AMORTIZACIONVP5000nCUOTAINTERSABONOSALDOA?05000n61756.8275.00681.824318.18i1.50%2802.2364.77737.463580.72g6%3850.3753.71796.662784.064901.3941.76859.631924.445955.4728.87926.60997.8361012.8014.97997.83-0.00EJERCICIO 04Un electrodomstico tiene valor de contado de 475,000 y puede adquirirse con una inicial de 52,020 y el resto financiado a 2 aos con cuotas mensuales iguales a un inters del 2,5% mensual. Hallar el saldo a cabo de 15 meses.nCUOTAINTERSABONOSALDOVALOR475,000.000422,980.00INICIAL52,020.00123650.0010574.5013075.50409,904.50SALDO422,980.00223650.0010247.6113402.39396,502.10n24 MESES323650.009912.5513737.45382,764.65i2.50%423650.009569.1214080.89368,683.76? SALDO MES 15523650.009217.0914432.91354,250.85623650.008856.2714793.73339,457.12723650.008486.4315163.58324,293.54823650.008107.3415542.67308,750.87923650.007718.7715931.23292,819.641023650.007320.4916329.51276,490.131123650.006912.2516737.75259,752.381223650.006493.8117156.20242,596.181323650.006064.9017585.10225,011.081423650.005625.2818024.73206,986.351523650.005174.6618475.35188,511.011623650.004712.7818937.23169,573.781723650.004239.3419410.66150,163.121823650.003754.0819895.93130,267.191923650.003256.6820393.32109,873.872023650.002746.8520903.1688,970.712123650.002224.2721425.7467,544.972223650.001688.6221961.3845,583.592323650.001139.5922510.4123,073.182423650.00576.8323073.180.00000

EJERCICIO 06VP30,000.00nCUOTAINTERSABONOSALDOA?030,000.00n1812,426.11,050.01,376.128,623.9i3.50%22,406.11,001.81,404.327,219.6g20.0032,386.1952.71,433.425,786.242,366.1902.51,463.624,322.652,346.1851.31,494.822,827.862,326.1799.01,527.121,300.772,306.1745.51,560.619,740.182,286.1690.91,595.218,144.9FUNCION PAGO92,266.1635.11,631.016,513.9102,246.1578.01,668.114,845.8MENOS 4,000 =10,845.76Vp112,226.1519.61,706.513,139.33.50%i122,206.1459.91,746.211,393.08n132,186.1398.81,787.39,605.7142,166.1336.21,829.97,775.8$-1,577.80 152,146.1272.21,874.05,901.8162,126.1206.61,919.53,982.3172,106.1139.41,966.72,015.6182,086.170.52,015.6-0.0

VP10845.76nCUOTAINTERSABONOSALDOi3.50%010,845.76n811577.80379.601198.209,647.5621577.80337.661240.148,407.4231577.80294.261283.557,123.8741577.80249.341328.475,795.4051577.80202.841374.974,420.4461577.80154.721423.092,997.3571577.80104.911472.901,524.4581577.8053.361524.450.00

EJERCICIO 07Un electrodomstico vale al contado 620,000; se adquiere con una cuota inicial de 125,000 y el resto financiado en 8 meses con cuotas mensuales iguales y un inters de 2% mensual. Elaborar la tabla de la deuda.nCUOTAINTERSABONOSALDOvp495000012500495,000.00n8167572.359900.0057672.35437,327.65i2%267572.358746.5558825.80378,501.85367572.357570.0460002.31318,499.54467572.356369.9961202.36257,297.18567572.355145.9462426.41194,870.77667572.353897.4263674.94131,195.84767572.352623.9264948.4366,247.40867572.351324.9566247.400.00

Hoja21. Se requiere amortizar un prstamo de S/. 10,000, en el plazo de un ao, con cuotas uniformes que vencen cada 90 das; e prstamo devenga de un TET del 4% y se desembolsa el 15 de julio.

