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    FINANCIAL COACHING

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    Building a New Industry

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    This is IMGs MissionTo make families achieve Financial Security.

    Part-time business

    Classify needs and wants

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    Pay Yourself First

    EXPENSES

    I N C O M E

    P O V E R T Y F O R M U L AINCOME EXPENSES = SAVINGS

    SAVINGSNEEDS

    NEEDS WANTS

    WANTS DEBTS

    DEBTS

    I N C O M E

    P R O S P E R I T Y F O R M U L AINCOME THITES SAVINGS = EXPENSES

    70% - EXPENSES10%TITHES

    20%SAVINGS NEEDS

    NEEDS WANTS

    WANTS DEBTS

    DEBTS

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    This is IMGs MissionTo make families achieve Financial Security.

    Part-time business

    Classify needs and wants

    Credit cardsLive simply

    Help us to avoid debt traps

    Before building our wealth

    We need protection for health, life & assets

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    Criteria on Protection:

    1. Get the maximum benefit

    * Healthcare* Insurance

    * Short payment period* Short coverage period but with higher

    returns

    * Investment linkage (passive income)

    2. Go for term insurance

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    DIE TOO SOON

    INCOME (ACTIVE)You work hard for the money

    Food Shelter Clothing Education Healthcare Debts/Loans

    INCOME (PASSIVE)

    Money works for You

    YOUNGER OLDER

    LIFE LIVE TOO LONG

    The X-Curve Concept

    Protection Investment

    Healthcare

    Retirement

    STAGE 2STAGE 1ACTIVE AND PASSIVE

    INCOME

    Life Insurance

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    This is IMGs MissionTo make families achieve Financial Security.

    Part-time business

    Classify needs and wants

    Credit cardsLive simply

    Help us to avoid debt traps

    Before building our wealth

    We need protection for health, life & assets

    Acquiring assets: mutual funds, stocks or property

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    With Consistent & Disciplined ApproachYou Can Create your Millions

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    Time is your best ally.

    Procrastination is your worst enemy

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    This is IMGs MissionTo make families achieve Financial Security.

    Part-time business

    Classify needs and wants

    Credit cards

    Live simply

    Help us to avoid debt traps

    Before building our wealth

    We need protection for health, life & assets

    Acquiring assets: mutual funds, stocks or property

    Finally, we need to prepare how to

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    Building a Solid Financial Foundation

    INVESTMENT

    EMERGENCY FUNDDEBT MANAGEMENT

    PROTECTION: INSURANCE

    HEALTHCARE

    BUILD IT RIGHT. BUILD IT STRONG

    I N C R E A S E C A S H F L O W

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    BUILD IT RIGHT. BUILD IT STRONG

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    Building a New Industry

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    IMG - Levels of ActionLEVEL 1. HEALTHCARE - TERM INSURANCE

    LEVEL 2. MUTUAL FUNDS

    LEVEL 3. STOCK MARKET

    LEVEL 4. REAL ESTATE PROPERTIESLEVEL 5. BUSINESS

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    LEVEL 1:

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    HMO No. IB-NCR-52-07-10

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    http://www.kaiserhealthgroup.com/

    INVESTMENT

    EMERGENCY FUNDDEBT MANAGEMENTDEBT MANAGEMENT

    PROTECTION: INSURANCE

    HEALTHCARE

    I N C R E A S E C A S H F L O WI N C R E A S E C A S H F L O W

    INVESTMENT

    EMERGENCY FUNDDEBT MANAGEMENT

    PROTECTION: INSURANCE

    HEALTHCARE

    I N C R E A S E C A S H F L O W

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    LEVEL :

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    HOW MUTUAL FUNDS WORKS?

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    4 affiliated mutual fund companies

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    ROR as of 22 JAN 2015

    0.45%

    rxV3

    ROR as of 15 DEC 2014

    28.04%

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    NAVPS: 22 JAN 2015

    Php 37.3574

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    rxV3

    gi1

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    Slide 33

    gi1 NO.1geraldine isa-al, 7/16/2014

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    Be a Broker and Business builder

    JOIN PAY THE ONE-TIME OF $200

    OWN SECURE YOURSELF WITH THE LEVEL 1INVESTMENT WHICH IS KAISER

    SHARE HELP US TO SPREAD OUR MISSION TOYOUR FAMILY, FRIENDS AND TO ALL FILIPINO

    HOW TO START IN IMG

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    1. Direct access to all Financial Services

    2. By-Pass The Middle Man (earn the commission yourself

    3. Create Your Multiple Passive Income Stream

    4. Have Your Own Business Franchise

    5. Earn Interest Income from Investments(invest correctly and safely with high returns)

    6. Earn By Helping Others to Save and Invest

    BENEFITS OF BEING IMG MEMBER

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