CORRIDAS FINANCIERAS XUENKAL

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    NOMBRE DEL PROYECTO: CRIA Y ENGORDA DE GANAGRUPO SOCIAL XUENKAL

    VI. Anlisis FinancieroAB CLCULOS TCNICOSB.I.B. II.

    C PROYECCIN FINANCIERA MINIMA A 5 AOS.C.I.C.II.C.III.

    C.IV.D ANLISIS DE RENTABILIDADD.I.D.lI.

    PRESUPUESTO DE INVERSIN

    MEMORIAS DE CLCULO

    COSTOS DE OPERACIN

    PROYECCIN DE COSTOS TOTALES DE PRODUCCIN

    PROYECCIN DE INGRESOS

    ESTADO DE RESULTADOS

    FLUJO DE EFECTIVO

    PUNTO DE EQUILIBRIO

    VAN, TIR Y B/C

    http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/http://var/www/apps/conversion/tmp/scratch_5/
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    DO OVINO

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    PRESUPCONCEPTOS UNIDAD CANTIDAD

    INFRAESTRUCTURA

    13 ha. 1Bomb !o" #$"$%&o% pza 1Mll bo%%$#'$% pza 1

    Almb%$ &$ (') pza. 1G%() (% lmb%$ &$ (') pza. 1

    m* +

    Com$&$%o) P%$)'('$)o +

    B$b$&$%o) P%$)'('$)o +

    SUBTOTAL

    CAPACITACIONP%$)'('$)o +

    SUBTOTAL

    COSTOS DE OPERACINV-$"%$) &$ o-"o Cb$) *01

    S$m$"l$) P$l-b'$2 Cb$) *

    S$m$"l$) Bl!3b$ll- Cb$) *

    S$m$"l$) 45&6" Cb$) *

    Al-m$"!-7" 4#./Lo$ +

    M$&-!m$"o Lo$ +

    SUBTOTAL

    TOTAL

    CANTIDAD PORCENTAJEFUETE $ 847,440.07 80.91%PRORA!A $"00,000.00 19.09%SOCIOS $ 1,0!,0.0! 100.00"TOTA#

    ESTRUCTURA FINANCIERAINFRAESTRUCTUR CAPACITACION

    FUENTE $ "00,000.00 $ #SOCIOS $ "87,011.00 $ 93,000.00PRORA!A $ !,011.00 $ %&,000.00TOTA#ES '" %"PORCENTAJE (")

    INICIO

    T$%%$"o (% !o")%'!!-o" &$ !o%%l$),

    ()o%$o 2 9o%%:$

    Co%%l !o" $!5o &$ l;m-" 2 $)%'!'%m$;l-!

    P%o#%m &$ !(!-!-o" 2 )-)$"!-$!"-!

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    C#ASIFICACION DE INVERSIONCANTIDAD

    TIPO DE FINANCIA*IENTO $ !,011.00INFRAESTRUCTURA $ +!,011.00CAPACITACION $ %&,000.00

    COSTOS DE OPERACIN $ '!,+%.0!TOTALES < =>?,>>1.1?

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    ESTO DE INVERSIONCOSTO UNITARIO !ONTOS PRORA!A SOCIOS

    $ "00,000.00 $ "00,000.00 $ "00,000.00$ 1,1"3.00 $ 1,1"3.00 $ 1,1"3.00$ 14,979.00 $ 14,979.00 $ 14,979.00$ 1,90.00 $ 1,90.00 $ 1,90.00$ 119.00 $ 119.00 $ 119.00

    $ 18,00.00$ 18,00.00 $ 18,00.00

    $ 48,7"0.00 $ 48,7"0.00 $ 48,7"0.00

    $ "0,880.00 $ "0,880.00 $ "0,880.00$ 487,011.00 $ "87,011.00 $ "00,000.00

    $ 93,000.00$ 93,000.00 $ 93,000.00$ 93,000.00 $ 93,000.00 $ #

    $ 1,00.00 $ 400,000.00 $ 400,000.00

    $ 8,000.00 $ 1,000.00 $ 1,000.00

    $ 8,00.00 $ 17,000.00 $ 17,000.00

    $ 9,000.00 $ 18,000.00 $ 18,000.00

    $ 1",800.00 $ 1",800.00 $ 1",800.00 $ #

    $ 3,"9.07 $ 3,"9.07 $ 3,"9.07

    $ 47,4"9.07 $ 47,4"9.07 $ #$ 1,047,440.07 $ 847,440.07 $ "00,000.00

    OSTOS DE OPERACI TOTA#ES PORCENTAJE "$ # $ "00,000.00 19.09%$ 47,4"9.07 $ 847,440.07 80.91%$ '!,+%.0! --- 100.00"

    " 100" "

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    COSTOS DE OPConcepto Un!"! C"nt!"!