P10000nCUOTAINTERSPRINCIPALSALDOn4010000TET0.0412754.9004002354.9007645.100cuota2754.90022754.900305.80398185412449.0965196.00332754.900207.84012298232547.0602648.94342754.900105.95770975572648.9430.0002. Calcule la quinta cuota principal de un prstamo que se amortiza en un plazo de 2 aos, con cuotas uniformes mensuales de 235 la TEM es de 1%.nCUOTAINTERSPRINCIPALSALDOA23504992.20n24123549.92185.084807.12i0.01223548.07186.934620.19323546.20188.804431.39423544.31190.694240.70523542.41192.594048.11623540.48194.523853.59723538.54196.463657.13823536.57198.433458.70923534.59200.413258.291023532.58202.423055.871123530.56204.442851.431223528.51206.492644.941323526.45208.552436.391423524.36210.642225.761523522.26212.742013.011623520.13214.871798.141723517.98217.021581.131823515.81219.191361.941923513.62221.381140.562023511.41223.59916.96212359.17225.83691.13222356.91228.09463.04232354.63230.37232.67242352.33232.670.00

3. Un proyecto de inversin que demanda un financiamiento bancario de S/. 10,000 y devenga de una TET de 4%, ser amortizado en el plazo de dos aos con cuotas trimestrales uniformes vencidas. Cul ser el importe de la sptima cuota principal?

P10000nCUOTAINTERSPRINCIPALSALDOTET4%010000.00n811,485.28400.001085.288914.7221,485.28356.591128.697786.0331,485.28311.441173.846612.2041,485.28264.491220.795391.4051,485.28215.661269.624121.7861,485.28164.871320.412801.3871,485.28112.061373.221428.1581,485.2857.131428.150.00

4. Un electrodomstico tiene valor de contado de 475,000 y puede adquirirse con una inicial de 52,020 y el resto financiado a 2 aos con cuotas mensuales iguales a un inters del 2,5% mensual. Hallar el saldo a cabo de 15 meses.

P475000nCUOTAINTERSPRINCIPALSALDOinicial520200422980.00saldo422980123,650.0010574.5013075.50409904.50n24223650.004755916210247.6113402.39396502.10tasa2.50%323650.00475591629912.5513737.45382764.65423650.00475591629569.1214080.89368683.76523650.00475591629217.0914432.91354250.85623650.00475591628856.2714793.73339457.12723650.00475591628486.4315163.58324293.54823650.00475591628107.3415542.67308750.87923650.00475591627718.7715931.23292819.641023650.00475591627320.4916329.51276490.131123650.00475591626912.2516737.75259752.381223650.00475591626493.8117156.20242596.181323650.00475591626064.9017585.10225011.081423650.00475591625625.2818024.73206986.351523650.00475591625174.6618475.35188511.011623650.00475591624712.7818937.23169573.781723650.00475591624239.3419410.66150163.121823650.00475591623754.0819895.93130267.191923650.00475591623256.6820393.32109873.872023650.00475591622746.8520903.1688970.712123650.00475591622224.2721425.7467544.972223650.00475591621688.6221961.3845583.592323650.00475591621139.5922510.4123073.182423650.0047559162576.8323073.180.00

HojaxP?nCUOTAINTERESABONOSALDOn240i0.0927271500.00A5002525.00g5%3551.254578.815607.756638.147670.058703.559738.7310775.6611814.4512855.1713897.9314942.8215989.97161,039.46171,091.44181,146.01191,203.31201,263.48211,326.65221,392.98231,462.63241,535.76

Hoja4PERIODO01234INVERSION-1000BENEFICIOS NETOS200200200200PRESTAMO300-300INTERESES-30-30-30-30FLUJO DE CAJA-700170170170-130

-332.75PERIODO01234INVERSION-1000BENEFICIOS NETOS400400400400PRESTAMO300-300INTERESES-30-30-30-30FLUJO DE CAJA-70037037037070

