561Jul-12 1,115,137 1,802,872 13280 562Aug-12 1,123,701 1,826,919 13270 573Sep-12 1,129,409 1,847,263 13421 576Oct-12 1,137,824 1,875,346 13466 580Nov-12 1,151,040 1,913,919 13737 574Dec-12 1,141,027 1,925,198 13842 585Jan-13 1,141,721 1,928,658 13792 561Feb-13 1,148,833 1,951,884 13974 568Mar-13 1,150,525 1,976,446 14251 575Apr-13 1,160,048 2,012,420 14317 578May-13 1,172,524 2,062,220 14355 579Jun-13 1,172,862 2,083,389 14501 581Jul-13 1,176,015 2,144,142 14528 604Aug-13 1,187,176 2,179,374 14551 608Sep-13 1,188,248 2,254,420 14741 609Oct-13 1,201,196 2,291,830 14850 617Nov-13 1,208,590 2,340,437 14998 624Dec-13 1,202,394 2,346,369 14970 626Jan-14 1,205,081 2,380,998 14920 627Feb-14 1,218,061 2,410,726 15053 629Mar-14 1,224,673 2,445,432 15303 634Apr-14 1,236,265 2,480,811 15353 638May-14 1,236,726 2,526,688 15282 636Jun-14 1,237,461 2,557,481 15387 638Jul-14 1,239,687 2,590,221 15415 640

Aug-14 1,246,288 2,620,893 15367 641Sep-14 1,249,766 2,657,732 15372 645

* Agrega la información de deudores remitida por cada empresa. Por lo tanto el total podría estar sobreestimado, debido a que una persona puede haber sido reportada por más de una empresa como deudor.

* *Agrega la información de depositantes remitida por cada empresa. Por lo tanto el total podría estar sobreestimado, debido a que una persona puede haber sido reportada por más de una empresa como depositante.

1/ Mediante Resolución SBS N° 3028-2014 del 21.05.2014, se declaró la disolución de CMAC Pisco.

* Agrega la información de deudores remitida por cada empresa. Por lo tanto el total podría estar sobreestimado, debido a que una persona puede haber sido reportada por más de una empresa como deudor.

* *Agrega la información de depositantes remitida por cada empresa. Por lo tanto el total podría estar sobreestimado, debido a que una persona puede haber sido reportada por más de una empresa como depositante.