    A#$ent"c%nETAPA DE INICIO TON +.>ETAPA DE CRECI!IENTO TON @.@ETAPA DE FINALI&ACION TON +.1SUPLE!ENTO ALI!ENTICIO TON .=BOTI&UIN 'ETERINARIO PA&UETE (.)*"+to+ !e Ope,"c%nM"o &$ ob% Jo%"l @0V$$%-"%-o V-)- @P#o &$ l' R$!-bo @

    P#o &$ #' R$!-bo +*Co+to Tot"#

    Concepto Un!"! C"nt!"!

    An$"#e+V-$"%$) &$ o-"o Cb$) *01

    S$m$"l$) P$l-b'$2 Cb$) *S$m$"l$) Bl!3b$ll- Cb$) *S$m$"l$) 45&6" Cb$) *

    Co+to Tot"#

    PRO*RAMA DE MEDICINA PRE'ENTI'AEs/ao siol23ico 4 5ro6c/ Presen/aci2n Cos/o

    *l $Vien/res

    I'()*+ "40 $ ".30-a/()a "0 $ 1".00

    INICIO8A+

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    Se7en/alesI'()*+ "40 $ ".30

    -a/()a "0 $ 1".00Coreros

    I'()*+ P2'2 10 $ 14.00

    -a/()a pa/(+)(a "0 $ "0.00Pri7alasI'()*+ "40 $ ".30

    -a/()a "0 $ 1".00

    Ren/a e a3os/aeroC"nt!"! Un!"! p,eco -nt",o

    1 5$!%$ <

    MENSUAL ANUAL

    COSTO TOTAL (/0(/1./2 534043.14

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    RACINP,eco Co+to Co+to

    Unt",o Men+-"# Tot"# 2025.)2 ()(02/(.))

    < 0,011.11 < @@1.11 < ?,*1.11

    < >,*11.11 < *,+1.11 < *?,?*1.11

    < >,*11.11 < >,[email protected] < 0>,>*.11

    < ,+11.11 < ?.1= < ++,?>.11

    (0624.5) ().61 (0624.5) 10/4(.64 130/6).))

    < +11.11 < ,1>+.@? < @,011.11< 11.11 < +01.11 < +,=11.11< +11.11 < 01.11 < @11.11

    < 1.11 < 1.11 < @1.11 ((0234.12 (/0462.5)

    P,eco Co+to Co+toMen+-"# Tot"#

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    $ .001.0 10 $ 1. 3 $ 4.973.00 83 $ 1.1 " $ 3.0"

    $ '.01.00 10 $ 1.40 " $ ".80

    ".00 1" $ ".00 " $ 4.00$ &.'0.70 343 $ 0.77 " $ 1.".00 1" $ 1.01 " $ ".0"

    TOTAL

    Co+to $en+-"# Co+to tot"# "n-"#< <

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    Cos/o8re:a9oCo+to po, ,e7"8o7es "8o

    $ 11.+! < +,>+.*0

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    $ .00 < >?.

    $ '.00 < [email protected]

    $ &.' < >*?.@

    //5.3( /04().24

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    PARAMETROS TECNICO9PRODUCTI'OSMORTALIDAD ADULTO CICLO .11 .11 .11 .11MORTALIDAD CRIAS DESTETE 0.11 0.11 0.11 0.11

    E" l $"#o%& *.11 *.*1 *.@1 .>1

    PARICIN =1.11 =1.11 =1.11 =1.11PARTOS MULTIPLES *1.11 1.11 >1.11 >1.11DESECOS VIENTRES .11 .11 +1.11 +1.11DESECOS SEMENTALES 1.11 1.11 *1.11 >1.11PRIMALAS A LA VENTA =0 =0 =1 =1

    INICIO8A+

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    .110.11*.?1

    =1.11>1.11*1.11>1.11

    =1

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    CONCEPTO PROYECCION DEL DESARROLLO DEL( / 1

    BORREGAS AL INICIO DEL AO /5) *@@ *=0EMBRAS DE DESECO CABEAS = = *

    MORTALIDAD CABEAS = =

    BORREGAS A FIN DE AO *> *01 *>?