243.59PERIODO01234INVERSION-634BENEFICIOS NETOS200200200200PRESTAMO300-300INTERESES-30-30-30-30FLUJO DE CAJA-334170170170-130

-0.0

geomet

VP5000ncapitalinterscuotaSALDOA?065000n61313.111300.001613.11313.1164686.89i1.50%2319.371293.741613.11319.3764367.52g6%3325.761287.351613.11325.7664041.764332.271280.841613.11332.2763709.485338.921274.191613.11338.9263370.566345.701267.411613.11345.7063024.867352.611260.501613.11352.6162672.258359.661253.451613.11359.6662312.599366.861246.251613.11366.8661945.7310374.201238.911613.11374.2061571.5311381.681231.431613.11381.6861189.8512389.311223.801613.11389.3160800.5413397.101216.011613.11397.1060403.4414405.041208.071613.11405.0459998.4015413.141199.971613.11413.1459585.2616421.401191.711613.11421.4059163.8517429.831183.281613.11429.8358734.0218438.431174.681613.11438.4358295.5919447.201165.911613.11447.2057848.3920456.141156.971613.11456.1457392.2521465.261147.851613.11465.2656926.9922474.571138.541613.11474.5756452.4223484.061129.051613.11484.0655968.3524493.741119.371613.11493.7455474.6125503.621109.491613.11503.6254970.9926513.691099.421613.11513.6954457.3027523.961089.151613.11523.9653933.3428534.441078.671613.11534.4453398.9029545.131067.981613.11545.1352853.7630556.031057.081613.11556.0352297.7331567.161045.951613.11567.1651730.5732578.501034.611613.11578.5051152.0733590.071023.041613.11590.0750562.0134601.871011.241613.11601.8749960.1435613.91999.201613.11613.9149346.2336626.19986.921613.11626.1948720.0437638.71974.401613.11638.7148081.3338651.48961.631613.11651.4847429.8539664.51948.601613.11664.5146765.3440677.80935.311613.11677.8046087.5441691.36921.751613.11691.3645396.1842705.19907.921613.11705.1944690.9943719.29893.821613.11719.2943971.7044733.68879.431613.11733.6843238.0245748.35864.761613.11748.3542489.6746763.32849.791613.11763.3241726.3647778.58834.531613.11778.5840947.7748794.15818.961613.11794.1540153.6249810.04803.071613.11810.0439343.5850826.24786.871613.11826.2438517.3451842.76770.351613.11842.7637674.5852859.62753.491613.11859.6236814.9653876.81736.301613.11876.8135938.1554894.35718.761613.11894.3535043.8055912.23700.881613.11912.2334131.5756930.48682.631613.11930.4833201.0957949.09664.021613.11949.0932252.0058968.07645.041613.11968.0731283.9359987.43625.681613.11987.4330296.50601007.18605.931613.111007.1829289.32611027.32585.791613.111027.3228262.00621047.87565.241613.111047.8727214.13631068.83544.281613.111068.8326145.30641090.20522.911613.111090.2025055.10651112.01501.101613.111112.0123943.09661134.25478.861613.111134.2522808.84671156.93456.181613.111156.9321651.91681180.07433.041613.111180.0720471.84691203.67409.441613.111203.6719268.16701227.75385.361613.111227.7518040.42711252.30360.811613.111252.3016788.11721277.35335.761613.111277.3515510.77731302.89310.221613.111302.8914207.87741328.95284.161613.111328.9512878.92751355.53257.581613.111355.5311523.39761382.64230.471613.111382.6410140.75771410.30202.811613.111410.308730.45781438.50174.611613.111438.507291.95791467.27145.841613.111467.275824.68801496.62116.491613.111496.624328.06811526.5586.561613.111526.552801.51821557.0856.031613.111557.081244.43831588.2224.891613.111588.22-343.79