    NACIMIENTOS CRIAS *11 *+ **=PARTOS MULTIPLES >1 @> +

    MACOS 01 +*1 + +@1MORTALIDAD AL DESTETE CRIAS @ ? =CORDEROS DESTETADOS ++> +* +0*MORTALIDAD EN ENGORDA * >

    CORDEROS 'ENTA ++* +* +>=CORDEROS VENTA PIE DE CRIA 1 1 1

    EMBRAS 01 +*1 + +@1MORTALIDAD AL DESTETE @ ? =PRIMALAS DESTETADAS CRIAS ++> +* +0*MORTALIDAD A LOS @ MESES * >TOTAL PRIMALAS CRIAS ++* +* +>=MORTALIDAD PRIMALAS * >TOTAL PRIMALAS ++1 +*@ +>>PRIMALAS PARA VENTA +1? ++0TOTAL PRIMALAS PARA REEMPLAO +@ + *

    SEMENTALES 6 @ @REEMPLAOS HCOMPRA DE SEMENTALES 1 1 +

    DESECOS DE SEMENTALES 1 1 +

    CO*POSICIN DE# REori;on/e el esarrollo el re:a

    A9o 1 A9o + A9o & A9o -2))(a "0 " "8 314C2)5()a 1"0 139 10 17C2)5()2 a52 1"0 139 10 17S(6(/a( To/al e ca:e;as 49 0 11 7"

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    REBAO 5

    +> >0+ @ +1

    *?> *@@

    *0+ *?@+1+ +++

    +?@ + +1

    +@? +=@ 0

    +@+ +?=1 1

    +?@ + +1

    +@? +=@ 0

    +@+ +?=0 0

    +0@ +1+*> =?+ **

    @ @* *

    * *

    9oA9o 34193193

    738

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    PRESUPUESTOS DE COSTOS DE OPERALIMENTACIN DEL REBAOA CORDEROSDIETA PARA CORDEROS SEMIESTABULADOS ;POR CABE +.@@CRECIMIENTO @.@1 ?.@*FINALIACION +*.@ +>.@

    1.11 1.11

    PRECIOS UNITARIOS;=TON

    Concepto = A8o ( /

    0.0 INICIO 0,011.11 0,011.11>.* CRECIMIENTO >,*11.11 >,*11.11>.* FINALIACION >,*11.11 >,*11.11

    1 1.11 1.11

    COSTOS DE ALIMENTACIN DE CORDEROS

    Co"!$(o / Ao + *

    INICIO ?,*1.11 ,+>0.1>CRECIMIENTO *?,?*1.11 *,11?.@@FINALIACION 0>,>*.11 @*,=0+.>1

    TOTAL 3)0)4/ ()0))B SEMENTALESDIETA PARA SEMENTALES

    INICIO8

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    INGREDIENTE CANTIDAD

    4GS/DIA

    SUPLEMENTO ALIMENTICIO 1.011

    1.111

    1.111TOTAL ).5))NECESIDADES DE ALIMENTACIN DE SEMENTALES

    CONCEPTO ( /

    SEMENTALES ;N>M 6 6

    CANTIDAD ;TON

    SUPLEMENTO ALIMENTICIO 1.0+ 1.0+

    1.1 1.11 1.11

    1.1 1.11 1.11

    COSTOS DE ALIMENTACIN DE SEMENTALES ;

    CONCEPTO + *SUPLEMENTO ALIMENTICIO +,0=+.11 +,0=+.11

    TOTAL (052( (052(

    C 'IENTRES EN *ESTACIN Y LACTANCIADIETA PARA VIENTRES EN LOS KLTIMOS *1 DAS DE GESTACIN

    Y *+ DIAS DE LACTANCIAIN*REDIENTE CANTIDAD

    ?*S=DIA

    SUPLEMENTO ALIMENTICIO 1.>11

    TOTAL ).))

    NECESIDADES DE ALIMENTACIN DE VIENTRES EN >1 DAS DE GESTACIN Y LACTANCIA

    CONCEPTO ( /

    VIENTRESHNKM *11 *+

    CANTIDAD ;TON

    SUPLEMENTO ALIMENTICIO .*= .01

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    COSTOS DE ALIMENTACIN DE VIENTRES

    CONCEPTO ( /

    SUPLEMENTO ALIMENTICIO +1,+@=.11 +1,=?.@*

    TOTAL ()0(62 ()0212

    D COSTOS TOTALES DE ALIMENTACIN

    COSTOS DE ALIMENTACIN DEL REBAO

    Concepto = A8o ( /

    ALIMENTACIN DE CORDEROS 1,1?* +1>,11>

    ALIMENTACIN DE SEMENTALES +,0=+ +,0=+ALIMENTACIN DE VIENTRES +1,+@= +1,==

    TOTAL ()(02/( ((60/1

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    CIN

    NKMERODE DIAS

    @1

    00

    @1

    1

    (45

    A8o+1 5

    1/) 15/ 124

    +.* *.++ *.*=.? .@= +1.@>

    +?.*@ +.11 *1.=1.11 1.11 1.11

    A8o+1 5

    0,011.11 0,011.11 0,011.11>,*11.11 >,*11.11 >,*11.11>,*11.11 >,*11.11 >,*11.11

    1.11 1.11 1.11

    A8o+ > 0

    +1,0>?.0 ++,@+.0* +*,?@.+?@,+?.= >1,@>?. >>,@?+.+1?*,>.+ ?,[email protected]= =?,?+?.=1

    ((30353 (1/0)44 (50(5/

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    NKMERO

    DE DIAS

    +?1

    1

    1

    A8o+1 5

    6 6 6

    1.0+ 1.0+ 1.0+

    1.11 1.11 1.11

    1.11 1.11 1.11

    A8o+ > 0

    +,0=+.11 +,0=+.11 +,0=+.11

    (052( (052( (052(

    N>MERO

    DE DIAS

    >+

    A8o+1 5

    **= *0+ *?@

    .?> >.+* >.0

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    A8o+1 5

    ++,@1?.+ +*,??.1 +>,1>0.1+

    ((06)4 (/042) (0)5

    A8o+1 5

    ++,0 +*,1?? +>0,+0*

    +,0=+ +,0=+ +,0=+++,@1? +*,?=1 +>,1>0

    (110(4 (6012 (6)0442

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    COSTOS SANITARIOS

    PRO?RA*A DE *EDICINA PREVENTIVAEs/ao siol23ico 4 5ro6c/ Presen/aci2n Cos/o D2sis

    *l $ *l8C:;.CorerasI'()*+ "40 ".30 0.80

    -a/()a "0 1".00 3.00Se7en/ales

    I'()*+ "40 ".30 1.0-a/()a "0 1".00 3.00Coreros

    I'()*+ P2'2 10 14.00 1.00 -a/()a E "0 "0.00 ".00

    Pri7alas

    I'()*+ "40 ".30 0.70 -a/()a "0 1".00 ".00

    COSTOS DE

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    REIN'ERSION

    E&UIPO PRINCIPAL U=M 'OLUMENPALA PA >.11 =1.11

    MACETE PA *.11 ?1.11

    BIELDO PA >.11 +=1.11

    COMEDEROS UN +.11 =11.11

    BEBEDEROS UN +.11 011.11

    TOTAL:

    COSTOUNITARIO

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    Dosis 5or Cos/o 5or A5licaciones Cos/o8a9o

    5resen/aci2n D2sis al a9o 5or ca:e;a.'300 0.88 3 ".83 1.1 " 3.0"

    .0010 1. 3 4.9783 1.1 " 3.0"

    '.010 1.40 " ".80

    1" ".00 " 4.00&.'

    343 0.77 " 1.1" 1.01 " ".0"

    1,784 1,90"7 89

    1,197 1,3148 48

    &,' ,01&

    I*PORTETOTA# ($)

    ""0110394"

    1"340074

    100"4

    1,'

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    IN'. AO ( AO / AO 1 AO AO 5*1.11 0*.11+>1.11 +0>.11?*1.11 ?*.11=11.11 ==1.11011.11 001.11

    /02).)) /04/2.))

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    0

    PROECCION DE COST

    COSTOS DEL PRO>ECTO COSTOS A?O A?OCONCEPTO SE!ANA@!ES@CICL 1 "

    Al-m$"!-7" Co)o) )"-%-o) $",710.87 $ ",99.70Com(% &$ )$m$"l P$l-b'$2 $ 8,000.00 $ # $ #Com(% &$ )$m$"l Bl!3b$ll- $ 8,00.00Com(% )$m$"l 45&6" $ 9,000.00Bo-'-" $$%-"%-o $1,87.0 $ 1,771.88R$-"$%)-o" $ # $ #V$$%-"%-o $1,800.00 $ 1,890.00P#o &$ #' $ 30.00 $ 378.00P#o &$ l' $ 00.00 $ 30.00Co)o &$ m"o &$ ob% < @,011.11

    TOTAL --- ---

    INICIO8A+

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    S

    A?O A?O A?O3 4

    $ 3,3"4.4" $ 3,.41 $ 4,01"."$ 8,000.00

    $ 8,00.00 $ 9,000.00

    $ 1,80.47 $ 1,93.49 $ ",01.17$ ",7"8.00 $ # $ #$ 1,984.0 $ ",083.73 $ ",187.91$ 39.90 $ 41.7 $ 437.8$ 1.0 $ 94.8 $ 7"9.30

    $44,3.98

    --- --- ---

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    COSTOS TOTA#ESCOSTOS FI;OS A?O 1 A?O " A?O 3

    R$-"$%)-o" $ # $ # $ ",7"8.00V$$%-"%-o $ 1,800.00 $ 1,890.00 $ 1,984.0

    P#o &$ #' $ 30.00 $ 378.00 $ 39.90P#o &$ l' $ 00.00 $ 30.00 $ 1.0Co)o &$ m"o &$ ob% $3,00.00 $38,3".00 $40,"41."

    TOTAL

    COSTOS BARIA-LES A?O 1 A?O " A?O 3Al-m$"!-7" Co)o) )"-%-o) $ ",710.87 $ ",99.70 $ 3,3"4.4"Com(% &$ )$m$"l$) $ # $ # $ 8,000.00Bo-'-" $$%-"%-o $ 1,87.0 $ 1,771.88 $ 1,80.47

    TOTAL

    A?O 1 A?O " A?O 3COSTOS FI;OS $39,"0.00 $41,""3.00 $4,01".1COSTOS BARIA-LES COSTOS TOTALES --- --- ---

    INICIO8A+

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    A?O 4 A?O $ # $ #$ ",083.73 $ ",187.91

    $ 41.7 $ 437.8$ 94.8 $ 7"9.30$4","3.31 $ 44,3.98

    $47,7"0.78

    A?O 4 A?O

    $ 3,.41 $ 4,01"."$17,00.00 $ 17,00.00$ 1,93.49 $ ",01.17

    A?O 4 A?O $4,448.3 $ 47,7"0.78

    --- ---

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    PROECCION DE IN?

    BOLU!EN PRECIO BENTAS A?OCONCEPTO UNITARIO @CICLO 1

    CORDEROS ++* +>11 $ 1,800.00 PRIMALAS +>?1 $ 137,14.1" VIENTRES DE DESECO = 11 $ 7,"00.00 $7,"00.00SEMENTALES DE DESECO 1 ++1

    $ # $ #

    TOTAL

    BOLU!EN PRECIO COSTOS !ARENCONCEPTO UNITARIO UNITARIO

    CORDEROS +>11 1,14".00 $ "8.00PRIMALAS 1 +>?1 0.00 $ #VIENTRES DE DESECO * 11 70.00 $ 70.00SEMENTALES DE DESECO *@@ ++1

    800.00 $ 800.00

    TOTAL $1,808.00

    INICIO8A+

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    ESOS

    A?O A?O A?O A?O" 3 4

    $ 7,"00.00 $",100.00 $"7,900.00 $ ",100.00

    $ # $ 1,190.00 $ ",380.00 $ ",380.00

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    0

    ESTADO DE RESU#TA

    CONCEPTOS A?O 1 A?O "

    BENTAS $ 301,14.1" $ 33,8"4.0COSTOS FI;OS $ 39,"0.00 $ 41,""3.00COSTOS BARIA-LES $ 10,"19.37 $ 1"1,191."9 # COSTOS TOTALES $ 14,479.37 $ 1",414."9 UTILIDAD -RUTA $ 1,.7 $ 191,410."1 # DEPRECIACION $ 41,"9.00 $ 43,30.80 UTILIDAD ANTES DE I!PUESTOS $ 114,39.7 $ 148,049.41 # I!PUESTOS $ 11,43.97 $ 14,804.94 UTILIDAD DEL E;ERCICIO $ 10",93".77 $ 133,"44.47

    COSTOS DE DEPRECIACIONEACTIBO FI;O BALOR ORIINAL TASA

    $ 18,00.00 10%

    -(:(5()2 $ "0,880.00 10%

    TOTAL $ "0,480.00

    INICIO8A

    C2))a 2 /(h2 5( G6a H (/)+/+)a6(/Ga

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    OS

    A?O 3 A?O 4 A?O

    $ 4"4,41." $ 41,00.78 $ 47,99.48$ 4,01".1 $ 4,448.3 $ 47,7"0.78$ 14,33".18 $ 19,47."4 $ 184,341.77

    $ 19",344.33 $ "14,99.0 $ "3",0".4$ "3",107."9 $ "4,0.19 $ "3,3.93

    $ 4,"8.84 $ 47,80."8 $ 0,19.

    $ 18,78.4 $ 198,"9.91 $ 18,341.39

    $ 18,7.8 $ 19,8".99 $ 18,34.14$ 17,9"0.1 $ 178,433.91 $ 1,807."

    A?OS DEP ANUAL BALOR RESCATE

    .00 $ 37,1"0.00 $ 148,480.00

    .00 $ 4,17.00 $ 1,704.00$ 41,"9.00 $ 1,184.00

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    F#UJO DE EFECTIVO

    CONCEPTOS @ A?O A?O 0 A?O 1 A?O " BENTAS $ # BALOR DE RESCATE $ # $ # INRESOS TOTALES $ # COSTOS FI;OS $ 39,"0.00 COSTOS BARIA-LES COSTOS TOTALES $ # CO!PRA ACTIBO FI;O $ # CO!PRA ACTIBO DIFERIDO $ #

    CO!PRA CAPITAL DE TRA-A;O SALDO FINAL

    INICIO8A+

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    A?O 3 A?O 4 A?O $47,99.48

    $ # $1,184.00

    $3",783.48$ 4,01".1 $ 4,448.3 $ 47,7"0.78

    $184,341.77 $"3",0".4

    $ # $ # $ # $ #

    $400,7"0.93

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    PUNTO DE E

    CONCEPTOS @ A?O A?O 1 A?O "BENTAS $ 301,14.1" COSTOS FI;OS $ 39,"0.00 $41,""3.00COSTOS BARIA-LES $ 10,"19.37 COSTOS TOTALES $ 14,479.37 PUNTO DE EUILI-RIO $ $ 0,3. $ ",98.30PUNTO DE EUILI-RIO % "0% 18%

    INICIO8A+

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    UI#I

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    ANA#ISIS DE RENTA p2) +/62 a )(a2-((K2#C2/2 ( 6aH2) J+( 1, 2 J+( Ka, J+( p2) a5a p(2 '()/52 (

    'a a )(+p()a) H ( /(5)a + ((5(/( 5( .03 p(2.

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    TIR @

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    0

    ES@UE*A DE CAPITA#IBACION A>O

    D$ !'$%&o %$#l) &$ O($%!-7" +1 !omo m-"-mo 2 &$ 5) $l 01 &$ lo )ol-!-&o

    PORCENTAJE A=O PA?OS*1 + ?,*11.11 ?,*11.11

    * ?,*11.11 +>,>11.11MONTO SOLICIT. ?,*11.11 *+,@11.11< +=1,111.11 > ?,*11.11 *=,=11.11

    0 ?,*11.11 @,111.11MONTO AORRAR< @,111.11

    *ONTO DEA>ORRO

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    RO